Southbridge Credit Union

Overview / Commentary
205 Main St
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 42nd largest credit union in the state of Massachusetts. It is also the 1,162nd largest credit union in the nation. It was established in 1938 and as of September of 2020, it had grown to 40 employees and 12,925 members at 5 locations. Southbridge Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details

Reviews (1)

Great accounts

Posted by: |

Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.


Health Grade Components

NCUA #66374
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.89%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$200.2MM$190.1MM
LoansQ3 2020vs Q3 2019$153.6MM$159.7MM
DepositsQ3 2020vs Q3 2019$163.1MM$142.8MM
Equity CapitalQ3 2020vs Q3 2019$22.6MM$22.0MM
Loan Loss AllowanceQ3 2020vs Q3 2019$820.00K$791.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.0MM$816.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Southbridge Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southbridge Credit Union Savings Account Rates

0.50%*$5$15kKasasa Saver
OTHER TIERS: 0.25% $15k+
0.10%$10-All Purpose Club
0.10%$10-Christmas Club
0.05%$5-Regular Share

Southbridge Credit Union Money Market Rates

0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $10 - $100k

Southbridge Credit Union Checking Account Rates

1.00%*$5$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
0.10%*$2.5k*-Super NOW
OTHER TIERS: 0.05% $10 - $2.5k

Southbridge Credit Union CD Rates

0.50%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-36 Month CD
0.35%$500-24 Month CD
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.20%$500-6 Month CD

Southbridge Credit Union IRA Rates

0.50%$500-60 Month IRA
0.45%$500-48 Month IRA
0.40%$500-36 Month IRA
0.35%$500-24 Month IRA
0.30%$100-18 Month IRA
0.25%$500-12 Month IRA
0.20%$500-6 Month IRA

Southbridge Credit Union Locations
Branch Office179 Main StSouthbridge, MA 01550
Branch Office514 Main StSturbridge, MA 01518-1212
Branch Office120 Charlton RdSturbridge, MA 01566-1564
Branch Office732 Southbridge StAuburn, MA 01501
Corporate Office155 Main StSouthbridge, MA 01550

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.