South Texas Regional Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.40% APY
12 Month CD
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Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 354th largest credit union in the state of Texas. It is also the 4,132nd largest credit union in the nation. It was established in 1950 and as of June of 2023, it had grown to 3 employees and 1,333 members at 1 location. South Texas Regional Federal Credit Union has a B health rating.
Health
B
Data as of Q2 2023
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 6.01% |
| Annual Interest Income | $133.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $5.9MM$5.9MM |
| Loans | Q2 2023vs Q2 2022 | $4.6MM$4.4MM |
| Deposits | Q2 2023vs Q2 2022 | $5.2MM$5.2MM |
| Equity Capital | Q2 2023vs Q2 2022 | $706.00K$661.00K |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $2.00K$18.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $4.00K$6.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |