Featured Savings Rates
Featured Accounts
Overview / Commentary
320 Church Street
Ottumwa, IA 52501

South Ottumwa Savings Bank is headquartered in Ottumwa and is the 44th largest bank in the state of Iowa. It is also the 1,699th largest bank in the nation. It was established in 1903 and as of September of 2017, it had grown to 64 employees at 4 locations. South Ottumwa Savings Bank has an A health rating.

Reviews (1)

Bad customer experience

Posted by: George12 | Nov 23, 2016

South Ottumwa Savings Bank lacks good customer relations. A bank manager told me that I should close my account and go to another bank. He stated that my funds were not good enough anyway. This was due to complaint I had with the rude employee that has been with the bank for number of years.


Health Grade Components

FDIC Certificate #9099
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD10.4%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$409.7MM$400.5MM
LoansQ3 2017vs Q3 2016$195.3MM$186.8MM
DepositsQ3 2017vs Q3 2016$318.0MM$318.7MM
Equity CapitalQ3 2017vs Q3 2016$52.2MM$52.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.9MM$2.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$882.00K$599.00K
Real Estate OwnedQ3 2017vs Q3 2016$8.00K$132.00K

Sorry, we do not have rate data for South Ottumwa Savings Bank.


South Ottumwa Savings Bank Locations
Hedrick Branch101 South MainHedrick, IA 52563
North Court Branch2525 North Court StreetOttumwa, IA 52501
South Ottumwa Savings Bank320 Church StreetOttumwa, IA 52501
West Liberty State Bank Branch101 East Fourth StreetWest Liberty, IA 52776