SPC Credit Union (SC)

Overview / Commentary
204 N 5th St
Hartsville, SC 29550

SPC Credit Union (SC) is headquartered in Hartsville and is the 16th largest credit union in the state of South Carolina. It is also the 1,216th largest credit union in the nation. It was established in 1949 and as of December of 2019, it had grown to 62 employees and 21,546 members at 5 locations. SPC Credit Union (SC) has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Florence, Darlington, or Marlboro Counties in South Carolina. Membership is also open to employees of Sonoco Products Company and its affiliates.
See current membership details


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Health Grade Components

NCUA #60686
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD11.07%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$164.8MM$161.9MM
LoansQ4 2019vs Q4 2018$114.0MM$101.2MM
DepositsQ4 2019vs Q4 2018$148.3MM$145.6MM
Equity CapitalQ4 2019vs Q4 2018$14.2MM$13.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$972.00K$796.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$578.00K$499.00K
Real Estate OwnedQ4 2019vs Q4 2018$13.00K$0
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SPC Credit Union (SC) Savings Account Rates

0.50%--IRA Account
0.30%$25-Savings Account
0.30%--Christmas Club
0.30%--Vacation Club

SPC Credit Union (SC) Checking Account Rates

0.10%$5k-SPC Anytime Checking
0.10%$5k-SPC Primetime Checking

SPC Credit Union (SC) CD Rates

1.50%$1k-48 Month Share Certificate
1.25%$1k-30 Month Share Certificate
1.00%$25k-24 Month Share Certificate
0.75%$25k-9 Month Share Certificate
0.65%$1k-18 Month Share Certificate
0.60%$1k-12 Month Share Certificate
0.55%$1k-6 Month Share Certificate
0.55%$500-6 Month Youth Share Certificate

SPC Credit Union (SC) IRA Rates

1.50%$1k-48 Month IRA Certificate
1.25%$1k-30 Month IRA Certificate
0.65%$1k-18 Month IRA Certificate
0.60%$1k-12 Month IRA Certificate
0.55%$1k-6 Month IRA Certificate

SPC Credit Union (SC) Locations
Branch Office1312 Celebration BlvdFlorence, SC 29501
Branch Office204 15/401 By-Pass EastBennettsville, SC 29512-4440
Branch Office204 N 5th StHartsville, SC 29550-4136
Branch Office609 N Main StDarlington, SC 29532-2145
Branch Office448 Novelty AveHartsville, SC 29550

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