Southern Chautauqua Federal Credit Union

Overview / Commentary
168 E Fairmount Ave
Lakewood, NY 14750

Southern Chautauqua Federal Credit Union is headquartered in Lakewood and is the 72nd largest credit union in the state of New York. It is also the 1,603rd largest credit union in the nation. It was established in 1954 and as of December of 2022, it had grown to 67 employees and 17,941 members at 8 locations. Southern Chautauqua Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, do business and any other entities in Chautauqua County, New York
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #9107
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD10.96%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$129.8MM$119.8MM
LoansQ4 2022vs Q4 2021$106.4MM$88.3MM
DepositsQ4 2022vs Q4 2021$108.3MM$104.9MM
Equity CapitalQ4 2022vs Q4 2021$13.6MM$12.1MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.3MM$1.7MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$786.00K$391.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Southern Chautauqua Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Chautauqua Federal Credit Union Savings Account Rates

0.45%*$75k*$125kHealth Savings Accounts
OTHER TIERS: 0.15% $2.5k+ | 0.20% $10k - $50k | 0.25% $50k - $75k
0.20%*-$3.5kChristmas Club
OTHER TIERS: 0.05% $3.5k+
0.20%*-$3.5kTax Savings Club
OTHER TIERS: 0.05% $3.5k+
0.20%*-$3.5kVacation Club
OTHER TIERS: 0.05% $3.5k+
0.05%$25-Membership Savings Account

Southern Chautauqua Federal Credit Union Money Market Rates

0.45%*$75k*$125kMoney Market Savings Account
OTHER TIERS: 0.15% $2.5k+ | 0.20% $10k - $50k | 0.25% $50k - $75k

Southern Chautauqua Federal Credit Union Locations
Branch Office6834 Main StCherry Creek, NY 14723
Branch Office562 Clymer Sherman RdClymer, NY 14724-9521
Branch Office168 E Fairmount AveLakewood, NY 14750
Branch Office1283 E 2nd StJamestown, NY 14701
Branch Office26 Institute StFrewsburg, NY 14738
Branch Office350 E 2nd StJamestown, NY 14701
Branch Office600 Hunt Rd # WEJamestown, NY 14701
Branch Office3877 Vineyard DrDunkirk, NY 14048

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.