Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 7th largest bank in the state of Alabama. It is also the 573rd largest bank in the nation. It was established in 2007 and as of June of 2022, it had grown to 198 employees at 15 locations. Southern States Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.71%
Annual Interest Income$33.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.90B$1.51B
LoansQ2 2022vs Q2 2021$1.42B$1.09B
DepositsQ2 2022vs Q2 2021$1.65B$1.31B
Equity CapitalQ2 2022vs Q2 2021$207.3MM$161.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$16.8MM$13.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.1MM$2.0MM
Real Estate OwnedQ2 2022vs Q2 2021$2.9MM$10.1MM

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