Southern Bank of Tennessee
Southern Bank of Tennessee is headquartered in Mount Juliet and is the 67th largest bank in the state of Tennessee. It is also the 2,288th largest bank in the nation. It was established in 1999 and as of December of 2018, it had grown to 62 employees at 4 locations. Southern Bank of Tennessee has an A+ health rating.
Nice, small town bank.
I started banking with Community Bank in 2004 when I moved to that area. There were no big banks in the town. I was pleased with their location and services. I had a safe deposit box, a cheching and savings account. While their hours were not as convenient as larger banks, they were still accessible for me. They had a free checking account option for people over 50 yrs of age, which included free checks. When I moved to an ATM/Debit card they also provided that as a free service. The people who work there were friendly and helpful. I moved to a town 40 miles away and had to change banks since this bank had only one location.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34847 |
| Year Established | 1999 |
| Employees | 62 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.22% |
| Return on Equity - YTD | 10.26% |
| Annual Interest Income | $12.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $282.7MM$258.9MM |
| Loans | Q4 2018vs Q4 2017 | $203.3MM$196.2MM |
| Deposits | Q4 2018vs Q4 2017 | $244.6MM$227.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $37.0MM$29.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.9MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $92.00K$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $85.00K$0 |
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| Southern Bank of Tennessee Locations | ||
|---|---|---|
| Southern Bank Of Tennessee | 675 North Mount Juliet Road | Mount Juliet, TN 37122 |
| East Broad Street Office | 151 E Broad St | Clinton, TN 37716 |
| Smyrna Branch | 403 S Lowry St | Smyrna, TN 37167 |
| Lebanon Branch | 1213 West Main Street | Lebanon, TN 37087 |