Featured Savings Rates
Featured Accounts

South Carolina Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Share Certificate
0.25%1-year CD12 Month Share Certificate
0.05%SavingsSavings Account

Overview / Commentary
800-845-0432
2175 Credit Union Ln
North Charleston, SC 29406-4915

South Carolina Federal Credit Union is headquartered in North Charleston and is the 2nd largest credit union in the state of South Carolina. It is also the 146th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 394 employees and 155,245 members at 18 locations. South Carolina Federal Credit Union's savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in South Carolina Federal Credit Union is open to those who live, work, worship or attend school in Charleston, Dorchester, Berkeley, Calhoun, Georgetown, Orangeburg or selected parts of Lexington or Richland County. Membership is also open to immediate family and household members of eligible members.
See current membership details

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Reviews (1)

SC Credit Union

I switched by bank from Well Fargo to South Carolina Credit Union because of a poor customer service after the Wachovia transition. I was pleasantly surprised with the customer service of South Carolina Credit Union. They had a more personal approach in dealing with their customers. Also, the rates on their loans were lower than other banks. I was able to refinance my mortgage at a lower rate which saved me significant amount of money.



Health
A

Health Grade Components

Overall
NCUA #1022
Year Chartered1936
Employees394
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.6%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.56B$1.39B
LoansQ3 2016vs Q3 2015$1.19B$1.05B
DepositsQ3 2016vs Q3 2015$1.22B$1.11B
Equity CapitalQ3 2016vs Q3 2015$169.8MM$157.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.7MM$7.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$8.8MM$3.8MM
Real Estate OwnedQ3 2016vs Q3 2015$796.00K$637.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Carolina Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*-$1kMy Savings
OTHER TIERS: 0.05% $1k+
1.06%*-$1kMy Whatever Savings
OTHER TIERS: 0.05% $1k+
0.15%$100-IRA Account
0.15%$100-Roth IRA Account
0.15%$100-CESA
0.05%$150-Savings Account
0.05%--Christmas Club Account

South Carolina Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k

South Carolina Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Premium Checking Account
OTHER TIERS: 0.00% Up to $2,500 | 0.05% $2,500 - $10k

South Carolina Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month Premium Checking Share Certificate
1.00%*$50k*-60 Month Share Certificate
OTHER TIERS: 0.90% $500 - $50k
0.55%*$50k*-36 Month Share Certificate
OTHER TIERS: 0.45% $500 - $50k
0.45%*$50k*-36 Month Step-Up Share Certificate
OTHER TIERS: 0.35% $500 - $50k
0.40%*$50k*-24 Month Share Certificate
OTHER TIERS: 0.30% $500 - $50k
0.30%*$50k*-18 Month Share Certificate
OTHER TIERS: 0.20% $500 - $50k
0.25%*$50k*-12 Month Share Certificate
OTHER TIERS: 0.15% $500 - $50k
0.20%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.10% $500 - $50k
0.15%*$50k*-3 Month Share Certificate
OTHER TIERS: 0.05% $500 - $50k

South Carolina Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-60 Month IRA Share Certificate
OTHER TIERS: 0.90% $500 - $50k
0.55%*$50k*-36 Month IRA Share Certificate
OTHER TIERS: 0.45% $500 - $50k
0.45%*$50k*-36 Month Step-Up IRA Share Certificate
OTHER TIERS: 0.35% $500 - $50k
0.40%*$50k*-24 Month IRA Share Certificate
OTHER TIERS: 0.30% $500 - $50k
0.30%*$50k*-18 Month IRA Share Certificate
OTHER TIERS: 0.20% $500 - $50k
0.25%*$50k*-12 Month IRA Share Certificate
OTHER TIERS: 0.15% $500 - $50k
0.20%*$50k*-6 Month IRA Share Certificate
OTHER TIERS: 0.10% $500 - $50k
0.15%*$50k*-3 Month IRA Share Certificate
OTHER TIERS: 0.05% $500 - $50k
Locations

South Carolina Federal Credit Union has 18 locations. Click to view all South Carolina Federal Credit Union locations.