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Overview / Commentary
919-658-7000
100 North Center Street
Mount Olive, NC 28365

Southern Bank and Trust Company is headquartered in Mount Olive and is the 10th largest bank in the state of North Carolina. It is also the 348th largest bank in the nation. It was established in 1901 and as of December of 2016, it had grown to 528 employees at 62 locations. Southern Bank and Trust Company has an A health rating.

Reviews (3)

Great Service Every Time!

Banking with South Bank and Trust has been a refreshing experience. I had currently had accounts with Wells Fargo and was tired of racking up fees and never being able to properly cancel services. I had heard nothing but great things about Southern Bank, so I decided to make the switch four years ago. I make a lot of purchases online and they have given me the freedom to do so safely. They routinely call me if I have made several purchases to new vendors to verify all of the charges are correct. If there is a disputed charge, they have been quick to deny it and protect my safety. The tellers are excellent people who are always friendly, helpful, and efficient. It's wonderful knowing that my checking and savings accounts are in great hands!

DID NOT KEEP THEIR WORD

SOUTHERN BANK DID NOT KEEP ITS WORD ON A LOAN THEY GAVE ME, SO I WAS NOT ABLE TO KEEP MY WORD TO THE MAN I WAS BUYING LAND FROM,THEY WOULD NOT RETURN CALLS FOR WEEKS.THE MGR IN AHOSKIE TALKED UGLY TO ME, THEY CAUSED ME TO LOOSE A PEACE OF LAND I WANTED TO RETIRE ON. I WOULD NOT DEAL WITH THIS BANK

JERRY RABEY

THIS BANK DOES NOT KEEP ITS WORD.THEY HAVE JERKED MY WIFE AND I AROUND FOR THE LAST 30 DAYS. I DONT KNOW HOW THEY STAY IN BUSINESS.



Health

Health Grade Components

Overall
FDIC Certificate #15359
Year Established1901
Employees528
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.71%
Annual Interest Income$89.7MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$2.46B$2.11B
LoansQ4 2016vs Q4 2015$1.50B$1.16B
DepositsQ4 2016vs Q4 2015$2.12B$1.81B
Equity CapitalQ4 2016vs Q4 2015$242.8MM$210.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$16.8MM$14.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$7.0MM$12.1MM
Real Estate OwnedQ4 2016vs Q4 2015$1.7MM$1.1MM
Rates

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Locations

Southern Bank and Trust Company has 61 locations. Click to view all Southern Bank and Trust Company locations.