Featured Savings Rates
Featured Accounts

Southern Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
3.01%Reward CheckingKasasa Cash
0.15%SavingsNo Checks Account
1.01%CheckingPremium 50 Plus Checking

Reviews (1)

Stiffing The Appraiser

Posted by: ApeRazor | Jun 21, 2016

As an appraiser, I've yet to receive payment for an appraisal I did in January 2016. I don't expect payment because I didn't "bring home the bacon" on their deal apparently. So much for the Appraisal Independence Requirement of Dodd-Frank.

Need I remind the appraiser's job is not to rubber stamp the value? It is to provide an independent opinion of value.



Health

Health Grade Components

Overall
FDIC Certificate #28332
Year Established1887
Employees332
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD12.13%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.49B$1.34B
LoansQ1 2017vs Q1 2016$1.23B$1.09B
DepositsQ1 2017vs Q1 2016$1.28B$1.12B
Equity CapitalQ1 2017vs Q1 2016$140.5MM$128.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$15.2MM$13.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.9MM$5.0MM
Real Estate OwnedQ1 2017vs Q1 2016$3.3MM$3.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Savings Account
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $100k | 0.40% $100k - $250k
0.50%--Health Savings Account
0.50%*$15k*-Child/Student Savings
OTHER TIERS: 0.25% Up to $15k
0.25%--Christmas Club
0.15%--No Checks Account

Southern Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Money Market Passbook Account
OTHER TIERS: 0.25% Up to $25k | 0.40% $25k - $100k | 0.50% $100k - $250k
0.60%*$250k*-MMDA Platinum
OTHER TIERS: 0.25% Up to $50k | 0.40% $50k - $100k | 0.50% $100k - $250k

Southern Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$15kKasasa Cash
OTHER TIERS: 0.15% $15k+
1.01%*-$10kPremium 50 Plus Checking
OTHER TIERS: 0.15% $10k+
0.30%*$100k*-Small Business Interest Checking
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $100k
Locations

Southern Bank has 41 locations. Click to view all Southern Bank locations.