Featured Savings Rates
Featured Accounts

SouthPoint Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.85%1-year CD12 Month Certificate
0.25%SavingsShare Savings Account
1.00%2-year CD24 Month Certificate

Overview / Commentary
877-794-6712
920 Main St E
Sleepy Eye, MN 56085

SouthPoint Financial Credit Union is headquartered in Sleepy Eye and is the 15th largest credit union in the state of Minnesota. It is also the 765th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 78 employees and 16,938 members at 6 locations. SouthPoint Financial Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Brown, Blue Earth, Cottonwood, Carver, Faribault, Lyon, Kandiyohi, Le Sueur, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Sibley and Watonwan counties in Minnesota.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #68667
Year Chartered1936
Employees78
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD2.94%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$312.9MM$298.3MM
LoansQ2 2017vs Q2 2016$249.9MM$218.8MM
DepositsQ2 2017vs Q2 2016$256.6MM$238.4MM
Equity CapitalQ2 2017vs Q2 2016$44.5MM$43.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$725.00K$665.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$739.00K$804.00K
Real Estate OwnedQ2 2017vs Q2 2016$94.00K$110.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SouthPoint Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthPoint Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*-$5kEzStart Savings Account
OTHER TIERS: 0.40% $5k+
2.53%*-$5kEz$ Savings
OTHER TIERS: 0.40% $5k+
2.02%--Health Savings Account (HSA)
0.75%--IRA Savings Account
0.40%-$5kHoliday Club Account
0.25%--Share Savings Account

SouthPoint Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$500k*-Money Market Savings Account
OTHER TIERS: 0.25% Up to $2,500 | 0.40% $2,500 - $100k | 0.45% $100k - $250k | 0.60% $250k - $50k
0.25%$1k-Money Market Checking Account

SouthPoint Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Business Checking Account
OTHER TIERS: 0.25% $1k - $50k

SouthPoint Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-36 Month Step Up Certificate
1.10%$1k-24 Month Step Up Certificate
1.00%$1k-18 Month Certificate
1.00%$1k-24 Month Certificate
1.00%$1k-36 Month Certificate
0.85%$1k-12 Month Certificate
0.60%$1k-6 Month Certificate
0.30%$1k-3 Month Certificate

SouthPoint Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$2,500-24 Month Step Up IRA
1.00%$2,500-24 Month IRA
Locations


SouthPoint Financial Credit Union Locations
Branch Office105 S 3rd St Ste 100Saint Peter, MN 56082
Branch Office975 Central StSpringfield, MN 56087-1133
Corporate Office920 Main St ESleepy Eye, MN 56085-4380
Branch Office706 N German StNew Ulm, MN 56073-1102
Corporate Office924 Main St ESleepy Eye, MN 56085-4380
Branch Office1800 Commerce Dr Ste ANorth Mankato, MN 56003