South Ottumwa Savings Bank

Overview / Commentary
320 Church Street
Ottumwa, IA 52501

South Ottumwa Savings Bank is headquartered in Ottumwa and is the 45th largest bank in the state of Iowa. It is also the 1,575th largest bank in the nation. It was established in 1903 and as of June of 2022, it had grown to 79 employees at 6 locations. South Ottumwa Savings Bank has an A health rating.

Reviews (1)

Bad customer experience

Posted by: |

South Ottumwa Savings Bank lacks good customer relations. A bank manager told me that I should close my account and go to another bank. He stated that my funds were not good enough anyway. This was due to complaint I had with the rude employee that has been with the bank for number of years.


Health Grade Components

FDIC Certificate #9099
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD14.33%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$568.5MM$571.0MM
LoansQ2 2022vs Q2 2021$266.5MM$255.6MM
DepositsQ2 2022vs Q2 2021$489.5MM$466.5MM
Equity CapitalQ2 2022vs Q2 2021$54.4MM$73.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.6MM$3.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$466.00K$886.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

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South Ottumwa Savings Bank Locations
Hedrick Branch101 South MainHedrick, IA 52563
North Court Branch2525 North Court StreetOttumwa, IA 52501
South Ottumwa Savings Bank320 Church StOttumwa, IA 52501
West Liberty State Bank Branch101 East Fourth StreetWest Liberty, IA 52776
102 South Main Branch102 South MainAlbia, IA 52531
Albia Drive-Thru Branch217 South Main StreetAlbia, IA 52531

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