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Overview / Commentary
169 Dale Earnhardt Blvd
Kannapolis, NC 28081

Southern Select Community Credit Union is headquartered in Kannapolis and is the 45th largest credit union in the state of North Carolina. It is also the 2,733rd largest credit union in the nation. It was established in 1958 and as of March of 2016, it had grown to 10 employees and 6,040 members at 2 locations. Southern Select Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Joining is easy. To qualify for truly affordable banking services, you need only live, work, worship or attend school in our "community". Our community is defined as anywhere within 50 miles of the Kannapolis office.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Select Community Credit Union has a low asset base.

Health Grade Components

NCUA #66583
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD-0.82%
Return on Equity - YTD-6.77%
Annual Interest Income$260.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$34.8MM$33.3MM
LoansQ1 2016vs Q1 2015$19.0MM$19.1MM
DepositsQ1 2016vs Q1 2015$30.6MM$28.7MM
Equity CapitalQ1 2016vs Q1 2015$4.1MM$4.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$105.00K$124.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$152.00K$298.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Southern Select Community Credit Union Locations
Branch Office169 Dale Earnhardt BlvdKannapolis, NC 28081
Branch Office275 Branchview Dr SEConcord, NC 28025