South Texas Regional Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.40% APY
12 Month CD
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Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 361st largest credit union in the state of Texas. It is also the 4,180th largest credit union in the nation. It was established in 1950 and as of December of 2022, it had grown to 3 employees and 1,330 members at 1 location. South Texas Regional Federal Credit Union has a B health rating.
Health
B
Data as of Q4 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 7.81% |
| Annual Interest Income | $254.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $5.9MM$5.7MM |
| Loans | Q4 2022vs Q4 2021 | $4.4MM$5.0MM |
| Deposits | Q4 2022vs Q4 2021 | $5.3MM$5.1MM |
| Equity Capital | Q4 2022vs Q4 2021 | $686.00K$632.00K |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $2.00K$20.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $6.00K$2.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |