Southbridge Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.southbridgecu.com

508-765-5454

179 Main St.
Southbridge, MA 01550

Southbridge Credit Union is headquartered in Southbridge and is the 42^nd largest credit union in the state of Massachusetts. It is also the 1,191^st largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 42 employees and 11,714 members at 5 locations. Southbridge Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the Massachusetts counties of Bristol, Franklin, Hamden, Hampshire, Middlesex, Norfolk, or Worcester, or in Wyndham County, Connecticut.
See current membership details

Reviews

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66374
Year Chartered	1938
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	0.29%
Return on Equity - YTD	2.7%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$233.2MM$220.9MM
Loans	Q1 2025vs Q1 2024	$176.6MM$177.5MM
Deposits	Q1 2025vs Q1 2024	$203.1MM$184.9MM
Equity Capital	Q1 2025vs Q1 2024	$24.2MM$23MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.7MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$242K$127K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Southbridge Credit Union are currently being reviewed.

Locations

Southbridge Credit Union Locations
Branch Office	179 Main St	Southbridge, MA 01550
Branch Office	514 Main St	Sturbridge, MA 01518-1212
Branch Office	120 Charlton Rd	Sturbridge, MA 01566-1564
Branch Office	732 Southbridge St	Auburn, MA 01501
Corporate Office	155 Main St	Southbridge, MA 01550

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