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Space City Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.spacecitycu.com
713-222-1244
3101 Harrisburg Blvd
Houston, TX 77003

Space City Credit Union is headquartered in Houston and is the 125th largest credit union in the state of Texas. It is also the 1,559th largest credit union in the nation. It was established in 1965 and as of December of 2024, it had grown to 40 employees and 12,140 members at 3 locations. Space City Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship within a 10-mile radius of the credit union's main or La Porte branches. Membership is also open to employees and retirees of Applied Rubber, Forrest Services, GE Power & Water, and over 20 other select employer groups.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #61135
Year Chartered1965
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.16%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$134.9MM$142.3MM
LoansQ4 2024vs Q4 2023$96.6MM$108MM
DepositsQ4 2024vs Q4 2023$114.9MM$121.7MM
Equity CapitalQ4 2024vs Q4 2023$19.3MM$19.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$521K$507K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$288K$490K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/20/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Space City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Space City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Savings
OTHER TIERS: 0.10% → $100 - $50k
0.50%$0-Christmas Club Savings
0.50%$0-Youth Savings
0.50%$500-College Savings

Space City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$50k*-Money Market Checking
OTHER TIERS: 0.50% → $2k - $10k | 0.75% → $10k - $50k

Space City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2k-Checking

Space City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.76%$50k-1 Year Jumbo Certificate
3.56%$2k$50k1 Year Certificate
3.56%$25$50k1 Year Save to Win Certificate
2.99%$50k-2 Year Jumbo Certificate
2.79%$2k$50k2 Year Certificate
2.73%$50k-3 Year Jumbo Certificate
2.73%$50k-4 Year Jumbo Certificate
2.73%$50k-5 Year Jumbo Certificate
2.53%$2k$50k3 Year Certificate
2.53%$2k$50k4 Year Certificate
2.53%$2k$50k5 Year Certificate
2.12%$50k-6 Month Jumbo Certificate
2.02%$2k$50k6 Month Certificate

Space City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.76%$50k-1 Year Jumbo IRA Certificate
3.56%$500-1 Year IRA Certificate
2.99%$50k-2 Year Jumbo IRA Certificate
2.79%$500-2 Year IRA Certificate
2.73%$50k-3 Year Jumbo IRA Certificate
2.73%$50k-4 Year Jumbo IRA Certificate
2.73%$50k-5 Year Jumbo IRA Certificate
2.53%$500-3 Year IRA Certificate
2.53%$500-4 Year IRA Certificate
2.53%$500-5 Year IRA Certificate
2.12%$50k-6 Month Jumbo IRA Certificate
2.02%$500-6 Month IRA Certificate
2.01%$50k-Roth Jumbo IRA Savings
2.01%$50k-Traditional Jumbo IRA Savings
1.00%$0$50kTraditional IRA Savings
1.00%$0$50kRoth IRA Savings
Locations


Space City Credit Union Locations
Branch Office1030 Independence Pkwy SLa Porte, TX 77571-5076
Branch Office3101 Harrisburg BlvdHouston, TX 77003
Branch Office216 Lakeview DrClute, TX 77531

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