2. SkyPoint Federal Credit Union

SkyPoint Federal Credit Union


Overview / Commentary
www.skypointfcu.com
301-279-1964
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 30th largest credit union in the state of Maryland. It is also the 1,277th largest credit union in the nation. It was established in 1968 and as of December of 2018, it had grown to 30 employees and 14,706 members at 3 locations. SkyPoint Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to residents, students, worshipers, volunteers, or those who work in Alexandria, Arlington and Fall Church, VA; Frederick or Montgomery counties MD; and DC. Eligibility also extends to all family and household members of current credit union members
See current membership details

Related Posts

Montgomery County Employees Fed CU Adds 9-Month CD - 9/19/2018

Montgomery County Employees Federal Credit Union (easy membership) has added a 9-month Share Certificate Special (2.53% APY). The minimum deposit is $1k.

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #18917
Year Chartered1968
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.69%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$146.7MM$139.2MM
LoansQ4 2018vs Q4 2017$115.9MM$103.1MM
DepositsQ4 2018vs Q4 2017$133.6MM$121.9MM
Equity CapitalQ4 2018vs Q4 2017$11.5MM$11.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$858.00K$388.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$406.00K$945.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not SkyPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyPoint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Savings Account
0.15%$100-Special Savings Account
0.15%$100-Holiday Savings
0.15%$100-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$35k-Premium Money Market
0.65%*$50k*- MVP Best - Money Market Account
OTHER TIERS: 0.40% → $1k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k

SkyPoint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$1k-60 Month MVP Best Share Certificate
2.74%$1k-60 Month Share Certificate
2.53%$1k-48 Month MVP Best Share Certificate
2.38%$1k-48 Month Share Certificate
2.38%$1k-36 Month MVP Best Share Certificate
2.33%$1k-24 Month MVP Best Share Certificate
2.22%$1k-36 Month Share Certificate
2.17%$1k-24 Month Share Certificate
1.97%$1k-12 Month MVP Best Share Certificate
1.82%$1k-12 Month Share Certificate
Locations


SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

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