SLO Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.40%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Regular Savings 1.20% - Synchrony Bank High Yield Savings
0.60%	2-year CD	24 Month CD 1.65% - Synchrony Bank 24 Month CD

View all SLO Credit Union rates »

Overview / Commentary

www.slocu.com

805-543-5839

1220 Osos Street
San Luis Obispo, CA 93401

SLO Credit Union is headquartered in San Luis Obispo and is the 228^th largest credit union in the state of California. It is also the 2,803^rd largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 6 employees and 1,835 members at 1 location. SLO Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of San Luis Obispo County or have headquarters in the city of Santa Maria, employees and retirees of Union Oil Company and its subsidiaries, those who live, work, attend school or worship in San Luis Obispo County and members of California State Employees Association in San Luis Obispo, Santa Barbara, Monterey, and San Benito Counties.
See current membership details

Reviews (1)

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Featured Account Options

Fair Equitable Professional

Posted by: Tim J Moore | Jan 12, 2017

I have been a SLOCU member for more than 25 years, and have had deposit accounts and loans, auto and personal, in that time.
Their personnel have always been friendly but efficient whenever I go into the office. Today, I received in the mail a check from my deposit account, the day after I asked them to mail it. I saved time and gas driving into SLO this way. I am giving them five stars on everything because I am extremely happy with them. I joined as a SLO County employee, and remain a member after I retired.

Comment

2

Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SLO Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	61779
Year Chartered	1953
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.29%
Return on Equity - YTD	-1.8%
Annual Interest Income	$165.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$33.4MM$34.4MM
Loans	Q1 2017vs Q1 2016	$3.0MM$3.0MM
Deposits	Q1 2017vs Q1 2016	$27.9MM$28.7MM
Equity Capital	Q1 2017vs Q1 2016	$5.3MM$5.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$16.00K$22.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$15.00K$17.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SLO Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$20k^*	-	Regular Savings
OTHER TIERS: 0.10% → $100 - $20k

SLO Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.55% → $1k - $50k
0.40%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.35% → $1k - $100k
0.30%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.25% → $1k - $100k

SLO Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$50k^*	-	24 Month IRA
OTHER TIERS: 0.55% → $1k - $50k
0.40%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.35% → $1k - $100k
0.30%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.25% → $1k - $100k

Locations

SLO Credit Union Locations
Branch Office	1220 Osos St	San Luis Obispo, CA 93401-3620