Southern States Bank

Overview / Commentary
615 Quintard Avenue
Anniston, AL 36202

Southern States Bank is headquartered in ANNISTON and is the 6th largest bank in the state of Alabama. It is also the 475th largest bank in the nation. It was established in 2007 and as of March of 2024, it had grown to 183 employees at 13 locations. Southern States Bank has an A+ health rating.

Reviews (1)

Sorry Service

This is the most sorrowful bank I’ve ever seen. They lie… they took my overdraft away and my mobile deposit for no reason and then lied to my face and said I never had it. After I’ve done used it twice. I will be drawing all my money out and closing my account first thing


Health Grade Components

FDIC Certificate #58558
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD12.97%
Annual Interest Income$38.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.51B$2.14B
LoansQ1 2024vs Q1 2023$1.94B$1.63B
DepositsQ1 2024vs Q1 2023$2.12B$1.81B
Equity CapitalQ1 2024vs Q1 2023$292.9MM$257MM
Loan Loss AllowanceQ1 2024vs Q1 2023$25.1MM$19.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.3MM$934K
Real Estate OwnedQ1 2024vs Q1 2023$33K$2.9MM

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