South Carolina Federal Credit Union is headquartered in North Charleston and is the 2nd largest credit union in the state of South Carolina. It is also the 193rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 542 employees and 153,046 members at 33 locations. South Carolina Federal Credit Union's money market rates are 9X the national average, and it has an A health rating.
Membership in South Carolina Federal Credit Union is open to those who live, work, worship or attend school in Charleston, Georgetown, Columbia, or Florence and through family members.
See current membership details
Overall | |
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NCUA # | 1022 |
Year Chartered | 1936 |
Employees | 542 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 4.61% |
Annual Interest Income | $30.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $2.53B$2.58B |
Loans | Q1 2025vs Q1 2024 | $1.93B$1.98B |
Deposits | Q1 2025vs Q1 2024 | $2B$2B |
Equity Capital | Q1 2025vs Q1 2024 | $317.1MM$297.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $18MM$16.5MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10.3MM$5.5MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not South Carolina Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.11%* | $0 | $1k | MY Savings | ||
OTHER TIERS: 0.10% → $1k+ | |||||
0.10% | $150 | - | Share Savings | ||
0.10% | $5 | - | Christmas Club Account | ||
0.10% | $5 | - | Kids Savings | ||
0.10% | $5 | - | Teen Savings |