Southbridge Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Kasasa Cash 2.00% - National Average
1.00%	Reward Savings	Kasasa Saver 0.91% - National Average
1.80%	5-year CD	60 Month CD 3.00% - American Express National Bank 60 Month CD

View all Southbridge Credit Union rates »

Overview / Commentary

www.southbridgecu.com

508-765-5454

205 Main St
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 41^st largest credit union in the state of Massachusetts. It is also the 1,111^th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 46 employees and 12,607 members at 5 locations. Southbridge Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details

Reviews (1)

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Featured Account Options

Great accounts

Posted by: D.Cyr | May 29, 2014

Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.

Comment

2

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66374
Year Chartered	1938
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.06%
Return on Equity - YTD	0.5%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$183.7MM$185.1MM
Loans	Q2 2018vs Q2 2017	$150.6MM$149.4MM
Deposits	Q2 2018vs Q2 2017	$137.1MM$132.8MM
Equity Capital	Q2 2018vs Q2 2017	$20.9MM$21.3MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$914.00K$826.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.3MM$1.2MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southbridge Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$5	$25k	Kasasa Saver
OTHER TIERS: 0.25% → $25k+
0.10%	$10	-	All Purpose Club
0.10%	$10	-	Christmas Club
0.05%	$5	-	Regular Share

Southbridge Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → $10 - $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $50k \| 0.35% → $50k - $100k

Southbridge Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$5	$25k	Kasasa Cash
OTHER TIERS: 0.25% → $25k+
0.10%^*	$2.5k^*	-	Super NOW
OTHER TIERS: 0.05% → $10 - $2.5k

Southbridge Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$500	-	20 Month CD Special - New Money
1.80%	$500	-	60 Month CD
1.55%	$500	-	48 Month CD
1.40%	$500	-	36 Month CD
1.30%	$500	-	24 Month CD
1.20%	$500	-	18 Month CD
1.00%	$500	-	12 Month CD
0.75%	$500	-	6 Month CD

Southbridge Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%	$500	-	20 Month IRA Special - New Money
1.80%	$500	-	60 Month IRA
1.55%	$500	-	48 Month IRA
1.40%	$500	-	36 Month IRA
1.30%	$500	-	24 Month IRA
1.20%	$100	-	18 Month IRA
1.00%	$500	-	12 Month IRA
0.75%	$500	-	6 Month IRA

Locations

Southbridge Credit Union Locations
Branch Office	205 Main St	Southbridge, MA 01550
Branch Office	514 Main St	Sturbridge, MA 01518-1212
Branch Office	120 Charlton Rd	Sturbridge, MA 01566-1564
Branch Office	732 Southbridge St	Auburn, MA 01501-1319
Branch Office	57 Old Muggett Hill Rd	Charlton, MA 01507

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