South Texas Regional Federal Credit Union
Overview / Commentary
South Texas Regional Federal Credit Union is headquartered in Laredo and is the 372nd largest credit union in the state of Texas. It is also the 4,417th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 3 employees and 1,330 members at 1 location. South Texas Regional Federal Credit Union has a C health rating.
Health
C
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Texas Regional Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7024 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.62% |
| Return on Equity - YTD | -8.28% |
| Annual Interest Income | $249.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $6.5MM$6.8MM |
| Loans | Q4 2018vs Q4 2017 | $5.4MM$5.0MM |
| Deposits | Q4 2018vs Q4 2017 | $5.8MM$6.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $495.00K$538.00K |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $45.00K$25.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $40.00K$104.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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South Texas Regional Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5 | - | Regular Savings Account |
South Texas Regional Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | 12 Month CD | |
| 0.30% | - | - | 6 Month CD |
Locations
| South Texas Regional Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 220 W Hillside Rd Ste 15 | Laredo, TX 78041 |