SkyPoint Federal Credit Union

Overview / Commentary
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 29th largest credit union in the state of Maryland. It is also the 1,230th largest credit union in the nation. It was established in 1968 and as of September of 2022, it had grown to 37 employees and 13,716 members at 3 locations. SkyPoint Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to residents, students, worshipers, volunteers, or those who work in Alexandria, Arlington and Fall Church, VA; Frederick or Montgomery counties MD; and DC. Eligibility also extends to all family and household members of current credit union members
See current membership details


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Health Grade Components

NCUA #18917
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.41%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$204.9MM$192.5MM
LoansQ3 2022vs Q3 2021$149.9MM$135.2MM
DepositsQ3 2022vs Q3 2021$179.4MM$172.7MM
Equity CapitalQ3 2022vs Q3 2021$15.9MM$17.7MM
Loan Loss AllowanceQ3 2022vs Q3 2021$844.00K$690.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$598.00K$578.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyPoint Federal Credit Union Savings Account Rates

0.05%$100-Regular Savings Account
0.05%$100-Special Savings Account
0.05%$100-Holiday Savings
0.05%$100-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

0.80%*$35k*-Premium Money Market
OTHER TIERS: 0.45% $100 - $35k
0.70%*$50k*-Money Market Account
OTHER TIERS: 0.10% $1k - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k

SkyPoint Federal Credit Union CD Rates

4.00%$1k-12 Month Share Certificate
3.90%$1k-24 Month Share Certificate
3.90%$1k-36 Month Share Certificate
3.80%$1k-60 Month Share Certificate
3.75%$1k-48 Month Share Certificate

SkyPoint Federal Credit Union IRA Rates

4.00%$1k-12 Month IRA Certificate
3.90%$1k-24 Month IRA Certificate
3.90%$1k-36 Month IRA Certificate
3.80%$1k-60 Month IRA Certificate
3.75%$1k-48 Month IRA Certificate

SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

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