Overview / Commentary
Southeastern Ohio Credit Union is headquartered in Cambridge and is the 101st largest credit union in the state of Ohio. It is also the 2,265th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 14 employees and 6,317 members at 4 locations. Southeastern Ohio Credit Union has an A health rating.
Field of Membership Restrictions
Southeastern Ohio Credit Union is open to those who live, work, worship, or attend school in the Ohio counties of Guernsey, Noble, or Washington. Membership is also open to employees of Marietta City Schools, Marietta Health Care Systems, Honeywell Inc, and over 30 other Select Employer Groups.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southeastern Ohio Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 96674 |
| Year Chartered | 1967 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.01% |
| Annual Interest Income | $821K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $61MM$52.3MM |
| Loans | Q1 2025vs Q1 2024 | $36MM$36.4MM |
| Deposits | Q1 2025vs Q1 2024 | $53.5MM$45.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7MM$6.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $428K$224K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $373K$252K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |