SouthPoint Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

southpoint.bank

205-503-5000

3501 Grandview Parkway
Birmingham, AL 35243

SouthPoint Bank is headquartered in BIRMINGHAM and is the 9^th largest bank in the state of Alabama. It is also the 654^th largest bank in the nation. It was established in 2005 and as of March of 2025, it had grown to 139 employees at 11 locations. SouthPoint Bank has a C+ health rating.

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Health

C+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58088
Year Established	2005
Employees	139
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	6.95%
Annual Interest Income	$27.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.79B$1.69B
Loans	Q1 2025vs Q1 2024	$1.47B$1.54B
Deposits	Q1 2025vs Q1 2024	$1.65B$1.39B
Equity Capital	Q1 2025vs Q1 2024	$128.4MM$140.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$16.4MM$17.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$46.6MM$14MM
Real Estate Owned	Q1 2025vs Q1 2024	$82K$130K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for SouthPoint Bank.

Locations

Cities: Arab, Birmingham, Cullman, Gardendale, Hanceville, Trussville, Wilsonville

Arab Branches
Arab Branch	1096 North Brindlee Mountain Parkway	Arab, AL 35016

Birmingham Branches
Southpoint Bank	3501 Grandview Pkwy	Birmingham, AL 35243
Liberty Park Branch	8000 Liberty Pkwy	Birmingham, AL 35242

Cullman Branches
Fairview Branch	44 Butler Street	Cullman, AL 35058
Highway 157 Branch	4855 Highway 157, Northwest	Cullman, AL 35055
Merchants Bank Al Mo Branch	900 Second Avenue, Sw	Cullman, AL 35055

Gardendale Branches
Gardendale Branch	1101 Main Street	Gardendale, AL 35071

Hanceville Branches
Hanceville Branch	906 Main Street, Ne	Hanceville, AL 35077

Trussville Branches
The Shoppes At Deerfoot Branch	7278 Gadsden Highway	Trussville, AL 35173

Wilsonville Branches
Wilsonville Branch	9833 North Main Street	Wilsonville, AL 35186

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