South Charleston Employees Federal Credit Union is headquartered in South Charleston and is the 36th largest credit union in the state of West Virginia. It is also the 3,502nd largest credit union in the nation. It was established in 1965 and as of December of 2015, it had grown to 2 employees and 1,404 members at 1 location. South Charleston Employees Federal Credit Union has a B health rating.
I got a new car loan from them because they had good rates. I couldn't wait to watch my credit score grow with this new car loan. After about a year of not missing any payments I checked my credit score to see how much it had grown, and to my amazement it had not budged. I called them and they said that they did not report loan payments to any of the credit bureaus. I was furious and still am. I have not missed one payment in six years and my credit score has not budged any. What a waste of time and effort. I bet if I missed a payment or two they sure as heck would report it to the credit bureaus. I don't know why they don't do this like a normal banking institution, but it just seems like laziness towards members. And now they messed up my automatic electronic payment account that hasn't changed in the pass 6 years, and they're trying to say that I changed my account or something and my payment is going to be late, and I'll be charged a fee and a bad credit status. This is their fault, I guess they hit the wrong key on their keyboard. After this loan is payed, I'm wiping my hands clean of them.
|Return on Assets - YTD||0.68%|
|Return on Equity - YTD||1.76%|
|Annual Interest Income||$593.00K|
|Assets and Liabilities|
|Assets||Q4 2015vs Q4 2014||$19.3MM$19.9MM|
|Loans||Q4 2015vs Q4 2014||$5.4MM$5.8MM|
|Deposits||Q4 2015vs Q4 2014||$11.7MM$12.5MM|
|Equity Capital||Q4 2015vs Q4 2014||$7.5MM$7.4MM|
|Loan Loss Allowance||Q4 2015vs Q4 2014||$23.00K$22.00K|
|Unbacked Noncurrent Loans||Q4 2015vs Q4 2014||$124.00K$69.00K|
|Real Estate Owned||Q4 2015vs Q4 2014||$0$0|
Sorry, we do not have rate data for South Charleston Employees Federal Credit Union.
|South Charleston Employees Federal Credit Union Locations|
|Branch Office||515 3rd Ave Ste 200||South Charleston, WV 25303|