Southern Bank of Tennessee


Overview / Commentary
615-758-6600
675 N. Mt. Juliet Rd.
Mount Juliet, TN 37122

Southern Bank of Tennessee is headquartered in MOUNT JULIET and is the 57th largest bank in the state of Tennessee. It is also the 1,877th largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 70 employees at 5 locations. Southern Bank of Tennessee has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #34847
Year Established1999
Employees70
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.44%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$469.1MM$424MM
LoansQ1 2025vs Q1 2024$351.3MM$278.9MM
DepositsQ1 2025vs Q1 2024$407.9MM$357MM
Equity CapitalQ1 2025vs Q1 2024$42.6MM$39.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$2.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7K$146K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Southern Bank of Tennessee Locations
Southern Bank Of Tennessee675 N Mount Juliet RdMount Juliet, TN 37122
East Broad Street Office151 E Broad StClinton, TN 37716
Smyrna Branch403 S Lowry StSmyrna, TN 37167
Lebanon Branch1213 West Main StreetLebanon, TN 37087

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