Southbridge Credit Union

Overview / Commentary
179 Main St.
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 42nd largest credit union in the state of Massachusetts. It is also the 1,226th largest credit union in the nation. It was established in 1938 and as of December of 2021, it had grown to 36 employees and 12,857 members at 5 locations. Southbridge Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Bristol, Worcester, Hampshire, Franklin, Norfolk, Hamden and Middlesex Counties in Massachusetts.
See current membership details

Reviews (1)

Great accounts

Posted by: |

Southbridge credit union is a great place to do your banking. they have free accounts! They also have a great loan department.


Health Grade Components

NCUA #66374
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.17%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$204.7MM$199.1MM
LoansQ4 2021vs Q4 2020$153.9MM$149.4MM
DepositsQ4 2021vs Q4 2020$177.5MM$166.1MM
Equity CapitalQ4 2021vs Q4 2020$22.9MM$22.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$759.00K$799.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$483.00K$932.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Southbridge Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southbridge Credit Union Savings Account Rates

0.50%*-$15kKasasa Saver
OTHER TIERS: 0.25% $15k+
0.05%$5-Regular Share
0.05%$10-All Purpose Club
0.05%$10-Christmas Club

Southbridge Credit Union Money Market Rates

0.20%*$100k*-Business Money Market
OTHER TIERS: 0.15% $10 - $100k
0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $10 - $100k

Southbridge Credit Union Checking Account Rates

1.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.05%$10-Super NOW
0.05%$10-Business Super Now

Southbridge Credit Union CD Rates

1.00%$500-60 Month CD
0.60%$500-48 Month CD
0.60%$500-15 Month CD Special
0.55%$500-36 Month CD
0.50%$500-8 Month CD Special
0.40%$500-24 Month CD
0.35%$500-18 Month CD
0.30%$500-12 Month CD
0.25%$500-6 Month CD

Southbridge Credit Union IRA Rates

1.00%$500-60 Month IRA
0.60%$500-48 Month IRA
0.60%$500-15 Month IRA Special
0.55%$500-36 Month IRA
0.50%$500-8 Month IRA Special
0.40%$500-24 Month IRA
0.35%$100-18 Month IRA
0.30%$500-12 Month IRA
0.25%$500-6 Month IRA

Southbridge Credit Union Locations
Branch Office179 Main StSouthbridge, MA 01550
Branch Office514 Main StSturbridge, MA 01518-1212
Branch Office120 Charlton RdSturbridge, MA 01566-1564
Branch Office732 Southbridge StAuburn, MA 01501
Corporate Office155 Main StSouthbridge, MA 01550

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