Featured Savings Rates
Featured Accounts

Southern Chautauqua Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.07%5-year CD60 Month CD
0.75%1-year CD12 Month CD
0.10%SavingsMembership Savings Account

Overview / Commentary
716-665-7000
168 E Fairmount Ave
Lakewood, NY 14750

Southern Chautauqua Federal Credit Union is headquartered in Lakewood and is the 91st largest credit union in the state of New York. It is also the 1,886th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 30 employees and 12,718 members at 7 locations. Southern Chautauqua Federal Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, do business and any other entities in Chautauqua County, New York
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Chautauqua Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #9107
Year Chartered1954
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.84%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$73.7MM$67.1MM
LoansQ2 2016vs Q2 2015$54.4MM$47.6MM
DepositsQ2 2016vs Q2 2015$66.5MM$58.8MM
Equity CapitalQ2 2016vs Q2 2015$5.6MM$5.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$563.00K$358.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$689.00K$828.00K
Real Estate OwnedQ2 2016vs Q2 2015$40.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Chautauqua Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Christmas Club
0.10%$25-Membership Savings Account
0.10%--IRA Accumulation Account

Southern Chautauqua Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$75k*$125kMoney Market Savings Account
OTHER TIERS: 0.20% $2,500+ | 0.25% $10k - $50k | 0.30% $50k - $75k

Southern Chautauqua Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$250-60 Month CD
1.76%$250-48 Month CD
1.41%$250-36 Month CD
1.00%$250-24 Month CD
1.00%$250-12 Month Lucky Savers CD
0.75%$250-12 Month CD

Southern Chautauqua Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$2k-5 Year Roth IRA
2.07%$250-5 Year Traditional IRA
1.76%$2k-4 Year Roth IRA
1.76%$250-4 Year Traditional IRA
1.41%$2k-3 Year Roth IRA
1.41%$250-3 Year Traditional IRA
1.00%$2k-2 Year Roth IRA
1.00%$250-2 Year Traditional IRA
0.75%$2k-1 Year Roth IRA
0.75%$250-1 Year Traditional IRA
Locations


Southern Chautauqua Federal Credit Union Locations
Branch Office7 Elm StWestfield, NY 14787
Branch Office6834 Main StCherry Creek, NY 14723
Branch Office562 Clymer Sherman RdClymer, NY 14724-9671
Branch Office525 Falconer St Hamilton Collegiate CenterJamestown, NY 14701-1920
Branch Office168 E Fairmount AveLakewood, NY 14750
Branch Office13 W Main StBrocton, NY 14716
Branch Office1283 E 2nd StJamestown, NY 14701