Solarity Credit Union

Overview / Commentary
110 N 5th Ave
Yakima, WA 98902

Solarity Credit Union is headquartered in Yakima and is the 20th largest credit union in the state of Washington. It is also the 495th largest credit union in the nation. It was established in 1951 and as of March of 2024, it had grown to 142 employees and 50,311 members at 6 locations. Solarity Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Solarity Credit Union is open to those who live, work, worship, or attend school in a Washington state school district. Family members of existing Solarity Credit Union members are also eligible to join. Members of the GoWest Foundation are also eligible to join.
See current membership details

Reviews (3)

I Love My Credit Union!!

Posted by: |

This is the place to bank. I always go to the main branch and I'm greeted by this nice lady. Coffee is always available, excellent customer service, & even when the lines are long I don't have to wait very long. I've never banked at a place where they actually listen to your needs rather than just selling you products you don't really need.they listen to your needs and direct you to the right products. The merger has added more branches which I'm very excited about. I an proud to bank at Solarity Credit Union.

Solarity Credit Union

Posted by: |

I am a member of Solarity CU because of the merger and a former long-time member and employee of Yakima Valley Credit Union.  I left of my own accord prior to the current management and merger took place.  To say that service has diminshed since the merger is putting it mildly.  What used to be a friendly, family-like atmosphere has changed to a cold, it's-all-about-the-business tone.  I understand change and welcome it when it's for the better, but this has not been for the better.  I am a member of three other credit unions, and as soon as I can get my loans paid off at Solarity, I will be moving all of my accounts to one of them.

Things Have Changed And Not For The Better After This Merger


 I have been a 25 yr loyal customer of the Yakima Valley Credit Union prior to its merger with the Yakima Catholic Credit Union which now both are known as Solarity Credit Union. For the most part I have had excellent customer service with the original Yakima Valley Credit Union. After the merger it has been a completely different experience. I voted for the merger when this issue came up and now I wish I would have voted against it. The branch I have banked at for over 25yrs has been closed and moved into the previous Catholic Credit Union building. The location is not far from the original building YVCU building but parking and access to this location is not as easy to get into as the now closed YVCU location. Things have changed and I don't like it at all. The quality of customer service has really diminished and the internet access software they adapted to from the Catholic Credit Union is not user friendly at all. I am now to the point to where I am opening 6 new accounts with the Calcoe Federal Credit Union in Yakima. This is going to be quite a difficult transition because of the number of accounts and sub accounts that I have had setup for years at the previous YVCU branch but for my own piece of mind I have to make this change. If I could only go back in time.... I would have lobbied hard against this merger. I sure miss the old YVCU. 


Health Grade Components

NCUA #68061
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.22%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$886MM$842.3MM
LoansQ1 2024vs Q1 2023$667.2MM$654.6MM
DepositsQ1 2024vs Q1 2023$649.7MM$632.4MM
Equity CapitalQ1 2024vs Q1 2023$124.4MM$120MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.8MM$2.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1MM$710K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Solarity Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Solarity Credit Union Savings Account Rates

2.01%$0-Solarity Primary savings
0.05%$5-Primary Savings Account
0.05%$5-Youth Savings
0.05%$5-Additional Savings

Solarity Credit Union Money Market Rates

3.95%*$100k*-Money Market Max
OTHER TIERS: 0.25% $0 - $5k | 0.50% $5k - $25k | 2.45% $25k - $50k | 3.45% $50k - $100k
1.25%*$100k*-Money Market
OTHER TIERS: 0.25% $0 - $5k | 0.50% $5k - $25k | 0.75% $25k - $50k | 1.00% $50k - $100k

Solarity Credit Union Checking Account Rates

0.11%*$25k*-Dividend Checking
OTHER TIERS: 0.01% $250 - $5k | 0.06% $5k - $25k

Solarity Credit Union CD Rates

4.85%$10k$1m7 Month CD Special
0.55%*$75k*-24 Month CD
OTHER TIERS: 0.15% $500 - $10k | 0.50% $10k - $75k
0.55%*$75k*-36 Month CD
OTHER TIERS: 0.20% $500 - $10k | 0.50% $10k - $75k
0.55%*$75k*-48 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.50% $10k - $75k
0.50%*$75k*-12 Month CD
OTHER TIERS: 0.10% $500 - $10k | 0.45% $10k - $75k
0.25%*$10k*-6 Month CD
OTHER TIERS: 0.05% $500 - $10k
0.20%*$75k*-3 Month CD
OTHER TIERS: 0.05% $500 - $10k | 0.15% $10k - $75k

Solarity Credit Union Locations
Branch Office703 N Park CtrSelah, WA 98942
Branch Office308 Washington AveToppenish, WA 98948
Branch Office122 N 50th AveYakima, WA 98908
Branch Office900 S Ruby StEllensburg, WA 98926
Main Office110 N 5th AveYakima, WA 98902
Branch Office2412 W Nob Hill Blvd Ste 100Yakima, WA 98902

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