Solutions First Credit Union


Overview / Commentary
334-347-9000
1108 Boll Weevil Cir
Enterprise, AL 36330

Solutions First Credit Union is headquartered in Enterprise and is the 46th largest credit union in the state of Alabama. It is also the 2,530th largest credit union in the nation. It was established in 1964 and as of March of 2024, it had grown to 10 employees and 4,937 members at 2 locations. Solutions First Credit Union's CD rates are 5X the national average, but it has a C health rating.

Field of Membership Restrictions

Solutions First Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Coffee, Covington, Dale, or Geneva. Membership also extends to immediate family of current credit union members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Solutions First Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #16556
Year Chartered1964
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD2.77%
Annual Interest Income$570K
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$46.2MM$51.8MM
LoansQ1 2024vs Q1 2023$28.5MM$32.3MM
DepositsQ1 2024vs Q1 2023$43.7MM$49.3MM
Equity CapitalQ1 2024vs Q1 2023$2.3MM$2.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$379K$329K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$321K$216K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Solutions First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$5-Share Account
0.02%$0-IRA Share

Solutions First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*- Premium Money Market Accounts - New Money
OTHER TIERS: 0.20% $500 - $25k
0.15%*$2.5k*-Money Market
OTHER TIERS: 0.10% $500 - $2.5k

Solutions First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.72%$100k-12 Month Jumbo Share Certificate
4.69%$1k-12 Month Share Certificate
4.51%$100k-6 Month Jumbo Share Certificate
4.49%$1k-6 Month Share Certificate
4.09%$100k-15 Month Jumbo Share Certificate
4.07%$1k-15 Month Share Certificate
3.25%$100k-18 Month Jumbo Share Certificate
3.20%$1k-18 Month Share Certificate
3.15%$100k-24 Month Jumbo Share Certificate
3.09%$1k-24 Month Share Certificate
2.62%$100k-30 Month Jumbo Share Certificate
2.58%$1k-30 Month Share Certificate
2.53%$100k-36 Month Jumbo Share Certificate
2.48%$1k-36 Month Share Certificate
2.43%$100k-48 Month Jumbo Share Certificate
2.38%$1k-48 Month Share Certificate
1.29%$100k-3 Month Jumbo Share Certificate
1.26%$1k-3 Month Share Certificate

Solutions First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.72%$1k-12 Month Jumbo IRA Certificate
4.69%$1k-12 Month IRA Certificate
4.07%$1k-15 Month IRA Certificate
3.25%$100k-18 Month Jumbo IRA Certificate
3.20%$1k-18 Month IRA Certificate
3.15%$100k-24 Month Jumbo IRA Certificate
3.09%$1k-24 Month IRA Certificate
2.58%$1k-30 Month IRA Certificate
2.53%$100k-36 Month Jumbo IRA Certificate
2.48%$1k-36 Month IRA Certificate
2.43%$100k-48 Month Jumbo IRA Certificate
2.38%$1k-48 Month IRA Certificate
Locations


Solutions First Credit Union Locations
Branch Office1108 Boll Weevil CirEnterprise, AL 36330-1388
Branch Office131 Mixon School RoadOzark, AL 36360

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