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1010 Northway
Darien, GA 31305

Southeastern Bank is headquartered in Darien and is the 35th largest bank in the state of Georgia. It is also the 1,673rd largest bank in the nation. It was established in 1889 and as of September of 2017, it had grown to 109 employees at 10 locations. Southeastern Bank has a B+ health rating.

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Reviews (1)

I have greatly enjoyed having Southeastern as my bank!

Some years ago I joined Southeastern Bank (a bank local to southeast Georgia without outside branches that I know of) with a basic Checking account that didn't have a fee, mostly because they had a branch within a mile of my house. It was a very limited account (with Checking only pretty much), but it came at a time in my life when it was very useful. I've had it all these years and I've always been glad to have it! In the time since then that local branch has closed, which I don't hold them accountable for as it was in a small strip mall that probably has very high rent, and there's still a decent branch in town. They've mostly been professional. There was a time when I had an incident with a new card with a different PIN number, and I spaced on it and had to get it reset. After proving my identity they were able to do that pretty easily. More recently there was an instance when I was traveling in San Francisco and a restaurant accidentally charged me twice. There was a bit of a problem over the phone talking with Southeast's customer service representative (hence the 4/5 for Customer Service above), but they emailed me back to talk with them again and they were much nicer that time, and we managed to get the issue sorted out most satisfactorily.

The main thing, however, is the day-to-day use of the bank, which has been without issue. No one thinks about the months and years they use a service without it blowing up in their face, and the effort that goes into making use of that service smooth and unobtrusive. No one remembers the miles open road, only the speed bumps. Well, using Southeastern Bank has, for me, been comfortably free of speed bumps.


Health Grade Components

FDIC Certificate #5685
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD10.34%
Annual Interest Income$11.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$416.8MM$407.2MM
LoansQ3 2017vs Q3 2016$192.6MM$189.6MM
DepositsQ3 2017vs Q3 2016$366.3MM$358.4MM
Equity CapitalQ3 2017vs Q3 2016$48.7MM$47.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.8MM$3.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.6MM$3.1MM
Real Estate OwnedQ3 2017vs Q3 2016$5.6MM$6.4MM

Sorry, we do not have rate data for Southeastern Bank.


Cities: Brunswick, Callahan, Darien, Folkston, Hilliard, Kingsland, Nahunta, Richmond Hill, Townsend, Woodbine

Brunswick Branches
Brunswick Branch15 Trade StreetBrunswick, GA 31525

Callahan Branches
Callahan Branch542238 U.S. Highway 1Callahan, FL 32011

Darien Branches
Southeastern Bank1010 North WayDarien, GA 31305

Folkston Branches
Folkston Branch4233 2nd Street NorthFolkston, GA 31537

Hilliard Branches
Hilliard Branch15885 County Road 108Hilliard, FL 32046

Kingsland Branches
Kingsland Branch1501 Ga Highway 40 EastKingsland, GA 31548

Nahunta Branches
Nahunta Branch105 Bacon StreetNahunta, GA 31553

Richmond Hill Branches
Richmond Hill Branch2004 Highway 17Richmond Hill, GA 31324

Townsend Branches
Eulonia Branch15039 U.S. Hwy 17Townsend, GA 31331

Woodbine Branches
Woodbine Branch414 Bedell AvenueWoodbine, GA 31569