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Southwest Financial Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
swfinancial.org
214-630-7111
1750 Valley View Ln Ste 110
Farmers Branch, TX 75234

Southwest Financial Federal Credit Union is headquartered in Farmers Branch and is the 159th largest credit union in the state of Texas. It is also the 1,986th largest credit union in the nation. It was established in 1962 and as of December of 2024, it had grown to 29 employees and 8,278 members at 1 location. Southwest Financial Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Kroger or other select area companies.
See current membership details

Reviews

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Health
B+

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Southwest Financial Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #15327
Year Chartered1962
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD-0.62%
Return on Equity - YTD-4.14%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$83MM$82.6MM
LoansQ4 2024vs Q4 2023$72.7MM$69.9MM
DepositsQ4 2024vs Q4 2023$69.6MM$68.3MM
Equity CapitalQ4 2024vs Q4 2023$12.4MM$13MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.5MM$2.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.4MM$1.2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southwest Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$2.5k-Maxx Savings
0.25%$500-Primary Savings
0.25%$25-Start Smart
0.25%$25-OMO
0.25%$500-Select Savings
0.25%$500-Holiday Club

Southwest Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$0$25kHigh Yield Checking
OTHER TIERS: 0.25% → $25k+
0.10%$500-Better Than Free
0.10%$500-Select Checking

Southwest Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$100k*-12 Month CD
OTHER TIERS: 3.80% → $500 - $25k | 3.85% → $25k - $50k | 3.90% → $50k - $100k
3.45%*$100k*-24 Month CD
OTHER TIERS: 3.30% → $500 - $25k | 3.35% → $25k - $50k | 3.40% → $50k - $100k
2.95%*$100k*-36 Month CD
OTHER TIERS: 2.80% → $500 - $25k | 2.85% → $25k - $50k | 2.90% → $50k - $100k

Southwest Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$100k*-12 Month IRA
OTHER TIERS: 3.80% → $500 - $25k | 3.85% → $25k - $50k | 3.90% → $50k - $100k
3.45%*$100k*-24 Month IRA
OTHER TIERS: 3.30% → $500 - $25k | 3.35% → $25k - $50k | 3.40% → $50k - $100k
2.95%*$100k*-36 Month IRA
OTHER TIERS: 2.80% → $500 - $25k | 2.85% → $25k - $50k | 2.90% → $50k - $100k
0.25%$500-IRA Savings
Locations


Southwest Financial Federal Credit Union Locations
Corporate Office1750 Valley View Ln Ste 110Farmers Branch, TX 75234-9024

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