Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 7th largest bank in the state of Alabama. It is also the 609th largest bank in the nation. It was established in 2007 and as of December of 2021, it had grown to 196 employees at 15 locations. Southern States Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD11.48%
Annual Interest Income$57.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.78B$1.33B
LoansQ4 2021vs Q4 2020$1.24B$1.02B
DepositsQ4 2021vs Q4 2020$1.56B$1.14B
Equity CapitalQ4 2021vs Q4 2020$188.5MM$152.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$14.8MM$11.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.0MM$3.5MM
Real Estate OwnedQ4 2021vs Q4 2020$2.9MM$10.2MM

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