Featured Savings Rates
Featured Accounts

SouthPoint Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.85%1-year CD12 Month Certificate
0.25%SavingsFirst-time Homebuyer Savings Account
1.00%2-year CD24 Month Certificate

Overview / Commentary
877-794-6712
920 Main St E
Sleepy Eye, MN 56085

SouthPoint Financial Credit Union is headquartered in Sleepy Eye and is the 15th largest credit union in the state of Minnesota. It is also the 742nd largest credit union in the nation. It was established in 1936 and as of September of 2017, it had grown to 81 employees and 17,734 members at 6 locations. SouthPoint Financial Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Brown, Blue Earth, Cottonwood, Carver, Faribault, Lyon, Kandiyohi, Le Sueur, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Sibley and Watonwan counties in Minnesota.
See current membership details

Related Posts

15-Month CD, 2.17% APY, $100,000 Max - 1/19/2018

SouthPoint has added a limited-time 15-month CD earning 2.17% APY. Minimum deposit is $1,000, with a household maximum deposit of $100,000. https://www.southpointfinancial.com/savings/

Reviews (1)

Southpoint is the best bank I have worked with

I am new to the area and was forced to switch from my old bank so far my experience with southpoint has been nothing short of excellent. They have no fee saving and checking accounts. They have a decent interest rate on the saving accounts and everyone is very nice and helpful. We were being killed by overdraft fees at our old bank but the fee structure for ovedraft protection at southpoint is much more reasonable.



Health

Health Grade Components

Overall
NCUA #68667
Year Chartered1936
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD2.87%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$326.1MM$307.1MM
LoansQ3 2017vs Q3 2016$258.1MM$223.4MM
DepositsQ3 2017vs Q3 2016$268.6MM$246.2MM
Equity CapitalQ3 2017vs Q3 2016$44.9MM$43.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$837.00K$696.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$601.00K$1.1MM
Real Estate OwnedQ3 2017vs Q3 2016$94.00K$25.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

15-Month CD, 2.17% APY, $100,000 Max

Carpline   |  
SouthPoint has added a limited-time 15-month CD earning 2.17% APY.
Minimum deposit is $1,000, with a household maximum deposit of $100,000.

https://www.southpointfinancial.com/savings/

Rates
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Always verify rates and promotions with the bank or credit union. We are not SouthPoint Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthPoint Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$5kEzStart Savings Account
OTHER TIERS: 0.40% $5k+
2.53%*-$5kEz$ Savings
OTHER TIERS: 0.40% $5k+
2.02%--Health Savings Account (HSA)
0.75%--IRA Savings Account
0.40%-$5kHoliday Club Account
0.25%--Share Savings Account
0.25%--First-time Homebuyer Savings Account

SouthPoint Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$500k*-Money Market Savings Account
OTHER TIERS: 0.25% Up to $2,500 | 0.40% $2,500 - $100k | 0.45% $100k - $250k | 0.60% $250k - $500k
0.25%$1k-Money Market Checking Account

SouthPoint Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Business Checking Account
OTHER TIERS: 0.25% $1k - $50k

SouthPoint Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%$1k$100k15 Month CD Special
1.25%$1k-36 Month Step Up Certificate
1.10%$1k-24 Month Step Up Certificate
1.00%$1k-18 Month Certificate
1.00%$1k-24 Month Certificate
1.00%$1k-36 Month Certificate
0.85%$1k-12 Month Certificate
0.60%$1k-6 Month Certificate
0.30%$1k-3 Month Certificate

SouthPoint Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%$1k$100k15 Month IRA Special
1.10%$2,500-24 Month Step Up IRA
1.00%$2,500-24 Month IRA
Locations


SouthPoint Financial Credit Union Locations
Branch Office105 S 3rd St Ste 100Saint Peter, MN 56082
Branch Office975 Central StSpringfield, MN 56087-1133
Corporate Office920 Main St ESleepy Eye, MN 56085-4380
Branch Office706 N German StNew Ulm, MN 56073-1102
Corporate Office924 Main St ESleepy Eye, MN 56085-4380
Branch Office1800 Commerce Dr Ste ANorth Mankato, MN 56003