Featured Savings Rates
Featured Accounts
Overview / Commentary
1010 Northway
Darien, GA 31305

Southeastern Bank is headquartered in Darien and is the 31st largest bank in the state of Georgia. It is also the 1,658th largest bank in the nation. It was established in 1889 and as of March of 2017, it had grown to 110 employees at 10 locations. Southeastern Bank has a B+ health rating.

Related Posts

View all posts from:

Reviews (1)

I have greatly enjoyed having Southeastern as my bank!

Some years ago I joined Southeastern Bank (a bank local to southeast Georgia without outside branches that I know of) with a basic Checking account that didn't have a fee, mostly because they had a branch within a mile of my house. It was a very limited account (with Checking only pretty much), but it came at a time in my life when it was very useful. I've had it all these years and I've always been glad to have it! In the time since then that local branch has closed, which I don't hold them accountable for as it was in a small strip mall that probably has very high rent, and there's still a decent branch in town. They've mostly been professional. There was a time when I had an incident with a new card with a different PIN number, and I spaced on it and had to get it reset. After proving my identity they were able to do that pretty easily. More recently there was an instance when I was traveling in San Francisco and a restaurant accidentally charged me twice. There was a bit of a problem over the phone talking with Southeast's customer service representative (hence the 4/5 for Customer Service above), but they emailed me back to talk with them again and they were much nicer that time, and we managed to get the issue sorted out most satisfactorily.

The main thing, however, is the day-to-day use of the bank, which has been without issue. No one thinks about the months and years they use a service without it blowing up in their face, and the effort that goes into making use of that service smooth and unobtrusive. No one remembers the miles open road, only the speed bumps. Well, using Southeastern Bank has, for me, been comfortably free of speed bumps.


Health Grade Components

FDIC Certificate #5685
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD10.71%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$422.5MM$415.3MM
LoansQ1 2017vs Q1 2016$198.3MM$186.4MM
DepositsQ1 2017vs Q1 2016$374.8MM$369.3MM
Equity CapitalQ1 2017vs Q1 2016$46.8MM$45.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$4.2MM$4.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.9MM$3.9MM
Real Estate OwnedQ1 2017vs Q1 2016$6.5MM$8.9MM

Sorry, we do not have rate data for Southeastern Bank.


Southeastern Bank Locations
Hilliard Branch15885 County Road 108Hilliard, FL 32046
Callahan Branch542238 U.S. Highway 1Callahan, FL 32011
Southeastern Bank1010 North WayDarien, GA 31305
Nahunta Branch105 Bacon StreetNahunta, GA 31553
Brunswick Branch15 Trade StreetBrunswick, GA 31525
Kingsland Branch1501 Ga Highway 40 EastKingsland, GA 31548
Eulonia Branch15039 U.S. Hwy 17Townsend, GA 31331
Richmond Hill Branch2004 Highway 17Richmond Hill, GA 31324
Woodbine Branch414 Bedell AvenueWoodbine, GA 31569
Folkston Branch4233 2nd Street NorthFolkston, GA 31537