Southern Chautauqua Federal Credit Union


Overview / Commentary
716-665-7000
168 E Fairmount Ave
Lakewood, NY 14750

Southern Chautauqua Federal Credit Union is headquartered in Lakewood and is the 69th largest credit union in the state of New York. It is also the 1,481st largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 70 employees and 19,791 members at 10 locations. Southern Chautauqua Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, do business and any other entities in Chautauqua County, New York
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #9107
Year Chartered1954
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD2.02%
Return on Equity - YTD15.96%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$151.4MM$141.1MM
LoansQ4 2024vs Q4 2023$117.8MM$112.7MM
DepositsQ4 2024vs Q4 2023$126.9MM$118.3MM
Equity CapitalQ4 2024vs Q4 2023$19MM$15.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.3MM$1.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$894K$1.4MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Southern Chautauqua Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Chautauqua Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$75k*$125kHealth Savings Accounts
OTHER TIERS: 0.15% $125k+ | 0.25% $2.5k - $10k | 0.50% $10k - $50k | 0.65% $50k - $75k
0.20%*$0$3.5kChristmas Club
OTHER TIERS: 0.05% $3.5k+
0.20%*$0$3.5kTax Savings Club
OTHER TIERS: 0.05% $3.5k+
0.20%*$0$3.5kVacation Club
OTHER TIERS: 0.05% $3.5k+
0.05%$25-Membership Savings Account

Southern Chautauqua Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$75k*$125kMoney Market Savings Account
OTHER TIERS: 0.15% $125k+ | 0.25% $2.5k - $10k | 0.50% $10k - $50k | 0.65% $50k - $75k

Southern Chautauqua Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.74%$250-12 Month CD
3.74%$250-24 Month CD
3.74%$250-36 Month CD
3.74%$250-48 Month CD
3.56%$250-60 Month CD
2.74%$250-3 Month CD

Southern Chautauqua Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.74%$2k-12 Month Roth IRA
3.74%$2k-24 Month Roth IRA
3.74%$2k-36 Month Roth IRA
3.74%$2k-48 Month Roth IRA
3.74%$2k-12 Month Traditional IRA
3.74%$2k-24 Month Traditional IRA
3.74%$2k-36 Month Traditional IRA
3.74%$2k-48 Month Traditional IRA
3.56%$2k-60 Month Roth IRA
3.56%$2k-60 Month Traditional IRA
2.74%$2k-3 Month Roth IRA
2.74%$2k-3 Month Traditional IRA
0.10%$0-IRA Accumulation Account
Locations


Cities: Cherry Creek, Clymer, Dunkirk, Falconer, Frewsburg, Jamestown, Lakewood

Cherry Creek Branches
Branch Office6834 Main StCherry Creek, NY 14723

Clymer Branches
Branch Office562 Clymer Sherman RdClymer, NY 14724-9521

Dunkirk Branches
Branch Office3877 Vineyard DrDunkirk, NY 14048

Falconer Branches
Branch Office2 East Ave NFalconer, NY 14733-1302

Frewsburg Branches
Branch Office26 Institute StFrewsburg, NY 14738

Jamestown Branches
Branch Office1283 E 2nd StJamestown, NY 14701
Branch Office350 E 2nd StJamestown, NY 14701
Branch Office600 Hunt Rd # WEJamestown, NY 14701

Lakewood Branches
Branch Office168 E Fairmount AveLakewood, NY 14750
Corporate Office110 Mall BlvdLakewood, NY 14750

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.