SkyPoint Federal Credit Union

Overview / Commentary
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 29th largest credit union in the state of Maryland. It is also the 1,198th largest credit union in the nation. It was established in 1968 and as of September of 2023, it had grown to 46 employees and 13,590 members at 3 locations. SkyPoint Federal Credit Union's CD rates are 6X the national average, and it has a C+ health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Alexandria, Arlington County, or Falls Church, Virginia, or Frederick or Montgomery Counties, Maryland; or the District of Columbia. Eligibility also extends to all family and household members of current credit union members
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #18917
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD11.27%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$217.7MM$204.9MM
LoansQ3 2023vs Q3 2022$163.3MM$149.9MM
DepositsQ3 2023vs Q3 2022$169.3MM$179.4MM
Equity CapitalQ3 2023vs Q3 2022$17.3MM$15.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.9MM$844K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.8MM$598K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SkyPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyPoint Federal Credit Union Savings Account Rates

0.05%$100-Regular Savings Account
0.05%$100-Special Savings Account
0.05%$100-Holiday Savings
0.05%$100-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

1.35%*$35k*-Premium Money Market
OTHER TIERS: 0.05% $100 - $35k
1.20%*$50k*-Money Market Account
OTHER TIERS: 0.60% $1k - $10k | 0.90% $10k - $25k | 1.00% $25k - $50k

SkyPoint Federal Credit Union CD Rates

5.25%$1k-13 Month Share Certificate Special - New Money
5.00%$1k-12 Month Share Certificate
4.30%$1k-24 Month Share Certificate
3.90%$1k-36 Month Share Certificate
3.80%$1k-60 Month Share Certificate
3.75%$1k-48 Month Share Certificate

SkyPoint Federal Credit Union IRA Rates

5.00%$1k-12 Month IRA Certificate
4.30%$1k-24 Month IRA Certificate
3.90%$1k-36 Month IRA Certificate
3.80%$1k-60 Month IRA Certificate
3.75%$1k-48 Month IRA Certificate

SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.