Featured Savings Rates
Featured Accounts

SouthFirst Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month CD
0.40%1-year CD12 Month CD
0.25%SavingsAll Sports Savings Account

Overview / Commentary
256-245-4365
126 N Norton Ave
Sylacauga, AL 35150

SouthFirst Bank is headquartered in Sylacauga and is the 103rd largest bank in the state of Alabama. It is also the 4,586th largest bank in the nation. It was established in 1949 and as of September of 2016, it had grown to 28 employees at 3 locations. SouthFirst Bank has a B health rating.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. SouthFirst Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #30433
Year Established1949
Employees28
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.75%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$89.8MM$90.0MM
LoansQ3 2016vs Q3 2015$58.1MM$56.8MM
DepositsQ3 2016vs Q3 2015$78.1MM$77.4MM
Equity CapitalQ3 2016vs Q3 2015$9.9MM$9.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$939.00K$955.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.1MM$1.2MM
Real Estate OwnedQ3 2016vs Q3 2015$1.8MM$2.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthFirst Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$7,500*-Statement Savings
OTHER TIERS: 0.15% $100 - $7,500
0.25%*$7,500*-All Sports Savings Account
OTHER TIERS: 0.15% Up to $7,500
0.15%--Christmas Club

SouthFirst Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25,500*-First Money Market
OTHER TIERS: 0.15% $2,500 - $8,500 | 0.20% $8,500 - $12,500 | 0.25% $12,500 - $25,500

SouthFirst Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$50k*-Advantage Plus
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.40% $25k - $50k
0.25%--Solid Gold
0.10%--Now Account

SouthFirst Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
0.75%$500-48 Month CD
0.60%$500-30 Month CD
0.55%$500-8 Month CD
0.50%$500-24 Month CD
0.45%$500-18 Month CD
0.40%$500-12 Month CD
0.35%$500-6 Month CD
0.10%$500-3 Month CD

SouthFirst Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-60 Month IRA
0.95%$500-24 Month IRA
0.85%$500-18 Month IRA
0.75%$500-12 Month IRA
Locations


SouthFirst Bank Locations
102 5th Street North Branch105 5th Street NorthClanton, AL 35045
Southfirst Bank126 N Norton AveSylacauga, AL 35150
301 W North St Branch301 West North StreetTalladega, AL 35160