South Texas Regional Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.25% APY
12 Month CD
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Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 367th largest credit union in the state of Texas. It is also the 4,354th largest credit union in the nation. It was established in 1950 and as of June of 2021, it had grown to 3 employees and 1,306 members at 1 location. South Texas Regional Federal Credit Union has a B health rating.
Health
B
Data as of Q2 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 9.48% |
| Annual Interest Income | $121.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $6.0MM$5.8MM |
| Loans | Q2 2021vs Q2 2020 | $4.7MM$4.6MM |
| Deposits | Q2 2021vs Q2 2020 | $5.4MM$5.2MM |
| Equity Capital | Q2 2021vs Q2 2020 | $612.00K$560.00K |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $13.00K$28.00K |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $15.00K$3.00K |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |