South Texas Regional Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.40% APY
12 Month CD
View all rates
Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 369th largest credit union in the state of Texas. It is also the 4,293rd largest credit union in the nation. It was established in 1950 and as of March of 2022, it had grown to 3 employees and 1,341 members at 1 location. South Texas Regional Federal Credit Union has a B health rating.
Health
B
Data as of Q1 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.21% |
| Return on Equity - YTD | 10.87% |
| Annual Interest Income | $65.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $5.9MM$5.9MM |
| Loans | Q1 2022vs Q1 2021 | $4.6MM$4.4MM |
| Deposits | Q1 2022vs Q1 2021 | $5.3MM$5.3MM |
| Equity Capital | Q1 2022vs Q1 2021 | $646.00K$594.00K |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $20.00K$13.00K |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $2.00K$34.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |