Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 9th largest bank in the state of Alabama. It is also the 729th largest bank in the nation. It was established in 2007 and as of December of 2020, it had grown to 188 employees at 15 locations. Southern States Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD8.94%
Annual Interest Income$50.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.33B$1.10B
LoansQ4 2020vs Q4 2019$1.02B$830.9MM
DepositsQ4 2020vs Q4 2019$1.14B$951.1MM
Equity CapitalQ4 2020vs Q4 2019$152.7MM$138.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$11.9MM$9.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$3.5MM$13.8MM
Real Estate OwnedQ4 2020vs Q4 2019$10.2MM$4.2MM
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Southern States Bank CD Rates

0.55%$500-11 Month CD


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