Featured Savings Rates
Featured Accounts

South Bay Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.76%5-year CD60 Month CD
0.40%1-year CD12 Month Liquid CD
0.01%SavingsSecondary Savings

Overview / Commentary
310-374-3436
312 N Pacific Coast Hwy
Redondo Beach, CA 90277

South Bay Credit Union is headquartered in Redondo Beach and is the 162nd largest credit union in the state of California. It is also the 1,701st largest credit union in the nation. It was established in 1953 and as of March of 2016, it had grown to 13 employees and 7,316 members at 3 locations. South Bay Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the South Bay area of California: Carson, Culver City, Gardena, El Segundo, Hawthorne, Harbor City, Manhattan Beach, Marina Del Rey, Palos Verdes Peninsula, Playa Del Rey, Playa Vista, Hermosa Beach, Rancho Palos Verdes, Redondo Beach, Inglewood, San Pedro, Lawndale, Torrance, Lomita, Los Angeles (zip codes 90045,90056, 90066), Venice, Wilmington.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Bay Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #95052
Year Chartered1953
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD12.94%
Annual Interest Income$803.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$88.0MM$86.1MM
LoansQ1 2016vs Q1 2015$66.3MM$59.7MM
DepositsQ1 2016vs Q1 2015$77.5MM$77.5MM
Equity CapitalQ1 2016vs Q1 2015$9.4MM$8.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$355.00K$536.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$122.00K$84.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Bay Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2,500*-Traditional IRA
OTHER TIERS: 0.01% $500 - $2,500
0.05%*$2,500*-Roth IRA
OTHER TIERS: 0.01% $500 - $2,500
0.01%$500-Primary Savings
0.01%$500-Secondary Savings
0.01%$500-Holiday Club

South Bay Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$100k*-Money Market Accounts
OTHER TIERS: 0.01% $2,500 - $10k | 0.03% $10k - $50k | 0.05% $50k - $100k

South Bay Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2,500-Plus Checking
0.01%$2,500-E-Checking

South Bay Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month CD
1.26%$1k-48 Month CD
1.16%$1k-36 Month CD
1.00%$1k-24 Month CD
0.75%$1k-12 Month CD
0.75%$1k-18 Month CD
0.70%$1k-18 Month Bump CD
0.40%$1k$100k12 Month Liquid CD
0.15%$1k-6 Month CD
0.05%$1k-3 Month CD

South Bay Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month IRA
1.26%$1k-48 Month IRA
1.16%$1k-36 Month IRA
1.00%$1k-24 Month IRA
0.75%$1k-12 Month IRA
0.75%$1k-18 Month IRA
0.15%$1k-6 Month IRA
0.05%$1k-3 Month IRA
Locations


South Bay Credit Union Locations
Branch Office312 N Pacific Coast HwyRedondo Beach, CA 90277-2837
Branch Office25360 Crenshaw BlvdTorrance, CA 90505
Branch Office1421 N MEADOWWOOD LN STE 130LIBERTY LAKE, WA 99019-7613