South Georgia Banking Company

Overview / Commentary
5515 Alabama Avenue
Omega, GA 31775

South Georgia Banking Company is headquartered in Omega and is the 29th largest bank in the state of Georgia. It is also the 1,580th largest bank in the nation. It was established in 1937 and as of September of 2021, it had grown to 113 employees at 8 locations. South Georgia Banking Company has an A+ health rating.

Reviews (1)

Banking in Vienna, Ga

Posted by: |

I have been banking with South Georgia Banking for 3 years. My mom had some accounts there and when she transitioned, I inherited those accounts. The people there were so kind as I went through the process of putting those accounts in my name. I have two CDs, and a checking account there. Just recently, I went to transfer a savings account to a CD and the customer service was superb. This bank is located in the town where I reside, so I don't have to go far to do my banking and it also has a website where you can check on your accounts if you don't have the time to actually go to the bank. The website is user friendly. There is nothing like banking in a small town. All of the employees know you and your family, to them you are a person and not just another patron.


Health Grade Components

FDIC Certificate #20198
Year Established1937
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.49%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$566.4MM$497.9MM
LoansQ3 2021vs Q3 2020$281.1MM$279.1MM
DepositsQ3 2021vs Q3 2020$495.4MM$428.1MM
Equity CapitalQ3 2021vs Q3 2020$68.3MM$67.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$4.1MM$3.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$360.00K$496.00K
Real Estate OwnedQ3 2021vs Q3 2020$698.00K$1.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Georgia Banking Company Savings Account Rates


South Georgia Banking Company Money Market Rates

0.10%*$10k*-Money Market
OTHER TIERS: 0.05% $2.5k - $10k

South Georgia Banking Company Checking Account Rates

0.05%$1k-Now Account
0.05%--Senior Checking + Interest

South Georgia Banking Company CD Rates

0.20%$1k-2 Year CD
0.20%$1k-30 Month CD
0.20%$1k-3 Year CD
0.15%$1k-1 Year CD
0.15%$1k-18 Month CD
0.10%$1k-182 Day CD
0.05%$1k-91 Day CD

South Georgia Banking Company Locations
Tift Avenue Branch2005 Tift Avenue NTifton, GA 31794
Moultrie Branch410 Lane StreetMoultrie, GA 31768
South Georgia Banking Company5515 Alabama AvenueOmega, GA 31775
Ashburn Main Branch561 East Washington AvenueAshburn, GA 31714
Cordele Branch702 S. Pecan StreetCordele, GA 31015
West Second Branch725 West 2nd StreetTifton, GA 31794
Vienna Branch210 S. 3rd StreetVienna, GA 31092
Sylvester Branch620a E. Franklin StreetSylvester, GA 31791

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