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Overview / Commentary
3000 80th Street
Kenosha, WI 53142

Southern Lakes Credit Union is headquartered in Kenosha and is the 49th largest credit union in the state of Wisconsin. It is also the 1,733rd largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 19 employees and 10,350 members at 3 locations. Southern Lakes Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Racine, Kenosha, Milwaukee, Walworth, Rock, and Waukesha Counties in Wisconsin or McHenry or Laike Counties in Illinois.
See current membership details

Reviews (1)

Review for Southern Lakes Credit Union in Kenosha, WI

Southern Lakes is a great credit union. I currently have my auto loan through them and am very happy with the rate and terms that they have given me. However, their online account access and bill pay still needs significant work. Today, I have to write a check out for my auto loan. It is seriously the only bill I have that cannot be paid online. I'd really like to see some work done there. But otherwise, customer service, etc. has been great.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Lakes Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66707
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.2%
Annual Interest Income$634.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$88.4MM$88.6MM
LoansQ1 2018vs Q1 2017$59.4MM$60.6MM
DepositsQ1 2018vs Q1 2017$79.9MM$79.3MM
Equity CapitalQ1 2018vs Q1 2017$6.9MM$7.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$220.00K$222.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$303.00K$162.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern Lakes Credit Union Savings Account Rates

0.55%--6 M Little Sav
0.10%*$7,500*$100kIRA Savings
OTHER TIERS: 0.05% $500 - $2k | 0.06% $2k - $5k | 0.08% $5k - $7,500
0.05%--All Shares & JA
0.05%--Holiday Club
0.05%--MTG PMT Hold
0.05%--Health Savings Account

Southern Lakes Credit Union Money Market Rates

0.20%*$50k*-Money Market
OTHER TIERS: 0.10% Up to $10k | 0.12% $10k - $25k | 0.15% $25k - $50k

Southern Lakes Credit Union Checking Account Rates

0.05%--GBA Drafts
0.05%--Business Drafts
0.05%--Super Draft

Southern Lakes Credit Union CD Rates

2.06%$500-60 Month CD
1.81%$500-48 Month CD
1.56%$500-36 Month CD
1.25%$500-24 Month CD
0.95%$500-18 Month CD
0.65%$500-12 Month CD
0.55%$500-6 Month CD

Southern Lakes Credit Union IRA Rates

2.06%$500-60 Month IRA - Semi Annual
1.81%$500-48 Month IRA - Semi Annual
1.56%$500-36 Month IRA - Semi Annual
1.25%$500-24 Month IRA
0.65%$500-12 Month IRA

Southern Lakes Credit Union Locations
Branch Office5001 60th StKenosha, WI 53144
Branch Office17 N Washington StElkhorn, WI 53121
Branch Office3000 80th StKenosha, WI 53142

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