Southbridge Credit Union is headquartered in Southbridge and is the 42nd largest credit union in the state of Massachusetts. It is also the 1,162nd largest credit union in the nation. It was established in 1938 and as of September of 2020, it had grown to 40 employees and 12,925 members at 5 locations. Southbridge Credit Union has an A health rating.
Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details
Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.
Overall | |
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NCUA # | 66374 |
Year Chartered | 1938 |
Employees | 40 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.1% |
Return on Equity - YTD | 0.89% |
Annual Interest Income | $5.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $200.2MM$190.1MM |
Loans | Q3 2020vs Q3 2019 | $153.6MM$159.7MM |
Deposits | Q3 2020vs Q3 2019 | $163.1MM$142.8MM |
Equity Capital | Q3 2020vs Q3 2019 | $22.6MM$22.0MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $820.00K$791.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.0MM$816.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Southbridge Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | $5 | $15k | Kasasa Saver | ||
OTHER TIERS: 0.25% → $15k+ | |||||
0.10% | $10 | - | All Purpose Club | ||
0.10% | $10 | - | Christmas Club | ||
0.05% | $5 | - | Regular Share |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.10% → $10 - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $5 | $15k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $15k+ | |||||
0.10%* | $2.5k* | - | Super NOW | ||
OTHER TIERS: 0.05% → $10 - $2.5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $500 | - | 60 Month CD | |
0.45% | $500 | - | 48 Month CD | |
0.40% | $500 | - | 36 Month CD | |
0.35% | $500 | - | 24 Month CD | |
0.30% | $500 | - | 18 Month CD | |
0.25% | $500 | - | 12 Month CD | |
0.20% | $500 | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $500 | - | 60 Month IRA | |
0.45% | $500 | - | 48 Month IRA | |
0.40% | $500 | - | 36 Month IRA | |
0.35% | $500 | - | 24 Month IRA | |
0.30% | $100 | - | 18 Month IRA | |
0.25% | $500 | - | 12 Month IRA | |
0.20% | $500 | - | 6 Month IRA |
Southbridge Credit Union Locations | ||
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Branch Office | 179 Main St | Southbridge, MA 01550 |
Branch Office | 514 Main St | Sturbridge, MA 01518-1212 |
Branch Office | 120 Charlton Rd | Sturbridge, MA 01566-1564 |
Branch Office | 732 Southbridge St | Auburn, MA 01501 |
Corporate Office | 155 Main St | Southbridge, MA 01550 |