South Ottumwa Savings Bank

Overview / Commentary
320 Church Street
Ottumwa, IA 52501

South Ottumwa Savings Bank is headquartered in Ottumwa and is the 43rd largest bank in the state of Iowa. It is also the 1,494th largest bank in the nation. It was established in 1903 and as of December of 2020, it had grown to 79 employees at 7 locations. South Ottumwa Savings Bank has an A+ health rating.

Reviews (1)

Bad customer experience

Posted by: |

South Ottumwa Savings Bank lacks good customer relations. A bank manager told me that I should close my account and go to another bank. He stated that my funds were not good enough anyway. This was due to complaint I had with the rude employee that has been with the bank for number of years.


Health Grade Components

FDIC Certificate #9099
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.54%
Annual Interest Income$18.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$559.4MM$410.6MM
LoansQ4 2020vs Q4 2019$266.4MM$213.2MM
DepositsQ4 2020vs Q4 2019$448.1MM$313.0MM
Equity CapitalQ4 2020vs Q4 2019$71.8MM$60.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.1MM$2.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$819.00K$803.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0

Sorry, we do not have rate data for South Ottumwa Savings Bank.


South Ottumwa Savings Bank Locations
Hedrick Branch101 South MainHedrick, IA 52563
North Court Branch2525 North Court StreetOttumwa, IA 52501
South Ottumwa Savings Bank320 Church StreetOttumwa, IA 52501
West Liberty State Bank Branch101 East Fourth StreetWest Liberty, IA 52776
102 South Main Branch102 South MainAlbia, IA 52531
Albia Drive-Thru Branch217 South Main StreetAlbia, IA 52531

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