Southbridge Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | Reward Checking | 2.15% - National Average |
| 1.00% | Reward Savings | 0.98% - National Average |
| 1.80% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
Southbridge Credit Union is headquartered in Southbridge and is the 41st largest credit union in the state of Massachusetts. It is also the 1,101st largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 42 employees and 12,762 members at 5 locations. Southbridge Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details
Great accounts
Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66374 |
| Year Chartered | 1938 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.12% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $186.3MM$185.9MM |
| Loans | Q4 2018vs Q4 2017 | $156.3MM$149.7MM |
| Deposits | Q4 2018vs Q4 2017 | $133.0MM$132.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $21.2MM$21.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $887.00K$963.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $694.00K$1.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Southbridge Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Southbridge Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $5 | $15k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
| 0.10% | $10 | - | All Purpose Club | ||
| 0.10% | $10 | - | Christmas Club | ||
| 0.05% | $5 | - | Regular Share | ||
Southbridge Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $10 - $2.5k | 0.15% → $2.5k - $10k | 0.25% → $10k - $50k | 1.01% → $50k - $100k | |||||
Southbridge Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | $5 | $15k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
| 0.10%* | $2.5k* | - | Super NOW | ||
| OTHER TIERS: 0.05% → $10 - $2.5k | |||||
Southbridge Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80% | $500 | - | 60 Month CD | |
| 1.55% | $500 | - | 48 Month CD | |
| 1.40% | $500 | - | 36 Month CD | |
| 1.30% | $500 | - | 24 Month CD | |
| 1.20% | $500 | - | 18 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 6 Month CD |
Southbridge Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80% | $500 | - | 60 Month IRA | |
| 1.55% | $500 | - | 48 Month IRA | |
| 1.40% | $500 | - | 36 Month IRA | |
| 1.30% | $500 | - | 24 Month IRA | |
| 1.20% | $100 | - | 18 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 0.75% | $500 | - | 6 Month IRA |
| Southbridge Credit Union Locations | ||
|---|---|---|
| Branch Office | 205 Main St | Southbridge, MA 01550 |
| Branch Office | 514 Main St | Sturbridge, MA 01518-1212 |
| Branch Office | 120 Charlton Rd | Sturbridge, MA 01566-1564 |
| Branch Office | 732 Southbridge St | Auburn, MA 01501-1319 |
| Branch Office | 57 Old Muggett Hill Rd | Charlton, MA 01507 |