South Lafourche Bank

Overview / Commentary

www.slbank.com

985-693-3174

13226 West Main Street
Larose, LA 70373

South Lafourche Bank is headquartered in Larose and is the 85^th largest bank in the state of Louisiana. It is also the 3,456^th largest bank in the nation. It was established in 1967 and as of June of 2020, it had grown to 45 employees at 5 locations. South Lafourche Bank has a B+ health rating.

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Health

B+

Data as of Q2 2020

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Health Grade Components

Overall
FDIC Certificate #	19755
Year Established	1967
Employees	45
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	4.44%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$151.6MM$156.6MM
Loans	Q2 2020vs Q2 2019	$105.4MM$104.7MM
Deposits	Q2 2020vs Q2 2019	$131.0MM$124.2MM
Equity Capital	Q2 2020vs Q2 2019	$20.1MM$18.9MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$2.1MM$1.9MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$4.8MM$4.5MM
Real Estate Owned	Q2 2020vs Q2 2019	$198.00K$202.00K

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Lafourche Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$100	-	Savings
0.20%	-	-	Christmas Club Account

South Lafourche Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$80k^*	-	Top Yield Tier
OTHER TIERS: 0.20% → $2.5k - $40k \| 0.25% → $40k - $80k
0.20%	$2.5k	-	Super NOW Account
0.15%	$1k	-	NOW Account

South Lafourche Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	60 Month CD
1.00%	$1k	-	60 Month Bump Rate CD
0.85%	$1k	-	30 Month CD
0.75%	$1k	-	24 Month CD
0.65%	$1k	-	18 Month CD
0.55%	$1k	-	12 Month CD
0.45%	$2.5k	-	182 Day CD
0.35%	$2.5k	-	91 Day CD

South Lafourche Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	60 Month IRA
0.85%	-	-	30 Month IRA
0.75%	-	-	24 Month IRA
0.55%	-	-	12 Month IRA
0.45%	-	-	182 Day IRA

Locations

South Lafourche Bank Locations
North Larose Office	10960 Ushwy 1	Lockport, LA 70374
South Lafourche Bank & Trust Company	13226 West Main Street	Larose, LA 70373
Galliano Branch	16582 West Main Street	Galliano, LA 70354
Golden Meadow Branch	20658 Ushwy 1	Golden Meadow, LA 70357
Cut Off Branch	East 51st Street and Highway 308	Cut Off, LA 70345

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