Southwest Communities Federal Credit Union


Overview / Commentary
412-276-5379
213 Pine Street
Carnegie, PA 15106

Southwest Communities Federal Credit Union is headquartered in Carnegie and is the 188th largest credit union in the state of Pennsylvania. It is also the 3,402nd largest credit union in the nation. It was established in 1939 and as of December of 2021, it had grown to 4 employees and 2,388 members at 1 location. Southwest Communities Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Southwest Communities Federal Credit Union is open to those who live, work, attend school or worship in Bridgeville, Castle Shannon, Carnegie, Crafton, Collier, Greentree, Dormont, Heidelberg, Ingram, Kennedy, McKees Rocks, Mount Lebanon, Pennsbury, Robinson, Rosslyn Farms, Scott, Stowe, and Thornburg in Allegheny County, Pennsylvania.
See current membership details

Reviews (1)

I Cannot Wait To Pay Off My Balance And Be Done With Them

I have both a savings account and a credit card through them. I am in a debt relief program where they seem to refuse to communicate with them. They have put my payments into my savings account instead of toward my balance then charge me late fees on multiple occasions. I have called to resolve the issue and they act like there is nothing they can do. Now I get an email from my debt relief company that they have tried reaching them for awhile for a payoff amount as I am nearing the end of my debt payments and they will not respond to them! Very unprofessional.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southwest Communities Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #3278
Year Chartered1939
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-0.27%
Return on Equity - YTD-3.38%
Annual Interest Income$438.00K
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$20.9MM$18.8MM
LoansQ4 2021vs Q4 2020$7.8MM$7.2MM
DepositsQ4 2021vs Q4 2020$19.3MM$17.1MM
Equity CapitalQ4 2021vs Q4 2020$1.6MM$1.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$33.00K$56.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$163.00K$243.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Southwest Communities Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Share Account
0.05%--Christmas Club
0.05%--Vacation Club
0.05%--Health Savings Account
0.05%--IRA Account

Southwest Communities Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Premium Checking

Southwest Communities Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-36 Month CD
0.20%$500-60 Month CD
0.15%$500-24 Month CD
0.10%$500-12 Month CD
0.05%$500-6 Month CD
Locations


Southwest Communities Federal Credit Union Locations
Branch Office213 Pine StCarnegie, PA 15106-2438

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