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Southland Federal Credit Union (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.southlandfcu.com
936-639-2311
2601 S John Redditt Dr
Lufkin, TX 75904

Southland Federal Credit Union (TX) is headquartered in Lufkin and is the 161st largest credit union in the state of Texas. It is also the 1,995th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 17 employees and 6,908 members at 2 locations. Southland Federal Credit Union (TX)'s CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is made up of persons who live, work, worship, or attend school in and businesses and other legal entities located in the Texas counties of Angelina, Houston, or Trinity; also members of their immediate families, and organizations of such persons.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southland Federal Credit Union (TX) has a relatively low asset base.

Health Grade Components

Overall
NCUA #15815
Year Chartered1963
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD8.53%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$83.6MM$75.5MM
LoansQ1 2025vs Q1 2024$42.1MM$40.6MM
DepositsQ1 2025vs Q1 2024$71.8MM$64.1MM
Equity CapitalQ1 2025vs Q1 2024$11.1MM$10.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$308K$325K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$189K$228K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southland Federal Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$75k*-Shares Savings
OTHER TIERS: 0.65% → $100 - $10k | 0.70% → $10k - $50k | 0.75% → $50k - $75k

Southland Federal Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.22%*$10k*-60 Month Share Certificate
OTHER TIERS: 2.76% → $5k - $10k
3.16%*$10k*-48 Month Share Certificate
OTHER TIERS: 2.71% → $5k - $10k
3.11%*$10k*-36 Month Share Certificate
OTHER TIERS: 2.66% → $5k - $10k
3.06%*$10k*-24 Month Share Certificate
OTHER TIERS: 2.61% → $5k - $10k
3.01%*$10k*-12 Month Share Certificate
OTHER TIERS: 2.56% → $5k - $10k
2.96%*$10k*-6 Month Share Certificate
OTHER TIERS: 2.51% → $5k - $10k

Southland Federal Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.77%*$100k*-36 Month IRA
OTHER TIERS: 3.52% → $25k - $75k | 3.67% → $75k - $100k
3.47%*$100k*-24 Month IRA
OTHER TIERS: 3.37% → $25k - $75k | 3.42% → $75k - $100k
3.37%*$100k*-12 Month IRA
OTHER TIERS: 3.21% → $25k - $75k | 3.27% → $75k - $100k
0.90%$25-IRA Savings
Locations


Southland Federal Credit Union (TX) Locations
Branch Office2601 S John Redditt DrLufkin, TX 75904-5624
Branch Office1524 E Houston AveCrockett, TX 75835

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