South Georgia Banking Company
LOCATIONS
8
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HEALTH RATING
A
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CURRENT TOP RATE
0.90% APY
3 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 1 Year CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Savings |
| 0.80% | 3-year CD | 30 Month CD 1.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
South Georgia Banking Company is headquartered in Omega and is the 28th largest bank in the state of Georgia. It is also the 1,566th largest bank in the nation. It was established in 1937 and as of March of 2017, it had grown to 116 employees at 8 locations. South Georgia Banking Company has an A health rating.
Health
A
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 20198 |
| Year Established | 1937 |
| Employees | 116 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 7.08% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $452.9MM$446.3MM |
| Loans | Q1 2017vs Q1 2016 | $196.0MM$202.4MM |
| Deposits | Q1 2017vs Q1 2016 | $392.9MM$387.7MM |
| Equity Capital | Q1 2017vs Q1 2016 | $59.0MM$57.8MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $3.6MM$3.5MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $3.1MM$4.1MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $473.00K$967.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
South Georgia Banking Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $50 | - | Savings |
South Georgia Banking Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.10% → $10k - $50k | |||||
South Georgia Banking Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $5k* | - | Senior Checking + Interest | ||
| OTHER TIERS: 0.05% → Up to $1k | 0.10% → $1k - $5k | |||||
| 0.10% | $50 | - | Now Account | ||
South Georgia Banking Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 3 Year CD | |
| 0.80% | $1k | - | 30 Month CD | |
| 0.70% | $1k | - | 2 Year CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 1 Year CD | |
| 0.30% | $1k | - | 182 Day CD | |
| 0.20% | $1k | - | 91 Day CD |
Locations
| South Georgia Banking Company Locations | ||
|---|---|---|
| Tift Avenue Branch | 2005 Tift Avenue N | Tifton, GA 31794 |
| Moultrie Branch | 410 Lane Street | Moultrie, GA 31768 |
| South Georgia Banking Company | 5515 Alabama Avenue | Omega, GA 31775 |
| Ashburn Main Branch | 561 East Washington Avenue | Ashburn, GA 31714 |
| Cordele Branch | 702 S. Pecan Street | Cordele, GA 31015 |
| West Second Branch | 725 West 2nd Street | Tifton, GA 31794 |
| Vienna Branch | 210 S. 3rd Street | Vienna, GA 31092 |
| Industrial Drive Branch | 131 Industrial Drive | Ashburn, GA 31714 |