Southwest Communities Federal Credit Union
Southwest Communities Federal Credit Union is headquartered in Carnegie and is the 177th largest credit union in the state of Pennsylvania. It is also the 3,201st largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 5 employees and 1,906 members at 1 location. Southwest Communities Federal Credit Union has a B health rating.
Field of Membership Restrictions
Southwest Communities Federal Credit Union is open to those who live, work, attend school or worship in Bridgeville, Castle Shannon, Carnegie, Crafton, Collier, Greentree, Dormont, Heidelberg, Ingram, Kennedy, McKees Rocks, Mount Lebanon, Pennsbury, Robinson, Rosslyn Farms, Scott, Stowe, and Thornburg in Allegheny County, Pennsylvania.
See current membership details
I Cannot Wait To Pay Off My Balance And Be Done With Them
I have both a savings account and a credit card through them. I am in a debt relief program where they seem to refuse to communicate with them. They have put my payments into my savings account instead of toward my balance then charge me late fees on multiple occasions. I have called to resolve the issue and they act like there is nothing they can do. Now I get an email from my debt relief company that they have tried reaching them for awhile for a payoff amount as I am nearing the end of my debt payments and they will not respond to them! Very unprofessional.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3278 |
| Year Chartered | 1939 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 6.65% |
| Annual Interest Income | $198K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $20.4MM$19.6MM |
| Loans | Q1 2025vs Q1 2024 | $6.5MM$7.3MM |
| Deposits | Q1 2025vs Q1 2024 | $18.5MM$17.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.8MM$1.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $70K$82K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $105K$169K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |