Advertising Disclosure
  1. Banks
  2. SouthPoint Bank

SouthPoint Bank


Overview / Commentary
southpoint.bank
205-503-5000
3501 Grandview Parkway
Birmingham, AL 35243

SouthPoint Bank is headquartered in BIRMINGHAM and is the 8th largest bank in the state of Alabama. It is also the 647th largest bank in the nation. It was established in 2005 and as of June of 2024, it had grown to 146 employees at 11 locations. SouthPoint Bank has a B+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58088
Year Established2005
Employees146
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD12.7%
Annual Interest Income$57.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.75B$1.51B
LoansQ2 2024vs Q2 2023$1.53B$1.28B
DepositsQ2 2024vs Q2 2023$1.5B$1.09B
Equity CapitalQ2 2024vs Q2 2023$144.5MM$133.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$19.2MM$13.7MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$18.4MM$4.8MM
Real Estate OwnedQ2 2024vs Q2 2023$106K$154K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SouthPoint Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthPoint Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$0$25kPremium Checking
OTHER TIERS: 0.25% → $25k+
Locations


Cities: Arab, Birmingham, Cullman, Gardendale, Hanceville, Trussville, Wilsonville

Arab Branches
Arab Branch1096 North Brindlee Mountain ParkwayArab, AL 35016

Birmingham Branches
Southpoint Bank3501 Grandview PkwyBirmingham, AL 35243
Liberty Park Branch8000 Liberty PkwyBirmingham, AL 35242

Cullman Branches
Fairview Branch44 Butler StreetCullman, AL 35058
Highway 157 Branch4855 Highway 157, NorthwestCullman, AL 35055
Merchants Bank Al Mo Branch900 Second Avenue, SwCullman, AL 35055

Gardendale Branches
Gardendale Branch1101 Main StreetGardendale, AL 35071

Hanceville Branches
Hanceville Branch906 Main Street, NeHanceville, AL 35077

Trussville Branches
The Shoppes At Deerfoot Branch7278 Gadsden HighwayTrussville, AL 35173

Wilsonville Branches
Wilsonville Branch9833 North Main StreetWilsonville, AL 35186

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.