Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in ANNISTON and is the 7th largest bank in the state of Alabama. It is also the 487th largest bank in the nation. It was established in 2007 and as of December of 2023, it had grown to 181 employees at 13 locations. Southern States Bank has an A+ health rating.

Reviews (1)

Sorry Service

This is the most sorrowful bank I’ve ever seen. They lie… they took my overdraft away and my mobile deposit for no reason and then lied to my face and said I never had it. After I’ve done used it twice. I will be drawing all my money out and closing my account first thing


Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD13.78%
Annual Interest Income$132.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$2.45B$2.05B
LoansQ4 2023vs Q4 2022$1.86B$1.57B
DepositsQ4 2023vs Q4 2022$2.03B$1.74B
Equity CapitalQ4 2023vs Q4 2022$284.2MM$247.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$24.4MM$20.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.1MM$1.5MM
Real Estate OwnedQ4 2023vs Q4 2022$33K$2.9MM

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