Southern Bancorp Bank

Overview / Commentary
601 Main Street
Arkadelphia, AR 71923

Southern Bancorp Bank is headquartered in Arkadelphia and is the 8th largest bank in the state of Arkansas. It is also the 536th largest bank in the nation. It was established in 1884 and as of December of 2021, it had grown to 385 employees at 51 locations. Southern Bancorp Bank has an A health rating.


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Health Grade Components

FDIC Certificate #1528
Year Established1884
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.27%
Annual Interest Income$66.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.05B$1.68B
LoansQ4 2021vs Q4 2020$1.23B$1.14B
DepositsQ4 2021vs Q4 2020$1.72B$1.38B
Equity CapitalQ4 2021vs Q4 2020$210.9MM$187.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$16.5MM$17.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$8.3MM$6.9MM
Real Estate OwnedQ4 2021vs Q4 2020$1.0MM$3.5MM

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