Southbridge Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingKasasa Cash
1.00%Reward SavingsKasasa Saver
1.80%5-year CD60 Month CD

Overview / Commentary
508-765-5454
205 Main St
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 41st largest credit union in the state of Massachusetts. It is also the 1,111th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 46 employees and 12,607 members at 5 locations. Southbridge Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details

Reviews (1)

Great accounts

Posted by: D.Cyr | May 29, 2014

Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.



Health

Health Grade Components

Overall
NCUA #66374
Year Chartered1938
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.5%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$183.7MM$185.1MM
LoansQ2 2018vs Q2 2017$150.6MM$149.4MM
DepositsQ2 2018vs Q2 2017$137.1MM$132.8MM
Equity CapitalQ2 2018vs Q2 2017$20.9MM$21.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$914.00K$826.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.3MM$1.2MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Southbridge Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southbridge Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.10%$10-All Purpose Club
0.10%$10-Christmas Club
0.05%$5-Regular Share

Southbridge Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market
OTHER TIERS: 0.10% $10 - $2.5k | 0.15% $2.5k - $10k | 0.25% $10k - $50k | 0.35% $50k - $100k

Southbridge Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$5$25kKasasa Cash
OTHER TIERS: 0.25% $25k+
0.10%*$2.5k*-Super NOW
OTHER TIERS: 0.05% $10 - $2.5k

Southbridge Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-20 Month CD Special - New Money
1.80%$500-60 Month CD
1.55%$500-48 Month CD
1.40%$500-36 Month CD
1.30%$500-24 Month CD
1.20%$500-18 Month CD
1.00%$500-12 Month CD
0.75%$500-6 Month CD

Southbridge Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-20 Month IRA Special - New Money
1.80%$500-60 Month IRA
1.55%$500-48 Month IRA
1.40%$500-36 Month IRA
1.30%$500-24 Month IRA
1.20%$100-18 Month IRA
1.00%$500-12 Month IRA
0.75%$500-6 Month IRA
Locations


Southbridge Credit Union Locations
Branch Office205 Main StSouthbridge, MA 01550
Branch Office514 Main StSturbridge, MA 01518-1212
Branch Office120 Charlton RdSturbridge, MA 01566-1564
Branch Office732 Southbridge StAuburn, MA 01501-1319
Branch Office57 Old Muggett Hill RdCharlton, MA 01507

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