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Space City Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.spacecitycu.com
713-222-1244
3101 Harrisburg Blvd
Houston, TX 77003

Space City Credit Union is headquartered in Houston and is the 127th largest credit union in the state of Texas. It is also the 1,582nd largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 39 employees and 12,151 members at 3 locations. Space City Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship within a 10-mile radius of the credit union's main or La Porte branches. Membership is also open to employees and retirees of Applied Rubber, Forrest Services, GE Power & Water, and over 20 other select employer groups.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #61135
Year Chartered1965
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.01%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$134.2MM$143.1MM
LoansQ1 2025vs Q1 2024$92.9MM$100.8MM
DepositsQ1 2025vs Q1 2024$113.5MM$122.7MM
Equity CapitalQ1 2025vs Q1 2024$19.4MM$19.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$512K$449K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$137K$387K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Space City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Space City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Savings
OTHER TIERS: 0.10% → $100 - $50k
0.50%$0-Christmas Club Savings
0.50%$0-Youth Savings
0.50%$500-College Savings

Space City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$50k*-Money Market Checking
OTHER TIERS: 0.50% → $2k - $10k | 0.75% → $10k - $50k

Space City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2k-Checking

Space City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.76%$50k-1 Year Jumbo Certificate
3.56%$2k$50k1 Year Certificate
3.56%$25$50k1 Year Save to Win Certificate
2.99%$50k-2 Year Jumbo Certificate
2.79%$2k$50k2 Year Certificate
2.73%$50k-3 Year Jumbo Certificate
2.73%$50k-4 Year Jumbo Certificate
2.73%$50k-5 Year Jumbo Certificate
2.53%$2k$50k3 Year Certificate
2.53%$2k$50k4 Year Certificate
2.53%$2k$50k5 Year Certificate
2.12%$50k-6 Month Jumbo Certificate
2.02%$2k$50k6 Month Certificate

Space City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.76%$50k-1 Year Jumbo IRA Certificate
3.56%$500-1 Year IRA Certificate
2.99%$50k-2 Year Jumbo IRA Certificate
2.79%$500-2 Year IRA Certificate
2.73%$50k-3 Year Jumbo IRA Certificate
2.73%$50k-4 Year Jumbo IRA Certificate
2.73%$50k-5 Year Jumbo IRA Certificate
2.53%$500-3 Year IRA Certificate
2.53%$500-4 Year IRA Certificate
2.53%$500-5 Year IRA Certificate
2.12%$50k-6 Month Jumbo IRA Certificate
2.02%$500-6 Month IRA Certificate
2.01%$50k-Roth Jumbo IRA Savings
2.01%$50k-Traditional Jumbo IRA Savings
1.00%$0$50kTraditional IRA Savings
1.00%$0$50kRoth IRA Savings
Locations


Space City Credit Union Locations
Branch Office1030 Independence Pkwy SLa Porte, TX 77571-5076
Branch Office3101 Harrisburg BlvdHouston, TX 77003
Branch Office216 Lakeview DrClute, TX 77531

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