South Texas Regional Federal Credit Union


Overview / Commentary
956-723-0363
220 W Hillside Rd Ste 15
Laredo, TX 78041

South Texas Regional Federal Credit Union is headquartered in Laredo and is the 346th largest credit union in the state of Texas. It is also the 3,948th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 3 employees and 1,210 members at 1 location. South Texas Regional Federal Credit Union's CD rates are 3X the national average, and it has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #7024
Year Chartered1950
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD1.37%
Annual Interest Income$68K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$5.5MM$5.8MM
LoansQ1 2025vs Q1 2024$3.9MM$4.6MM
DepositsQ1 2025vs Q1 2024$4.6MM$5.1MM
Equity CapitalQ1 2025vs Q1 2024$792K$744K
Loan Loss AllowanceQ1 2025vs Q1 2024$7K$13K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5K$24K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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South Texas Regional Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Regular Savings Account

South Texas Regional Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-12 Month CD
2.25%$1k-6 Month CD
Locations


South Texas Regional Federal Credit Union Locations
Branch Office220 W Hillside Rd Ste 15Laredo, TX 78041

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