South Texas Federal Credit Union

Overview / Commentary

956-618-7500

2121 W Dove Ave
McAllen, TX 78504-4064

South Texas Federal Credit Union is headquartered in McAllen and is the 191^st largest credit union in the state of Texas. It is also the 2,458^th largest credit union in the nation. It was established in 1952 and as of March of 2019, it had grown to 14 employees and 6,842 members at 2 locations. South Texas Federal Credit Union has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	8237
Year Chartered	1952
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	15.17%
Annual Interest Income	$397.00K

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$44.7MM$44.5MM
Loans	Q1 2019vs Q1 2018	$22.4MM$28.7MM
Deposits	Q1 2019vs Q1 2018	$41.9MM$41.9MM
Equity Capital	Q1 2019vs Q1 2018	$2.7MM$2.3MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$400.00K$330.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$24.00K$100.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not South Texas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Texas Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1k	-	IRA Account
0.00%	-	-	Savings Account
0.00%	-	-	Club Account

South Texas Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$2.5k	-	Money Market

South Texas Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.00%	-	-	Star Plus Checking
0.00%	-	-	Platinum Checking

South Texas Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.37%^*	$50k^*	-	48 Month Term Share Certificate
OTHER TIERS: 0.68% → $1k - $5k \| 0.85% → $5k - $10k \| 1.02% → $10k - $20k \| 1.20% → $20k - $50k
0.65%^*	$50k^*	-	24 Month Term Share Certificate
OTHER TIERS: 0.33% → $1k - $5k \| 0.41% → $5k - $10k \| 0.49% → $10k - $20k \| 0.57% → $20k - $50k
0.40%^*	$50k^*	-	12 Month Term Share Certificate
OTHER TIERS: 0.20% → $1k - $5k \| 0.25% → $5k - $10k \| 0.30% → $10k - $20k \| 0.35% → $20k - $50k

Locations

South Texas Federal Credit Union Locations
Branch Office	2121 W Dove Ave	McAllen, TX 78504-4064
Branch Office	401 N Westgate Dr	Weslaco, TX 78596-2705

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.