Featured Savings Rates
Featured Accounts

SMW Financial Credit Union

Popular Accounts at this Credit Union

1.24%2-year CD28 Month Featured CD
1.75%Reward CheckingRewards Checking
1.55%5-year CD60 Month CD

Overview / Commentary
700 Apollo Dr
Lino Lakes, MN 55014-3035

SMW Financial Credit Union is headquartered in Lino Lakes and is the 45th largest credit union in the state of Minnesota. It is also the 1,818th largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 22 employees and 7,556 members at 2 locations. SMW Financial Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota.
See current membership details

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SMW Financial Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68676
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0.04%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$79.5MM$77.9MM
LoansQ4 2017vs Q4 2016$65.4MM$63.8MM
DepositsQ4 2017vs Q4 2016$69.8MM$70.2MM
Equity CapitalQ4 2017vs Q4 2016$7.8MM$7.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$423.00K$314.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$463.00K$279.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SMW Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SMW Financial Credit Union Savings Account Rates

0.10%--Union Vacation Account
0.05%--IRA Share Savings
0.05%--Holiday Savings Club
0.02%$250-Share Savings
0.02%$250-Youth Share Savings

SMW Financial Credit Union Money Market Rates

0.40%*$100k*-Wealth Builder Venture Money Market Savings
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k
0.20%*$50k*-Wealth Builder Money Market Savings
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $50k

SMW Financial Credit Union Checking Account Rates

1.75%*-$10kRewards Checking
OTHER TIERS: 0.50% $10k+
0.05%--Advantage Checking
0.05%$500-Interest Checking

SMW Financial Credit Union CD Rates

1.55%$500-60 Month CD
1.45%$500-48 Month CD
1.35%$500-36 Month CD
1.24%$5k-28 Month Featured CD
1.00%$5k-20 Month Featured CD
0.80%*$100k*-12 Month CD
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $50k | 0.70% $50k - $100k
0.75%$25-49 Month Wealth Builder CD
0.75%$5k-13 Month Featured CD
0.60%*$100k*-6 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k
0.55%$500-24 Month CD
0.55%$500-30 Month CD
0.45%$25-29 Month Wealth Builder CD
0.25%$25-19 Month Wealth Builder CD

SMW Financial Credit Union IRA Rates

1.55%$500-60 Month IRA
1.45%$500-48 Month IRA
1.35%$500-36 Month IRA
1.24%$5k-28 Month Featured IRA
1.00%$5k-20 Month Featured IRA
0.80%*$100k*-12 Month IRA
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $50k | 0.70% $50k - $100k
0.75%$25-49 Month Wealth Builder IRA
0.75%$5k-13 Month Featured IRA
0.60%*$100k*-6 Month IRA
OTHER TIERS: 0.30% $500 - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k
0.55%$500-24 Month IRA
0.55%$500-30 Month IRA
0.45%$25-29 Month Wealth Builder IRA
0.25%$25-19 Month Wealth Builder IRA

SMW Financial Credit Union Locations
Branch Office700 Apollo DrLino Lakes, MN 55014-3035
Branch Office1691 Cope Ave EMaplewood, MN 55109-2632

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.