Southern Bancorp Bank

Overview / Commentary
601 Main Street
Arkadelphia, AR 71923

Southern Bancorp Bank is headquartered in Arkadelphia and is the 11th largest bank in the state of Arkansas. It is also the 593rd largest bank in the nation. It was established in 1884 and as of December of 2020, it had grown to 358 employees at 48 locations. Southern Bancorp Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #1528
Year Established1884
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD7.82%
Annual Interest Income$62.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.68B$1.50B
LoansQ4 2020vs Q4 2019$1.14B$991.2MM
DepositsQ4 2020vs Q4 2019$1.38B$1.24B
Equity CapitalQ4 2020vs Q4 2019$187.6MM$169.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$17.2MM$13.4MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$6.9MM$9.8MM
Real Estate OwnedQ4 2020vs Q4 2019$3.5MM$3.3MM

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