2. SkyPoint Federal Credit Union

SkyPoint Federal Credit Union


Overview / Commentary
www.skypointfcu.com
301-279-1964
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 30th largest credit union in the state of Maryland. It is also the 1,281st largest credit union in the nation. It was established in 1968 and as of June of 2019, it had grown to 28 employees and 14,349 members at 3 locations. SkyPoint Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to residents, students, worshipers, volunteers, or those who work in Alexandria, Arlington and Fall Church, VA; Frederick or Montgomery counties MD; and DC. Eligibility also extends to all family and household members of current credit union members
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Health
B+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #18917
Year Chartered1968
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD15.53%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$150.5MM$141.4MM
LoansQ2 2019vs Q2 2018$118.8MM$108.5MM
DepositsQ2 2019vs Q2 2018$136.8MM$128.5MM
Equity CapitalQ2 2019vs Q2 2018$12.6MM$11.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$890.00K$553.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.3MM$515.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not SkyPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SkyPoint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Savings Account
0.15%$100-Special Savings Account
0.15%$100-Holiday Savings
0.15%$100-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$35k-Premium Money Market
0.65%*$50k*- MVP Best - Money Market Account
OTHER TIERS: 0.40% → $1k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k
0.50%*$50k*-Money Market Account
OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k

SkyPoint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$1k-60 Month MVP Best Share Certificate
2.28%$1k-24 Month MVP Best Share Certificate
2.28%$1k-36 Month MVP Best Share Certificate
2.22%$1k-60 Month Share Certificate
2.17%$1k-48 Month MVP Best Share Certificate
2.12%$1k-24 Month Share Certificate
2.12%$1k-36 Month Share Certificate
2.12%$1k-12 Month MVP Best Share Certificate
2.02%$1k-48 Month Share Certificate
1.97%$1k-12 Month Share Certificate

SkyPoint Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$1k-60 Month MVP Best IRA Share Certificate
2.28%$1k-24 Month MVP Best IRA Share Certificate
2.28%$1k-36 Month MVP Best IRA Share Certificate
2.22%$1k-60 Month IRA Share Certificate
2.17%$1k-48 Month MVP Best IRA Share Certificate
2.12%$1k-12 Month MVP Best IRA Share Certificate
2.12%$1k-24 Month IRA Share Certificate
2.12%$1k-36 Month IRA Share Certificate
2.02%$1k-48 Month IRA Share Certificate
1.97%$1k-12 Month IRA Share Certificate
Locations


SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

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