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South Shore Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.southshorebank.com
781-682-3715
1530 Main Street
South Weymouth, MA 02190

South Shore Bank is headquartered in SOUTH WEYMOUTH and is the 25th largest bank in the state of Massachusetts. It is also the 529th largest bank in the nation. It was established in 1833 and as of March of 2025, it had grown to 202 employees at 13 locations. South Shore Bank's savings rates are 7X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90303
Year Established1833
Employees202
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.2%
Annual Interest Income$26.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.29B$2.2B
LoansQ1 2025vs Q1 2024$1.55B$1.47B
DepositsQ1 2025vs Q1 2024$2.01B$1.94B
Equity CapitalQ1 2025vs Q1 2024$218.5MM$204.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$15.3MM$15.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.6MM$3.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Shore Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$0-Rewards Savings
3.50%*$10k*$2.5mHigh Yield Savings - New Money
OTHER TIERS: 0.01% → $0+
0.01%$2k-Business Savings
0.01%$0-Statement Savings

South Shore Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$25k*-High Yield Money Market
OTHER TIERS: 0.01% → $0 - $2.5k | 1.00% → $2.5k - $25k
2.00%*$5k*-Business Money Market
OTHER TIERS: 0.20% → $1k - $5k

South Shore Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$35kRewards Checking

South Shore Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-5 Month CD
4.07%$1k-Business 5 Month CD
4.00%$1k-7 Month CD
4.00%$1k-Business 7 Month CD
3.75%$1k-11 Month CD
3.75%$1k-Business 11 Month CD
3.25%$1k-30 Month CD
3.25%$1k-Business 30 Month CD
2.53%$1k-3 Month CD
2.53%$1k-Business 3 Month CD
2.50%$1k-6 Month CD
2.50%$1k-9 Month CD
2.50%$1k-12 Month CD
2.50%$1k-Business 6 Month CD
2.50%$1k-Business 12 Month CD
2.50%$1k-Business 9 Month CD
2.00%$1k-18 Month CD
2.00%$1k-24 Month CD
2.00%$1k-36 Month CD
2.00%$1k-48 Month CD
2.00%$1k-60 Month CD
2.00%$1k-Business 18 Month CD
2.00%$1k-Business 24 Month CD
2.00%$1k-Business 36 Month CD
2.00%$1k-Business 48 Month CD
2.00%$1k-Business 60 Month CD

South Shore Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-5 Month IRA
4.00%$1k-7 Month IRA
3.75%$1k-11 Month IRA
3.25%$1k-30 Month IRA
2.53%$1k-3 Month IRA
2.50%$1k-6 Month IRA
2.50%$1k-9 Month IRA
2.50%$1k-12 Month IRA
2.00%$1k-18 Month IRA
2.00%$1k-24 Month IRA
2.00%$1k-36 Month IRA
2.00%$1k-48 Month IRA
2.00%$1k-60 Month IRA
0.05%$0-IRA Savings
Locations

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