South Bay Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.35% | 5-year CD | |
| 1.55% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.01% | Savings | 2.00% - Ally Bank Online Savings Account |
South Bay Credit Union is headquartered in Redondo Beach and is the 149th largest credit union in the state of California. It is also the 1,583rd largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 21 employees and 7,740 members at 4 locations. South Bay Credit Union's CD rates are 72% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in South Bay Credit Union is open to those who live, work, worship or attend school in the South Bay area of California: Carson, Culver City, Gardena, El Segundo, Hawthorne, Harbor City, Manhattan Beach, Marina Del Rey, Palos Verdes Peninsula, Playa Del Rey, Playa Vista, Hermosa Beach, Rancho Palos Verdes, Redondo Beach, Inglewood, San Pedro, Lawndale, Torrance, Lomita, Los Angeles (zip codes 90045,90056, 90066), Venice, Wilmington.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 95052 |
| Year Chartered | 1953 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 4.39% |
| Annual Interest Income | $2.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $102.9MM$98.4MM |
| Loans | Q3 2018vs Q3 2017 | $86.3MM$76.0MM |
| Deposits | Q3 2018vs Q3 2017 | $86.0MM$84.2MM |
| Equity Capital | Q3 2018vs Q3 2017 | $11.0MM$10.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $727.00K$621.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $727.00K$477.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not South Bay Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
South Bay Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | IRA Savings | |
| 0.01% | $500 | - | Primary Savings | |
| 0.01% | $500 | - | Secondary Savings | |
| 0.01% | $500 | - | Holiday Club |
South Bay Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Money Market Accounts | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.25% → $10k - $50k | 0.45% → $50k - $100k | |||||
South Bay Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $2.5k | - | Plus Checking | |
| 0.01% | $2.5k | - | E-Checking |
South Bay Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.35% | $1k | - | 60 Month CD | |
| 2.25% | $1k | - | 48 Month CD | |
| 2.15% | $1k | - | 36 Month CD | |
| 2.05% | $1k | - | 24 Month CD | |
| 1.85% | $1k | - | 18 Month CD | |
| 1.55% | $1k | - | 12 Month CD | |
| 0.70% | $1k | - | 6 Month CD | |
| 0.30% | $1k | - | 3 Month CD |
South Bay Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.35% | $1k | - | 60 Month IRA | |
| 2.25% | $1k | - | 48 Month IRA | |
| 2.15% | $1k | - | 36 Month IRA | |
| 2.05% | $1k | - | 24 Month IRA | |
| 1.85% | $1k | - | 18 Month IRA | |
| 1.55% | $1k | - | 12 Month IRA | |
| 0.70% | $1k | - | 6 Month IRA | |
| 0.30% | $1k | - | 3 Month IRA |
| South Bay Credit Union Locations | ||
|---|---|---|
| Branch Office | 312 N Pacific Coast Hwy | Redondo Beach, CA 90277-2837 |
| Branch Office | 2023 ARTESIA BLVD | REDONDO BEACH, CA 90278 |
| Branch Office | 24520 Narbonne Ave | Lomita, CA 90717-1135 |
| Branch Office | 1421 N MEADOWWOOD LN STE 130 | LIBERTY LAKE, WA 99019-7613 |