South Texas Regional Federal Credit Union
Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 365th largest credit union in the state of Texas. It is also the 4,530th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 4 employees and 1,231 members at 1 location. South Texas Regional Federal Credit Union has a C+ health rating.
Health
C+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.16% |
| Return on Equity - YTD | -2.04% |
| Annual Interest Income | $62.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $7.4MM$7.4MM |
| Loans | Q1 2017vs Q1 2016 | $4.9MM$4.7MM |
| Deposits | Q1 2017vs Q1 2016 | $6.8MM$6.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $589.00K$611.00K |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $24.00K$17.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $54.00K$45.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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South Texas Regional Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Savings Account |
South Texas Regional Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | 12 Month CD | |
| 0.30% | - | - | 6 Month CD |
Locations
| South Texas Regional Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 220 W Hillside Rd Ste 15 | Laredo, TX 78041 |