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South Atlantic Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.safcu1.org
561-394-7097
1 W Camino Real Ste 110
Boca Raton, FL 33432

South Atlantic Federal Credit Union is headquartered in Boca Raton and is the 102nd largest credit union in the state of Florida. It is also the 3,256th largest credit union in the nation. It was established in 1973 and as of March of 2025, it had grown to 4 employees and 2,154 members at 1 location. South Atlantic Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

South Atlantic Federal Credit Union is open to employees of Boca West Country Club, Boca West Maintenance, Arvida, Boca Raton Resort and Club, City of Boca Raton, Palm Beach Hilton, Deerfield Beach Hilton, Delair Country Club, Gleneagles Country Club, Woodfield Country Club, Broken Sound Country Club, Boca Lago Country Club, Addison Condominium Association, Royal Palm Yacht and Country Club, Radisson Hotel, Radisson Bridge Hotel, Englert Arts Inc./Englert Machine and Design, World Travel Partners, Hamlet Country Club, Boca Grove Plantation, Statford Arms Condominium Association, Chalfonte Condominium Association, Ken Carlson Architects.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Atlantic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #21202
Year Chartered1973
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.85%
Annual Interest Income$198K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$18.6MM$17.6MM
LoansQ1 2025vs Q1 2024$8.7MM$8.4MM
DepositsQ1 2025vs Q1 2024$16.7MM$15.9MM
Equity CapitalQ1 2025vs Q1 2024$1.5MM$1.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$195K$222K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$200K$55K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for South Atlantic Federal Credit Union are currently being reviewed.

Locations


South Atlantic Federal Credit Union Locations
Branch Office1 W Camino Real Ste 110Boca Raton, FL 33432-5966

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