SouthPoint Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

southpoint.bank

205-503-5000

3501 Grandview Parkway
Birmingham, AL 35243

SouthPoint Bank is headquartered in BIRMINGHAM and is the 9^th largest bank in the state of Alabama. It is also the 653^rd largest bank in the nation. It was established in 2005 and as of December of 2024, it had grown to 144 employees at 11 locations. SouthPoint Bank has a C+ health rating.

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Health

C+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58088
Year Established	2005
Employees	144
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	11.74%
Annual Interest Income	$117.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.79B$1.66B
Loans	Q4 2024vs Q4 2023	$1.52B$1.47B
Deposits	Q4 2024vs Q4 2023	$1.62B$1.38B
Equity Capital	Q4 2024vs Q4 2023	$150.8MM$138.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$18.4MM$17.2MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$38.9MM$17.2MM
Real Estate Owned	Q4 2024vs Q4 2023	$5.7MM$130K

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for SouthPoint Bank.

Locations

Cities: Arab, Birmingham, Cullman, Gardendale, Hanceville, Trussville, Wilsonville

Arab Branches
Arab Branch	1096 North Brindlee Mountain Parkway	Arab, AL 35016

Birmingham Branches
Southpoint Bank	3501 Grandview Pkwy	Birmingham, AL 35243
Liberty Park Branch	8000 Liberty Pkwy	Birmingham, AL 35242

Cullman Branches
Fairview Branch	44 Butler Street	Cullman, AL 35058
Highway 157 Branch	4855 Highway 157, Northwest	Cullman, AL 35055
Merchants Bank Al Mo Branch	900 Second Avenue, Sw	Cullman, AL 35055

Gardendale Branches
Gardendale Branch	1101 Main Street	Gardendale, AL 35071

Hanceville Branches
Hanceville Branch	906 Main Street, Ne	Hanceville, AL 35077

Trussville Branches
The Shoppes At Deerfoot Branch	7278 Gadsden Highway	Trussville, AL 35173

Wilsonville Branches
Wilsonville Branch	9833 North Main Street	Wilsonville, AL 35186

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