Southern Teachers & Parents Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stpfcu.com

225-775-8597

728 Harding Blvd
Baton Rouge, LA 70807

Southern Teachers & Parents Federal Credit Union is headquartered in Baton Rouge and is the 64^th largest credit union in the state of Louisiana. It is also the 2,929^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 12 employees and 4,326 members at 3 locations. Southern Teachers & Parents Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Southern Teachers & Parents Federal Credit Union is open to employees, alumni, students, and parents of Southern University; church members in Baton Rouge, Terrbonne or Lafourche Parish; employees of Assumption, Lafourche, East Baton Rouge, and West Feliciana Parishes; and employees of City of Thibodaux or Lafourche Parish Juvenile Justice Facility.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southern Teachers & Parents Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	2068
Year Chartered	1937
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	3.27%
Annual Interest Income	$327K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$28.9MM$29.8MM
Loans	Q1 2025vs Q1 2024	$14.3MM$15MM
Deposits	Q1 2025vs Q1 2024	$26.5MM$27.3MM
Equity Capital	Q1 2025vs Q1 2024	$2.4MM$2.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$85K$129K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$21K$9K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Southern Teachers & Parents Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Regular Savings

Southern Teachers & Parents Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$3.5k	-	12 Month CD
3.75%	$3.5k	-	24 Month CD
3.50%	$3.5k	-	6 Month CD

Southern Teachers & Parents Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$100	-	IRA

Locations

Southern Teachers & Parents Federal Credit Union Locations
Branch Office	1271 Saint Charles St	Thibodaux, LA 70301-4833
Branch Office	728 Harding Blvd	Baton Rouge, LA 70807
Corporate Office	5213 LAKE SHORE DR	WACO, TX 76710

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