Featured Savings Rates
Featured Accounts

Southern Bank & Trust (GA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.40%5-year CD60 Month CD
0.20%1-year CD12 Month CD
0.15%SavingsRegular Savings

Overview / Commentary
706-754-0001
111 Southern Bank Drive
Clarkesville, GA 30523

Southern Bank & Trust (GA) is headquartered in Clarkesville and is the 109th largest bank in the state of Georgia. It is also the 3,675th largest bank in the nation. It was established in 2005 and as of September of 2016, it had grown to 34 employees at 3 locations. Southern Bank & Trust (GA) has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #58143
Year Established2005
Employees34
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.41%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$141.9MM$125.3MM
LoansQ3 2016vs Q3 2015$107.2MM$87.5MM
DepositsQ3 2016vs Q3 2015$126.0MM$111.0MM
Equity CapitalQ3 2016vs Q3 2015$14.7MM$13.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.9MM$1.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$1.3MM
Real Estate OwnedQ3 2016vs Q3 2015$8.00K$19.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Bank & Trust (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Regular Savings
0.15%--Southern Student Savings

Southern Bank & Trust (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Southern Money Market Account
OTHER TIERS: 0.15% $1k - $50k

Southern Bank & Trust (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Southern Secure Checking
OTHER TIERS: 0.05% $1k - $2,500 | 0.10% $2,500 - $10k
0.15%*$10k*-Southern Secure Classic Checking
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $10k
0.05%$1k-Southern Senior Checking

Southern Bank & Trust (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-48 Month CD
0.40%$500-60 Month CD
0.30%$500-36 Month CD
0.25%$500-24 Month CD
0.20%$500-12 Month CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD

Southern Bank & Trust (GA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-48 Month IRA
0.40%$500-60 Month IRA
0.30%$500-36 Month IRA
0.25%$500-24 Month IRA
0.20%$500-12 Month IRA
0.10%$500-3 Month IRA
0.10%$500-6 Month IRA
Locations


Southern Bank & Trust (GA) Locations
Southern Bank & Trust111 Southern Bank DriveClarkesville, GA 30523
Blairsville Branch361 Blue Ridge StreetBlairsville, GA 30512