Social Security Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ssacu.com

205-323-7028

1200 Reverend Abraham Woods Jr Blvd
Birmingham, AL 35285

Social Security Credit Union is headquartered in Birmingham and is the 52^nd largest credit union in the state of Alabama. It is also the 2,738^th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 5 employees and 2,746 members at 2 locations. Social Security Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Social Security Credit Union is open to employees and retirees of the Social Security Administration and other Departments of Health and Human Services offices in Birmingham, Alabama; federal employees in the metro Birmingham area and other Southeastern Program Service Center divisions.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Social Security Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	61391
Year Chartered	1947
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	4.57%
Annual Interest Income	$394K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$35.9MM$33.7MM
Loans	Q1 2025vs Q1 2024	$13.5MM$13.7MM
Deposits	Q1 2025vs Q1 2024	$27.7MM$26.1MM
Equity Capital	Q1 2025vs Q1 2024	$7.9MM$7.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$196K$125K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$378K$147K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Social Security Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Social Security Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$100	-	Shares
0.35%	$100	-	Christmas Club
0.35%	$100	-	Vacation Club

Social Security Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$10k^*	-	Super Money Market
OTHER TIERS: 0.45% → $2.5k - $10k

Social Security Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	1 Year CD
3.50%	$1k	-	2 Year CD
3.00%	$1k	-	3 Year CD
0.35%	$1k	-	6 Month CD

Social Security Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	1 Year IRA
3.50%	$1k	-	2 Year IRA
3.00%	$1k	-	3 Year IRA
0.45%	$100	-	Club IRA
0.35%	$1k	-	6 Month IRA

Locations

Social Security Credit Union Locations
Branch Office	1200 Reverend Abraham Woods Jr Blvd	Birmingham, AL 35285
Corporate Office	2700 Corporate Dr Ste 200	Hoover, AL 35242-2733

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.