Southern Pine Credit Union
Overview / Commentary
Southern Pine Credit Union is headquartered in VALDOSTA and is the 46th largest credit union in the state of Georgia. It is also the 2,430th largest credit union in the nation. It was established in 1991 and as of March of 2017, it had grown to 5 employees and 2,108 members at 1 location. Southern Pine Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Pine Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67403 |
| Year Chartered | 1991 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 4.39% |
| Annual Interest Income | $378.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $46.6MM$45.1MM |
| Loans | Q1 2017vs Q1 2016 | $24.4MM$23.0MM |
| Deposits | Q1 2017vs Q1 2016 | $38.6MM$37.4MM |
| Equity Capital | Q1 2017vs Q1 2016 | $8.0MM$7.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $162.00K$151.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $481.00K$441.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Southern Pine Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Southern Pine Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | - | - | IRA Savings | |
| 1.00% | - | - | Regular Savings | |
| 1.00% | - | - | Christmas Club |
Southern Pine Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Checking Account |
Locations
| Southern Pine Credit Union Locations | ||
|---|---|---|
| Branch Office | 5495 Clyattville Lake Park Rd | Valdosta, GA 31601-0871 |