TODAY'S FEATURED RATES
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.54%
Our Rating
4.3
/ 5
Peak Bank
Envision High Yield Savings
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.20%
Our Rating
3.6
/ 5
Jenius Bank
Jenius Savings Account
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
3.80%
Our Rating
4.3
/ 5
SoFi® Bank, N.A.
SoFi Checking and Savings
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.46%
Our Rating
4.0
/ 5
Vio Bank
Cornerstone Money Market
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
3.70%
Our Rating
4.3
/ 5
American Express®
High Yield Savings Account
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.50%
Our Rating
4.1
/ 5
BrioDirect
High-Yield Savings
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.30%
Our Rating
4.2
/ 5
CIT Bank
Platinum Savings
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.39%
Our Rating
3.6
/ 5
Valley National Bank
High-Yield Savings Account Via Raisin
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY
APY = Annual Percentage Yield Rates as of 3/19/2025
4.25%
Our Rating
3.7
/ 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3
/ 5
SoFi® Bank, N.A.
SoFi Checking and Savings
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
SkyPoint Federal Credit Union is headquartered in Germantown and is the 28th largest credit union in the state of Maryland. It is also the 1,152nd largest credit union in the nation. It was established in 1968 and as of December of 2024, it had grown to 45 employees and 13,492 members at 3 locations. SkyPoint Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Field of Membership Restrictions
SkyPoint Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Alexandria, Arlington County, or Falls Church, Virginia, or Frederick or Montgomery Counties, Maryland; or the District of Columbia. Eligibility also extends to all family and household members of current credit union members
See current membership details
Health
B+
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18917 |
| Year Chartered | 1968 |
| Employees | 45 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 4.4% |
| Annual Interest Income | $12MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $239.1MM$214.5MM |
| Loans | Q4 2024vs Q4 2023 | $173.3MM$162.9MM |
| Deposits | Q4 2024vs Q4 2023 | $178.4MM$169.7MM |
| Equity Capital | Q4 2024vs Q4 2023 | $19.5MM$18.4MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $2.4MM$2.1MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $3MM$2MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |