Overview / Commentary
2809 John Ben Shepperd Pkwy
Odessa, TX 79762-8125

Southwest Heritage Credit Union is headquartered in Odessa and is the 93rd largest credit union in the state of Texas. It is also the 1,180th largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 53 employees and 12,116 members at 5 locations. Southwest Heritage Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Midland, Andrews, Ector, Crane, Ward or Winkler Counties in Texas.
See current membership details


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Health Grade Components

NCUA #60533
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD19.68%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$166.7MM$145.1MM
LoansQ3 2018vs Q3 2017$125.3MM$97.5MM
DepositsQ3 2018vs Q3 2017$149.2MM$131.0MM
Equity CapitalQ3 2018vs Q3 2017$15.0MM$12.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$842.00K$687.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.1MM$796.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southwest Heritage Credit Union Savings Account Rates

OTHER TIERS: 0.40% Up to $50k
0.30%$100-Share Account

Southwest Heritage Credit Union Money Market Rates

0.50%*$50k*-Money Market Account
OTHER TIERS: 0.40% $1.5k - $50k

Southwest Heritage Credit Union CD Rates

2.84%$1k-60 Month CD
2.58%$1k-36 Month CD
2.53%$50k-24 Month CD Special
2.27%$50k-12 Month CD Special
1.87%$1k-24 Month CD
1.51%$1k-12 Month CD
0.75%$1k-6 Month CD

Southwest Heritage Credit Union IRA Rates

2.84%$1k-60 Month IRA
2.58%$1k-36 Month IRA
1.87%$1k-24 Month IRA
1.51%$1k-12 Month IRA
0.75%$1k-6 Month IRA

Southwest Heritage Credit Union Locations
Branch Office2809 John Ben Shepperd PkwyOdessa, TX 79762-8125
Branch Office930 W University BlvdOdessa, TX 79764-7114
Branch Office4100 Faudree RdOdessa, TX 79765
Branch Office309 E Hendricks BlvdWink, TX 79789
Branch Office2489 W University BlvdOdessa, TX 79764

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