Southern Chautauqua Federal Credit Union


Overview / Commentary
716-665-7000
168 E Fairmount Ave
Lakewood, NY 14750

Southern Chautauqua Federal Credit Union is headquartered in Lakewood and is the 86th largest credit union in the state of New York. It is also the 1,727th largest credit union in the nation. It was established in 1954 and as of December of 2019, it had grown to 43 employees and 15,906 members at 9 locations. Southern Chautauqua Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, do business and any other entities in Chautauqua County, New York
See current membership details

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36-Month CD, 2.53% APY - 3/8/2020

There's also a 60-month CD earning 2.63% APY Minimum $250 opening deposit. Membership available to “people who live, work, worship, attend school, do business and any other entities within Chautauqua County, New York."

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Chautauqua Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9107
Year Chartered1954
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD15.64%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$90.1MM$82.7MM
LoansQ4 2019vs Q4 2018$79.3MM$68.6MM
DepositsQ4 2019vs Q4 2018$81.4MM$73.9MM
Equity CapitalQ4 2019vs Q4 2018$8.4MM$7.1MM
Secondary CapitalQ4 2019vs Q4 2018$600.00K
Loan Loss AllowanceQ4 2019vs Q4 2018$1.1MM$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$837.00K$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$43.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

36-Month CD, 2.53% APY

  |  
There's also a 60-month CD earning 2.63% APY
Minimum $250 opening deposit.
Membership available to “people who live, work, worship, attend school, do business and any other entities within Chautauqua County, New York."

Rates
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Always verify rates and promotions with the bank or credit union. We are not Southern Chautauqua Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Chautauqua Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Christmas Club
0.60%--Tax Savings Club
0.60%--Vacation Club
0.60%*$75k*$125kHealth Savings Accounts
OTHER TIERS: 0.30% $2.5k+ | 0.35% $10k - $50k | 0.40% $50k - $75k
0.10%$25-Membership Savings Account

Southern Chautauqua Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$75k*$125kMoney Market Savings Account
OTHER TIERS: 0.30% $2.5k+ | 0.35% $10k - $50k | 0.40% $50k - $75k
Locations


Southern Chautauqua Federal Credit Union Locations
Branch Office7 Elm StWestfield, NY 14787
Branch Office6834 Main StCherry Creek, NY 14723
Branch Office562 Clymer Sherman RdClymer, NY 14724-9521
Branch Office168 E Fairmount AveLakewood, NY 14750
Branch Office13 W Main StBrocton, NY 14716
Branch Office1283 E 2nd StJamestown, NY 14701
Branch Office26 Institute StFrewsburg, NY 14738
Branch Office350 E 2nd StJamestown, NY 14701
Branch Office600 Hunt Rd # WEJamestown, NY 14701

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