Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 9th largest bank in the state of Alabama. It is also the 697th largest bank in the nation. It was established in 2007 and as of June of 2021, it had grown to 197 employees at 15 locations. Southern States Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD12.79%
Annual Interest Income$27.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.51B$1.30B
LoansQ2 2021vs Q2 2020$1.09B$977.3MM
DepositsQ2 2021vs Q2 2020$1.31B$1.11B
Equity CapitalQ2 2021vs Q2 2020$161.0MM$145.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$13.3MM$10.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.0MM$13.2MM
Real Estate OwnedQ2 2021vs Q2 2020$10.1MM$3.7MM

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