Southern Pine Credit Union
Overview / Commentary
Southern Pine Credit Union is headquartered in VALDOSTA and is the 44th largest credit union in the state of Georgia. It is also the 2,430th largest credit union in the nation. It was established in 1991 and as of December of 2017, it had grown to 5 employees and 2,106 members at 1 location. Southern Pine Credit Union's savings rates are 2X the national average, and it has a B health rating.
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Pine Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67403 |
| Year Chartered | 1991 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 3.05% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $45.0MM$45.7MM |
| Loans | Q4 2017vs Q4 2016 | $24.3MM$24.6MM |
| Deposits | Q4 2017vs Q4 2016 | $36.8MM$37.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $8.2MM$7.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $140.00K$171.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $699.00K$597.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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Southern Pine Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | - | - | IRA Savings | |
| 1.16% | - | - | Regular Savings | |
| 1.16% | - | - | Christmas Club |
Southern Pine Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Checking Account |
Locations
| Southern Pine Credit Union Locations | ||
|---|---|---|
| Branch Office | 5495 Clyattville Lake Park Rd | Valdosta, GA 31601-0871 |