South Texas Regional Federal Credit Union
Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 346th largest credit union in the state of Texas. It is also the 3,970th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 3 employees and 1,410 members at 1 location. South Texas Regional Federal Credit Union has a C+ health rating.
Health
C+
Data as of Q3 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 7.25% |
| Annual Interest Income | $227K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $5.8MM$6MM |
| Loans | Q3 2024vs Q3 2023 | $4.3MM$4.6MM |
| Deposits | Q3 2024vs Q3 2023 | $5MM$5.3MM |
| Equity Capital | Q3 2024vs Q3 2023 | $781K$724K |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $6K$2K |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $10K$4K |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |