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SkyPoint Federal Credit Union


Overview / Commentary
www.skypointfcu.com
301-279-1964
19785 Crystal Rock Dr Ste 201
Germantown, MD 20874

SkyPoint Federal Credit Union is headquartered in Germantown and is the 29th largest credit union in the state of Maryland. It is also the 1,195th largest credit union in the nation. It was established in 1968 and as of June of 2024, it had grown to 47 employees and 13,479 members at 3 locations. SkyPoint Federal Credit Union's CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

SkyPoint Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Alexandria, Arlington County, or Falls Church, Virginia, or Frederick or Montgomery Counties, Maryland; or the District of Columbia. Eligibility also extends to all family and household members of current credit union members
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Health
C+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #18917
Year Chartered1968
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.16%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$225MM$211.5MM
LoansQ2 2024vs Q2 2023$162.4MM$160.6MM
DepositsQ2 2024vs Q2 2023$174.8MM$176.6MM
Equity CapitalQ2 2024vs Q2 2023$18.9MM$17.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.3MM$1.7MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.8MM$1.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not SkyPoint Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

SkyPoint Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†$100-Regular Savings Account
0.05%†$0-Special Savings Account
0.05%†$0-Holiday Savings
0.05%†$0-Summer Savings

SkyPoint Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*†$35k*-Premium Money Market
OTHER TIERS: 0.05% → $100 - $35k
1.20%*†$50k*-Money Market Account
OTHER TIERS: 0.60% → $1k - $10k | 0.90% → $10k - $25k | 1.00% → $25k - $50k

SkyPoint Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%†$1k-13 Month Share Certificate Special - New Money
4.85%†$1k-12 Month Share Certificate
4.30%†$1k-24 Month Share Certificate
3.90%†$1k-36 Month Share Certificate
3.80%†$1k-60 Month Share Certificate
3.75%†$1k-48 Month Share Certificate

SkyPoint Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.85%†$1k-12 Month IRA Certificate
4.30%†$1k-24 Month IRA Certificate
3.90%†$1k-36 Month IRA Certificate
3.80%†$1k-60 Month IRA Certificate
3.75%†$1k-48 Month IRA Certificate
Locations


SkyPoint Federal Credit Union Locations
Branch Office19785 Crystal Rock Dr Ste 201Germantown, MD 20874
Branch Office20 Courthouse Sq Ste 101Rockville, MD 20850
Branch Office8380 Colesville Rd Ste 201Silver Spring, MD 20910

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