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912-437-4141
1010 Northway
Darien, GA 31305

Southeastern Bank is headquartered in Darien and is the 34th largest bank in the state of Georgia. It is also the 1,685th largest bank in the nation. It was established in 1889 and as of September of 2016, it had grown to 109 employees at 10 locations. Southeastern Bank has a B+ health rating.

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Reviews (1)

I have greatly enjoyed having Southeastern as my bank!

Some years ago I joined Southeastern Bank (a bank local to southeast Georgia without outside branches that I know of) with a basic Checking account that didn't have a fee, mostly because they had a branch within a mile of my house. It was a very limited account (with Checking only pretty much), but it came at a time in my life when it was very useful. I've had it all these years and I've always been glad to have it! In the time since then that local branch has closed, which I don't hold them accountable for as it was in a small strip mall that probably has very high rent, and there's still a decent branch in town. They've mostly been professional. There was a time when I had an incident with a new card with a different PIN number, and I spaced on it and had to get it reset. After proving my identity they were able to do that pretty easily. More recently there was an instance when I was traveling in San Francisco and a restaurant accidentally charged me twice. There was a bit of a problem over the phone talking with Southeast's customer service representative (hence the 4/5 for Customer Service above), but they emailed me back to talk with them again and they were much nicer that time, and we managed to get the issue sorted out most satisfactorily.

The main thing, however, is the day-to-day use of the bank, which has been without issue. No one thinks about the months and years they use a service without it blowing up in their face, and the effort that goes into making use of that service smooth and unobtrusive. No one remembers the miles open road, only the speed bumps. Well, using Southeastern Bank has, for me, been comfortably free of speed bumps.



Health
B+

Health Grade Components

Overall
FDIC Certificate #5685
Year Established1889
Employees109
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.72%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$407.2MM$390.3MM
LoansQ3 2016vs Q3 2015$189.6MM$171.2MM
DepositsQ3 2016vs Q3 2015$358.4MM$344.8MM
Equity CapitalQ3 2016vs Q3 2015$47.5MM$44.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.5MM$3.9MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.1MM$7.1MM
Real Estate OwnedQ3 2016vs Q3 2015$6.4MM$9.8MM
Rates

Sorry, we do not have rate data for Southeastern Bank.

Locations


Southeastern Bank Locations
Hilliard Branch15885 County Road 108Hilliard, FL 32046
Callahan Branch542238 U.S. Highway 1Callahan, FL 32011
Southeastern Bank1010 North WayDarien, GA 31305
Nahunta Branch105 Bacon StreetNahunta, GA 31553
Brunswick Branch15 Trade StreetBrunswick, GA 31525
Kingsland Branch1501 Ga Highway 40 EastKingsland, GA 31548
Eulonia Branch15039 U.S. Hwy 17Townsend, GA 31331
Richmond Hill Branch2004 Highway 17Richmond Hill, GA 31324
Woodbine Branch414 Bedell AvenueWoodbine, GA 31569
Folkston Branch4233 2nd Street NorthFolkston, GA 31537