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SkyPoint Federal Credit Union


Overview / Commentary
www.skypointfcu.com
301-279-1964
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 29th largest credit union in the state of Maryland. It is also the 1,254th largest credit union in the nation. It was established in 1968 and as of March of 2022, it had grown to 37 employees and 13,686 members at 3 locations. SkyPoint Federal Credit Union's CD rates are 50% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to residents, students, worshipers, volunteers, or those who work in Alexandria, Arlington and Fall Church, VA; Frederick or Montgomery counties MD; and DC. Eligibility also extends to all family and household members of current credit union members
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Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #18917
Year Chartered1968
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD12.04%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$201.2MM$188.1MM
LoansQ1 2022vs Q1 2021$141.9MM$127.9MM
DepositsQ1 2022vs Q1 2021$181.3MM$170.6MM
Equity CapitalQ1 2022vs Q1 2021$17.2MM$15.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$736.00K$866.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$506.00K$750.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyPoint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings Account
0.05%$100-Special Savings Account
0.05%$100-Holiday Savings
0.05%$100-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$35k*-Premium Money Market
OTHER TIERS: 0.20% → $100 - $35k
0.55%*$50k*-Money Market Account
OTHER TIERS: 0.05% → $1k - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k

SkyPoint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$1k-60 Month Share Certificate
1.85%$1k-48 Month Share Certificate
1.70%$1k-36 Month Share Certificate
1.55%$1k-24 Month Share Certificate
1.35%$1k-12 Month Share Certificate

SkyPoint Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$1k-60 Month IRA Certificate
1.85%$1k-48 Month IRA Certificate
1.70%$1k-36 Month IRA Certificate
1.55%$1k-24 Month IRA Certificate
1.35%$1k-12 Month IRA Certificate
Locations


SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

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