Softite Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	1-year CD	12 Months CD 1.35% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Share Account 1.05% - Ally Bank Online Savings Account
0.25%	2-year CD	24 Months CD 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Softite Community Federal Credit Union rates »

Overview / Commentary

softitecfcu.com

740-633-2103

1201 S Zane Hwy
Martins Ferry, OH 43935-1965

Softite Community Federal Credit Union is headquartered in Martins Ferry and is the 156^th largest credit union in the state of Ohio. It is also the 3,398^th largest credit union in the nation. It was established in 1969 and as of December of 2016, it had grown to 10 employees and 3,187 members at 3 locations. Softite Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in, and businesses located in Belmont, Jefferson and Harrison Counties, Ohio. Membership is also open to employees of Wheeling Pittsburgh Steel – Martins Ferry Plant, Martins Ferry Schools, Belmont County, Martins Ferry City, St. Clairsville Schools, Bridgeport Schools, Union Local Schools, Paramount Support Services, Belco Works, Rescare, Community Action Commission, Belmont Metropolitan Housing, Tomorrows Corner’s, Community Action Commission, Village of Powhatan.
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Health

B

Data as of Q4 2016

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Softite Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	19433
Year Chartered	1969
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.49%
Return on Equity - YTD	3.81%
Annual Interest Income	$881.00K

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$20.6MM$18.6MM
Loans	Q4 2016vs Q4 2015	$9.3MM$8.5MM
Deposits	Q4 2016vs Q4 2015	$17.9MM$16.1MM
Equity Capital	Q4 2016vs Q4 2015	$2.7MM$2.6MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$157.00K$125.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$221.00K$154.00K
Real Estate Owned	Q4 2016vs Q4 2015	$5.00K$34.00K

Rates

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Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Softite Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$1k	-	IRA Account
0.10%	$1k	-	Share Account
0.10%	$1k	-	Christmas Club
0.10%	$1k	-	Vacation Club

Softite Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	Money Market Shares

Softite Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$1k	-	24 Months CD
0.20%	$1k	-	18 Months CD
0.20%	$500	-	12 Months Youth Program-Under 18 CD
0.15%^*	$10k^*	-	6 Months CD
OTHER TIERS: 0.05% → $500 - $1k \| 0.10% → $1k - $10k
0.15%^*	$1k^*	-	12 Months CD
OTHER TIERS: 0.10% → $500 - $1k
0.05%	$1k	-	90 Days CD

Locations

Softite Community Federal Credit Union Locations
Branch Office	1201 S Zane Hwy	Martins Ferry, OH 43935-1965
Branch Office	67801 Banfield Rd	Saint Clairsville, OH 43950-9301
Branch Office	100 Longview Ave	Mingo Junction, OH 43938