Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 9th largest bank in the state of Alabama. It is also the 705th largest bank in the nation. It was established in 2007 and as of March of 2021, it had grown to 191 employees at 15 locations. Southern States Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.68%
Return on Equity - YTD15.2%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.46B$1.17B
LoansQ1 2021vs Q1 2020$1.07B$889.5MM
DepositsQ1 2021vs Q1 2020$1.26B$1.00B
Equity CapitalQ1 2021vs Q1 2020$156.6MM$139.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$12.6MM$10.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.7MM$13.8MM
Real Estate OwnedQ1 2021vs Q1 2020$10.2MM$3.9MM

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