South Georgia Banking Company

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.sgbconline.com

229-528-4211

5515 Alabama Avenue
Omega, GA 31775

South Georgia Banking Company is headquartered in OMEGA and is the 33^rd largest bank in the state of Georgia. It is also the 1,625^th largest bank in the nation. It was established in 1937 and as of March of 2025, it had grown to 125 employees at 8 locations. South Georgia Banking Company's CD rates are 40% higher than the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	20198
Year Established	1937
Employees	125
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.36%
Return on Equity - YTD	11.36%
Annual Interest Income	$7.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$576.2MM$577.4MM
Loans	Q1 2025vs Q1 2024	$343.3MM$325.2MM
Deposits	Q1 2025vs Q1 2024	$503.2MM$508.3MM
Equity Capital	Q1 2025vs Q1 2024	$70.5MM$66.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.8MM$4.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$211K$250K
Real Estate Owned	Q1 2025vs Q1 2024	$590K$12K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not South Georgia Banking Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Georgia Banking Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$50	-	Savings

South Georgia Banking Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$10k^*	-	Money Market
OTHER TIERS: 0.05% → $2.5k - $10k

South Georgia Banking Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Now Account
0.05%	$0	-	Senior Checking + Interest

South Georgia Banking Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$1k	-	3 Year CD
2.47%	$1k	-	30 Month CD
2.32%	$1k	-	2 Year CD
1.51%	$1k	-	18 Month CD
1.26%	$1k	-	1 Year CD
0.75%	$1k	-	182 Day CD
0.50%	$1k	-	91 Day CD

Locations

South Georgia Banking Company Locations
Tift Avenue Branch	2005 Tift Avenue N	Tifton, GA 31794
Moultrie Branch	410 Lane Street	Moultrie, GA 31768
South Georgia Banking Company	5515 Alabama Ave	Omega, GA 31775
Ashburn Main Branch	561 East Washington Avenue	Ashburn, GA 31714
Cordele Branch	702 S. Pecan Street	Cordele, GA 31015
West Second Branch	725 West 2nd Street	Tifton, GA 31794
Vienna Branch	210 S. 3rd Street	Vienna, GA 31092
Sylvester Branch	620a E. Franklin Street	Sylvester, GA 31791

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.