Southbridge Credit Union

Overview / Commentary
179 Main St.
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 42nd largest credit union in the state of Massachusetts. It is also the 1,223rd largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 40 employees and 12,942 members at 5 locations. Southbridge Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details

Reviews (1)

Great accounts

Posted by: |

Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.


Health Grade Components

NCUA #66374
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.38%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$208.5MM$203.7MM
LoansQ3 2022vs Q3 2021$169.6MM$151.7MM
DepositsQ3 2022vs Q3 2021$183.5MM$175.4MM
Equity CapitalQ3 2022vs Q3 2021$22.5MM$22.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$811.00K$757.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$593.00K$464.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Southbridge Credit Union are currently being reviewed.


Southbridge Credit Union Locations
Branch Office179 Main StSouthbridge, MA 01550
Branch Office514 Main StSturbridge, MA 01518-1212
Branch Office120 Charlton RdSturbridge, MA 01566-1564
Branch Office732 Southbridge StAuburn, MA 01501
Corporate Office155 Main StSouthbridge, MA 01550

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