Featured Savings Rates
Featured Accounts

South Texas Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.45%1-year CD12 Month Term Share Certificate
0.00%SavingsSavings Account
0.65%2-year CD24 Month Term Share Certificate

Overview / Commentary
956-618-7500
2121 W Dove Ave
McAllen, TX 78504-4064

South Texas Federal Credit Union is headquartered in McAllen and is the 188th largest credit union in the state of Texas. It is also the 2,432nd largest credit union in the nation. It was established in 1952 and as of September of 2016, it had grown to 22 employees and 6,806 members at 2 locations. South Texas Federal Credit Union has a C- health rating.

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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8237
Year Chartered1952
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD-0.44%
Return on Equity - YTD-6.55%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$45.1MM$46.3MM
LoansQ3 2016vs Q3 2015$28.9MM$27.9MM
DepositsQ3 2016vs Q3 2015$41.9MM$43.2MM
Equity CapitalQ3 2016vs Q3 2015$3.0MM$3.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$185.00K$138.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$731.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Texas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-IRA Account
0.00%--Savings Account
0.00%--Club Account

South Texas Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Money Market

South Texas Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.00%--Star Plus Checking
0.00%--Platinum Checking

South Texas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-24 Month Term Share Certificate
OTHER TIERS: 0.55% $1k - $5k | 0.58% $5k - $10k | 0.60% $10k - $20k | 0.63% $20k - $50k
0.45%*$50k*-12 Month Term Share Certificate
OTHER TIERS: 0.35% $1k - $5k | 0.38% $5k - $10k | 0.40% $10k - $20k | 0.43% $20k - $50k
0.25%*$20k*-6 Month Term Share Certificate
OTHER TIERS: 0.15% $1k - $5k | 0.18% $5k - $10k | 0.20% $10k - $20k
Locations


South Texas Federal Credit Union Locations
Branch Office2121 W Dove AveMcAllen, TX 78504-4064
Branch Office401 N Westgate DrWeslaco, TX 78596-2705