Southern Bancorp Bank

Overview / Commentary
601 Main Street
Arkadelphia, AR 71923

Southern Bancorp Bank is headquartered in Arkadelphia and is the 10th largest bank in the state of Arkansas. It is also the 571st largest bank in the nation. It was established in 1884 and as of September of 2019, it had grown to 365 employees at 46 locations. Southern Bancorp Bank has an A health rating.


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Health Grade Components

FDIC Certificate #1528
Year Established1884
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD8.95%
Annual Interest Income$44.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.46B$1.32B
LoansQ3 2019vs Q3 2018$1.02B$958.1MM
DepositsQ3 2019vs Q3 2018$1.21B$1.03B
Equity CapitalQ3 2019vs Q3 2018$166.4MM$147.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$13.0MM$10.1MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$10.5MM$10.4MM
Real Estate OwnedQ3 2019vs Q3 2018$3.6MM$5.6MM

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