Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in Anniston and is the 8th largest bank in the state of Alabama. It is also the 599th largest bank in the nation. It was established in 2007 and as of March of 2022, it had grown to 189 employees at 15 locations. Southern States Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD10.11%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.80B$1.46B
LoansQ1 2022vs Q1 2021$1.30B$1.07B
DepositsQ1 2022vs Q1 2021$1.55B$1.26B
Equity CapitalQ1 2022vs Q1 2021$206.9MM$156.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$15.5MM$12.6MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$3.1MM$3.7MM
Real Estate OwnedQ1 2022vs Q1 2021$2.9MM$10.2MM

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