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SouthPoint Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month Certificate
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
0.25%SavingsShare Savings Account
1.15% - CIT Bank Spring Savings
0.85%3-year CD36 Month Step Up Certificate
1.60% - Ally Bank High Yield 3 Year CDAdvertisement
View all SouthPoint Financial Credit Union rates »

Overview / Commentary
southpointfinancial.com
877-794-6712
920 Main St E
Sleepy Eye, MN 56085

SouthPoint Financial Credit Union is headquartered in Sleepy Eye and is the 15th largest credit union in the state of Minnesota. It is also the 764th largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 74 employees and 16,222 members at 6 locations. SouthPoint Financial Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Brown, Blue Earth, Cottonwood, Carver, Faribault, Lyon, Kandiyohi, Le Sueur, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Sibley and Watonwan counties in Minnesota.
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Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68667
Year Chartered1936
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.6%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$309.6MM$295.5MM
LoansQ1 2017vs Q1 2016$233.3MM$212.3MM
DepositsQ1 2017vs Q1 2016$248.9MM$236.0MM
Equity CapitalQ1 2017vs Q1 2016$44.1MM$42.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$741.00K$592.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.6MM$704.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$110.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthPoint Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$5kEzStart Savings Account
OTHER TIERS: 0.40% → $5k+
2.53%*-$5kEz$ Savings
OTHER TIERS: 0.40% → $5k+
2.02%--Health Savings Account (HSA)
0.75%--IRA Savings Account
0.75%--Roth IRA Savings Account
0.75%--Coverdell Education Savings Account
0.75%--SEP IRA Savings Account
0.40%-$5kHoliday Club Account
0.25%--Share Savings Account

SouthPoint Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market Savings Account
OTHER TIERS: 0.25% → Up to $2,500 | 0.40% → $2,500 - $100k | 0.45% → $100k - $250k
0.25%$1k-Money Market Checking Account

SouthPoint Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Business Checking Account
OTHER TIERS: 0.25% → $1k - $50k

SouthPoint Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$1k-36 Month Certificate
0.85%$1k-24 Month Certificate
0.85%$1k-36 Month Step Up Certificate
0.80%$1k-18 Month Certificate
0.80%$1k-24 Month Step Up Certificate
0.75%$1k-12 Month Certificate
0.50%$1k-6 Month Certificate
0.30%$1k-3 Month Certificate

SouthPoint Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$2,500-24 Month IRA
0.80%$2,500-24 Month Step Up IRA
Locations


SouthPoint Financial Credit Union Locations
Branch Office105 S 3rd St Ste 100Saint Peter, MN 56082
Branch Office975 Central StSpringfield, MN 56087-1133
Corporate Office920 Main St ESleepy Eye, MN 56085-4380
Branch Office706 N German StNew Ulm, MN 56073-1102
Corporate Office924 Main St ESleepy Eye, MN 56085-4380
Branch Office1800 Commerce Dr Ste ANorth Mankato, MN 56003