2. Southern States Bank

Southern States Bank


Overview / Commentary
southernstatesbank.net
256-241-1092
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 9th largest bank in the state of Alabama. It is also the 827th largest bank in the nation. It was established in 2007 and as of June of 2019, it had grown to 128 employees at 10 locations. Southern States Bank has an A health rating.

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Health
A

Data as of Q2 2019

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Health Grade Components

Overall
FDIC Certificate #58558
Year Established2007
Employees128
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD9.77%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$959.5MM$768.1MM
LoansQ2 2019vs Q2 2018$694.2MM$625.4MM
DepositsQ2 2019vs Q2 2018$843.4MM$651.8MM
Equity CapitalQ2 2019vs Q2 2018$105.1MM$94.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$9.2MM$7.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$3.8MM$1.4MM
Real Estate OwnedQ2 2019vs Q2 2018$446.00K$662.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southern States Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Common Sense Personal Savings
0.10%--Common Sense Business Savings

Southern States Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.33%*$50k*-Personal Money Market
OTHER TIERS: 0.05% → Up to $5k | 0.08% → $5k - $25k | 0.13% → $25k - $50k
0.33%*$50k*-Business Money Market
OTHER TIERS: 0.05% → Up to $5k | 0.08% → $5k - $25k | 0.13% → $25k - $50k

Southern States Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Common Sense Plus Checking
0.01%--Relationship Interest Checking

Southern States Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.72%$500$100k24 Month CD
0.72%$100k$250k24 Month Jumbo CD
0.51%$500$100k12 Month CD
0.51%$100k$250k12 Month Jumbo CD
0.40%$500$100k6 Month CD
0.40%$100k$250k6 Month Jumbo CD
Locations


Cities: Anniston, Auburn, Birmingham, Carrollton, Columbus, Huntsville, Newnan, Opelika, Sylacauga

Anniston Branches
Southern States Bank615 Quintard AvenueAnniston, AL 36202

Auburn Branches
Auburn Branch815 Opelika RdAuburn, AL 36830

Birmingham Branches
Birmingham Branch7 Office Park CircleBirmingham, AL 35223

Carrollton Branches
Carrollton Branch905 Maple StreetCarrollton, GA 30117

Columbus Branches
Columbus Community Branch5604 Whittlesey BlvdColumbus, GA 31909
Columbus Branch1326 13th StreetColumbus, GA 31901

Huntsville Branches
Huntsville Branch415 Church Street, Building H, Suite 100Huntsville, AL 35801

Newnan Branches
Newnan Branch1421 Highway 34 EastNewnan, GA 30265

Opelika Branches
Opelika Branch2601 Frederick RoadOpelika, AL 36801

Sylacauga Branches
Sylacauga Branch101 West Fort Williams StreetSylacauga, AL 35150

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