Southern Bank


Overview / Commentary
573-778-1800
2991 Oak Grove Road
Poplar Bluff, MO 63901

Southern Bank is headquartered in POPLAR BLUFF and is the 9th largest bank in the state of Missouri. It is also the 297th largest bank in the nation. It was established in 1887 and as of September of 2024, it had grown to 718 employees at 69 locations. Southern Bank's savings rates are 7X the national average, and it has an A health rating.

Reviews (4)

Customer Service

Posted by: |

Southern Bank took over my bank. At 130 only one person working at desk for deposits!! Customer service via phone is terrible . They act like they don’t even want to be working!

Not A Good Place To Bank-Ozark

Posted by: |

A female employee at my location took it upon herself to speek to me, a 65 year old woman as though she was reprimanding her child. She blamed me (the victim) for my card information being stolen. First off I’m old enough and computer knowledgeable enough to know how to keep my information as safe as can be expected. Come to find out Samsung has a major security issue and my phone was hacked. How totally irresponsible and downright hateful she had while blaming the customer. You should never assume you know how someone lives and protects their personal information. Her attitude is unacceptable but I didn’t get the feeling her supervisor would correct her attitude. Now I’ll be finding a new bank.

Southern Bank Is The Worst

Posted by: |

Southern bank took over my bank and it's been royally screwed up since... Highly don't recommend this bank they're horrible

Rude And Moneythirsty

Posted by: |

Don’t bank here unless you like being treated like dirt any time you call customer service for assistance, and you have plenty of extra money to be drained for random charges. If you have a dispute on a charge it’ll take more than 30 days for a resolution, and you’ll have to waste your own time following up with them repeatedly to remind them to do their job and ask for updates on your case. Their reps are disrespectful and condescending, including the managers. I’ll let a more respectful bank profit from my funds instead.



Health

Health Grade Components

Overall
FDIC Certificate #28332
Year Established1887
Employees718
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD11.78%
Annual Interest Income$196.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$4.68B$4.42B
LoansQ3 2024vs Q3 2023$3.91B$3.65B
DepositsQ3 2024vs Q3 2023$4.06B$3.86B
Equity CapitalQ3 2024vs Q3 2023$462.1MM$410.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$54.4MM$49.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$7.9MM$4.7MM
Real Estate OwnedQ3 2024vs Q3 2023$3.8MM$5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Southern Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.54%$0-Platinum Savings
0.25%$0$25kSavings Account

Southern Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Money Market Platinum

Southern Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kSouthern Advantage
OTHER TIERS: 1.00% $25k+
1.01%*$0$10kSouthern Elite
OTHER TIERS: 0.10% $10k+

Southern Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-9 Month CD Special
4.27%$1k-23 Month CD Special
4.25%$1k-13 Month CD Special
Locations

Availability



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