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Southern States Bank


Overview / Commentary
southernstatesbank.net
256-241-1092
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 9th largest bank in the state of Alabama. It is also the 720th largest bank in the nation. It was established in 2007 and as of June of 2020, it had grown to 179 employees at 15 locations. Southern States Bank has an A health rating.

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Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58558
Year Established2007
Employees179
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD8.58%
Annual Interest Income$24.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.30B$959.5MM
LoansQ2 2020vs Q2 2019$977.3MM$694.2MM
DepositsQ2 2020vs Q2 2019$1.11B$843.4MM
Equity CapitalQ2 2020vs Q2 2019$145.8MM$105.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$10.5MM$9.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$13.2MM$3.8MM
Real Estate OwnedQ2 2020vs Q2 2019$3.7MM$446.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern States Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Common Sense Personal Savings
0.10%--Common Sense Business Savings

Southern States Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.33%*$50k*-Personal Money Market
OTHER TIERS: 0.05% → Up to $5k | 0.08% → $5k - $25k | 0.13% → $25k - $50k
0.33%*$50k*-Business Money Market
OTHER TIERS: 0.05% → Up to $5k | 0.08% → $5k - $25k | 0.13% → $25k - $50k

Southern States Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Common Sense Plus Checking
0.01%--Relationship Interest Checking

Southern States Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.72%$500$100k24 Month CD
0.72%$100k$250k24 Month Jumbo CD
0.51%$500$100k12 Month CD
0.51%$100k$250k12 Month Jumbo CD
0.40%$500$100k6 Month CD
0.40%$100k$250k6 Month Jumbo CD
Locations

Availability



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