South Georgia Banking Company
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.90% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.20% | Savings | 2.00% - Ally Bank Online Savings Account |
| 1.40% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
South Georgia Banking Company is headquartered in Omega and is the 29th largest bank in the state of Georgia. It is also the 1,617th largest bank in the nation. It was established in 1937 and as of September of 2018, it had grown to 109 employees at 8 locations. South Georgia Banking Company has an A health rating.
Banking in Vienna, Ga
I have been banking with South Georgia Banking for 3 years. My mom had some accounts there and when she transitioned, I inherited those accounts. The people there were so kind as I went through the process of putting those accounts in my name. I have two CDs, and a checking account there. Just recently, I went to transfer a savings account to a CD and the customer service was superb. This bank is located in the town where I reside, so I don't have to go far to do my banking and it also has a website where you can check on your accounts if you don't have the time to actually go to the bank. The website is user friendly. There is nothing like banking in a small town. All of the employees know you and your family, to them you are a person and not just another patron.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 20198 |
| Year Established | 1937 |
| Employees | 109 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 8.83% |
| Annual Interest Income | $12.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $431.6MM$439.7MM |
| Loans | Q3 2018vs Q3 2017 | $235.6MM$221.5MM |
| Deposits | Q3 2018vs Q3 2017 | $369.2MM$378.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $61.0MM$60.2MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.6MM$3.5MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.1MM$2.5MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $1.1MM$581.00K |
Always verify rates and promotions with the bank or credit union. We are not South Georgia Banking Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
South Georgia Banking Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Savings |
South Georgia Banking Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $50k | |||||
South Georgia Banking Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $5k* | - | Senior Checking + Interest | ||
| OTHER TIERS: 0.05% → Up to $1k | 0.10% → $1k - $5k | |||||
| 0.10% | $1k | - | Now Account | ||
South Georgia Banking Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.65% | $1k | - | 15 Month CD Special | |
| 1.61% | $1k | - | 3 Year CD | |
| 1.40% | $1k | - | 30 Month CD | |
| 1.20% | $1k | - | 2 Year CD | |
| 1.00% | $1k | - | 18 Month CD | |
| 0.90% | $1k | - | 1 Year CD | |
| 0.50% | $1k | - | 182 Day CD | |
| 0.20% | $1k | - | 91 Day CD |
| South Georgia Banking Company Locations | ||
|---|---|---|
| Tift Avenue Branch | 2005 Tift Avenue N | Tifton, GA 31794 |
| Moultrie Branch | 410 Lane Street | Moultrie, GA 31768 |
| South Georgia Banking Company | 5515 Alabama Avenue | Omega, GA 31775 |
| Ashburn Main Branch | 561 East Washington Avenue | Ashburn, GA 31714 |
| Cordele Branch | 702 S. Pecan Street | Cordele, GA 31015 |
| West Second Branch | 725 West 2nd Street | Tifton, GA 31794 |
| Vienna Branch | 210 S. 3rd Street | Vienna, GA 31092 |
| Industrial Drive Branch | 131 Industrial Drive | Ashburn, GA 31714 |