Southern Bank

Overview | Locations (41) | Receive alerts for this bank

REVIEWS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
3.01%	Reward Checking	Kasasa Cash 1.83% - National Average
0.15%	Savings	No Checks Account 1.20% - Synchrony Bank High Yield Savings
1.01%	Checking	Premium 50 Plus Checking 1.25% - Bank of Internet USA Rewards Checking

View all Southern Bank rates »

Overview / Commentary

www.bankwithsouthern.com

573-778-1800

531 Vine Street
Poplar Bluff, MO 63901

Southern Bank is headquartered in Poplar Bluff and is the 17^th largest bank in the state of Missouri. It is also the 524^th largest bank in the nation. It was established in 1887 and as of March of 2017, it had grown to 332 employees at 40 locations. Southern Bank's money market rates are 70% higher than the national average, and it has an A health rating.

Stiffing The Appraiser

Posted by: ApeRazor | Jun 21, 2016

As an appraiser, I've yet to receive payment for an appraisal I did in January 2016. I don't expect payment because I didn't "bring home the bacon" on their deal apparently. So much for the Appraisal Independence Requirement of Dodd-Frank.

Need I remind the appraiser's job is not to rubber stamp the value? It is to provide an independent opinion of value.

Comment

3

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28332
Year Established	1887
Employees	332
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.13%
Return on Equity - YTD	12.13%
Annual Interest Income	$15.1MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$1.49B$1.34B
Loans	Q1 2017vs Q1 2016	$1.23B$1.09B
Deposits	Q1 2017vs Q1 2016	$1.28B$1.12B
Equity Capital	Q1 2017vs Q1 2016	$140.5MM$128.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$15.2MM$13.7MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.9MM$5.0MM
Real Estate Owned	Q1 2017vs Q1 2016	$3.3MM$3.2MM

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$250k^*	-	Savings Account
OTHER TIERS: 0.25% → Up to $25k \| 0.35% → $25k - $100k \| 0.40% → $100k - $250k
0.50%	-	-	Health Savings Account
0.50%^*	$15k^*	-	Child/Student Savings
OTHER TIERS: 0.25% → Up to $15k
0.25%	-	-	Christmas Club
0.15%	-	-	No Checks Account

Southern Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$250k^*	-	Money Market Passbook Account
OTHER TIERS: 0.25% → Up to $25k \| 0.40% → $25k - $100k \| 0.50% → $100k - $250k
0.60%^*	$250k^*	-	MMDA Platinum
OTHER TIERS: 0.25% → Up to $50k \| 0.40% → $50k - $100k \| 0.50% → $100k - $250k

Southern Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.01%^*	-	$15k	Kasasa Cash
OTHER TIERS: 0.15% → $15k+
1.01%^*	-	$10k	Premium 50 Plus Checking
OTHER TIERS: 0.15% → $10k+
0.30%^*	$100k^*	-	Small Business Interest Checking
OTHER TIERS: 0.15% → Up to $25k \| 0.25% → $25k - $100k

Locations

Southern Bank has 41 locations. Click to view all Southern Bank locations.