Featured Savings Rates
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Southbridge Credit Union

Popular Accounts at this Credit Union

2.00%Reward CheckingKasasa Cash
1.00%Reward SavingsKasasa Saver
1.80%5-year CD60 Month CD

Overview / Commentary
205 Main St
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 41st largest credit union in the state of Massachusetts. It is also the 1,095th largest credit union in the nation. It was established in 1938 and as of March of 2018, it had grown to 45 employees and 12,483 members at 5 locations. Southbridge Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details

Reviews (1)

Great accounts

Posted by: D.Cyr | May 29, 2014

Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.


Health Grade Components

NCUA #66374
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD-0.08%
Return on Equity - YTD-0.73%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$187.7MM$181.7MM
LoansQ1 2018vs Q1 2017$149.2MM$143.8MM
DepositsQ1 2018vs Q1 2017$136.4MM$133.6MM
Equity CapitalQ1 2018vs Q1 2017$20.8MM$21.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$930.00K$834.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$891.00K$1.1MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southbridge Credit Union Savings Account Rates

1.00%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.10%--All Purpose Club
0.10%--Christmas Club
0.05%--Regular Share

Southbridge Credit Union Money Market Rates

0.40%*$100k*-Money Market
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $10k | 0.25% $10k - $50k | 0.35% $50k - $100k

Southbridge Credit Union Checking Account Rates

2.00%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+
0.10%*$2,500*-Super NOW
OTHER TIERS: 0.05% $10 - $2,500

Southbridge Credit Union CD Rates

2.30%$500-20 Month CD Special - New Money
1.80%$500-60 Month CD
1.55%$500-48 Month CD
1.40%$500-36 Month CD
1.30%$500-24 Month CD
1.20%$500-18 Month CD
1.00%$500-12 Month CD
0.75%$500-6 Month CD

Southbridge Credit Union IRA Rates

2.30%$500-20 Month IRA Special - New Money
1.80%$500-60 Month IRA
1.55%$500-48 Month IRA
1.40%$500-36 Month IRA
1.30%$500-24 Month IRA
1.20%$100-18 Month IRA
1.00%$500-12 Month IRA
0.75%$500-6 Month IRA

Southbridge Credit Union Locations
Branch Office205 Main StSouthbridge, MA 01550
Branch Office514 Main StSturbridge, MA 01518-1212
Branch Office120 Charlton RdSturbridge, MA 01566-1564
Branch Office732 Southbridge StAuburn, MA 01501-1319
Branch Office57 Old Muggett Hill RdCharlton, MA 01507

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