Southwest Heritage Credit Union

Overview / Commentary
2809 John Ben Shepperd Pkwy
Odessa, TX 79762

Southwest Heritage Credit Union is headquartered in Odessa and is the 102nd largest credit union in the state of Texas. It is also the 1,261st largest credit union in the nation. It was established in 1949 and as of March of 2022, it had grown to 34 employees and 12,250 members at 5 locations. Southwest Heritage Credit Union has an A health rating.

Field of Membership Restrictions

Southwest Heritage Credit Union is open to anyone who lives, works, or worships in the Texas counties of Andrews, Crane, Ector, Midland, Ward, or Winkler.
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Health Grade Components

NCUA #60533
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.38%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$199.0MM$194.0MM
LoansQ1 2022vs Q1 2021$126.5MM$121.1MM
DepositsQ1 2022vs Q1 2021$174.8MM$172.6MM
Equity CapitalQ1 2022vs Q1 2021$22.8MM$20.1MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.3MM$1.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$485.00K$1.5MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southwest Heritage Credit Union Savings Account Rates

0.50%--IRA Shares
0.15%$100-Regular Share Account

Southwest Heritage Credit Union Money Market Rates

0.25%*$50k*-Money Market Share Draft
OTHER TIERS: 0.20% $1.5k - $50k

Southwest Heritage Credit Union CD Rates

2.17%$1k-60 Month CD
2.07%$1k-36 Month CD
1.71%$1k-24 Month CD
0.85%$1k-12 Month CD
0.75%$1k-6 Month CD

Southwest Heritage Credit Union IRA Rates

2.17%$1k-60 Month IRA
2.07%$1k-36 Month IRA
1.71%$1k-24 Month IRA
0.85%$1k-12 Month IRA
0.75%$1k-6 Month IRA

Southwest Heritage Credit Union Locations
Branch Office2809 John Ben Shepperd PkwyOdessa, TX 79762-8125
Branch Office930 W University BlvdOdessa, TX 79764-7114
Branch Office4100 Faudree RdOdessa, TX 79765
Branch Office309 E Hendricks BlvdWink, TX 79789
Branch Office2489 W University BlvdOdessa, TX 79764

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