Advertising Disclosure
  1. Home
  2. Banks
  3. SkyPoint Federal Credit Union

SkyPoint Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.skypointfcu.com
301-279-1964
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 28th largest credit union in the state of Maryland. It is also the 1,174th largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 44 employees and 13,555 members at 3 locations. SkyPoint Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Alexandria, Arlington County, or Falls Church, Virginia, or Frederick or Montgomery Counties, Maryland; or the District of Columbia. Eligibility also extends to all family and household members of current credit union members
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #18917
Year Chartered1968
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.62%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$238.6MM$222.8MM
LoansQ1 2025vs Q1 2024$170MM$161.6MM
DepositsQ1 2025vs Q1 2024$180.8MM$173.1MM
Equity CapitalQ1 2025vs Q1 2024$20.1MM$18.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.2MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SkyPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

SkyPoint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†$100-Regular Savings Account
0.05%†$0-Special Savings Account
0.05%†$0-Holiday Savings
0.05%†$0-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*†$35k*-Premium Money Market
OTHER TIERS: 0.05% → $100 - $35k
1.60%*†$50k*-Money Market Account
OTHER TIERS: 1.00% → $1k - $10k | 1.30% → $10k - $25k | 1.40% → $25k - $50k

SkyPoint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%†$1k-13 Month Share Certificate Special - New Money
3.85%†$1k-12 Month Share Certificate
3.70%†$1k-24 Month Share Certificate
3.30%†$1k-36 Month Share Certificate
3.20%†$1k-60 Month Share Certificate
3.15%†$1k-48 Month Share Certificate
Locations


SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.