Southern Bancorp Bank

Overview / Commentary
601 Main Street
Arkadelphia, AR 71923

Southern Bancorp Bank is headquartered in Arkadelphia and is the 10th largest bank in the state of Arkansas. It is also the 512th largest bank in the nation. It was established in 1884 and as of June of 2022, it had grown to 436 employees at 51 locations. Southern Bancorp Bank has an A health rating.


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Health Grade Components

FDIC Certificate #1528
Year Established1884
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD14.16%
Annual Interest Income$34.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.12B$1.96B
LoansQ2 2022vs Q2 2021$1.32B$1.28B
DepositsQ2 2022vs Q2 2021$1.77B$1.64B
Equity CapitalQ2 2022vs Q2 2021$194.7MM$202.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$16.4MM$17.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$6.7MM$7.2MM
Real Estate OwnedQ2 2022vs Q2 2021$865.00K$3.9MM

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