Southern Chautauqua Federal Credit Union is headquartered in Lakewood and is the 69th largest credit union in the state of New York. It is also the 1,481st largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 70 employees and 19,791 members at 10 locations. Southern Chautauqua Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.
Membership is open to those who live, work, worship, attend school, do business and any other entities in Chautauqua County, New York
See current membership details
Overall | |
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NCUA # | 9107 |
Year Chartered | 1954 |
Employees | 70 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 2.02% |
Return on Equity - YTD | 15.96% |
Annual Interest Income | $9.6MM |
Assets and Liabilities | ||
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Assets | Q4 2024vs Q4 2023 | $151.4MM$141.1MM |
Loans | Q4 2024vs Q4 2023 | $117.8MM$112.7MM |
Deposits | Q4 2024vs Q4 2023 | $126.9MM$118.3MM |
Equity Capital | Q4 2024vs Q4 2023 | $19MM$15.9MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $1.3MM$1.7MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $894K$1.4MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Southern Chautauqua Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.95%* | $75k* | $125k | Money Market Savings Account | ||
OTHER TIERS: 0.15% → $125k+ | 0.25% → $2.5k - $10k | 0.50% → $10k - $50k | 0.65% → $50k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.74% | $250 | - | 12 Month CD | |
3.74% | $250 | - | 24 Month CD | |
3.74% | $250 | - | 36 Month CD | |
3.74% | $250 | - | 48 Month CD | |
3.56% | $250 | - | 60 Month CD | |
2.74% | $250 | - | 3 Month CD |
Cherry Creek Branches | ||
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Branch Office | 6834 Main St | Cherry Creek, NY 14723 |
Clymer Branches | ||
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Branch Office | 562 Clymer Sherman Rd | Clymer, NY 14724-9521 |
Dunkirk Branches | ||
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Branch Office | 3877 Vineyard Dr | Dunkirk, NY 14048 |
Falconer Branches | ||
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Branch Office | 2 East Ave N | Falconer, NY 14733-1302 |
Frewsburg Branches | ||
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Branch Office | 26 Institute St | Frewsburg, NY 14738 |
Jamestown Branches | ||
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Branch Office | 1283 E 2nd St | Jamestown, NY 14701 |
Branch Office | 350 E 2nd St | Jamestown, NY 14701 |
Branch Office | 600 Hunt Rd # WE | Jamestown, NY 14701 |
Lakewood Branches | ||
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Branch Office | 168 E Fairmount Ave | Lakewood, NY 14750 |
Corporate Office | 110 Mall Blvd | Lakewood, NY 14750 |