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SPC Credit Union (SC)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.spccu.org
843-332-4506
204 N 5th St
Hartsville, SC 29550

SPC Credit Union (SC) is headquartered in Hartsville and is the 16th largest credit union in the state of South Carolina. It is also the 1,135th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 77 employees and 25,276 members at 8 locations. SPC Credit Union (SC)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

SPC Credit Union is open to those who live, work, or attend school in the South Carolina counties of Chesterfield, Darlington, Florence, or Marlboro Counties. Membership is also available to employee groups in the Hartsville, Darlington, and Bennettsville area, as well as the employees of Sonoco Products Company and its affiliates throughout the United States. Anyone related by blood or marriage to a current SPC member, regardless of employment or residence, is welcome to apply.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60686
Year Chartered1949
Employees77
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD6.78%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$250MM$248.8MM
LoansQ1 2025vs Q1 2024$156.6MM$173.7MM
DepositsQ1 2025vs Q1 2024$222.8MM$212.3MM
Equity CapitalQ1 2025vs Q1 2024$24.4MM$18.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.3MM$2.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.9MM$1.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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SPC Credit Union (SC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Savings Account
0.10%$0-Christmas Club
0.10%$0-Vacation Club

SPC Credit Union (SC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5k-Checking Account

SPC Credit Union (SC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.24%$1k-12 Month Chesterfield County Share Certificate Special
4.07%$25k-24 Month Share Certificate
3.92%$25k-9 Month Share Certificate
3.75%$1k-12 Month Share Certificate
3.50%$1k-6 Month Share Certificate
3.50%$500-6 Month Youth Share Certificate
3.30%$1k-48 Month Share Certificate
3.20%$1k-30 Month Share Certificate
3.05%$1k-18 Month Share Certificate

SPC Credit Union (SC) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-12 Month IRA Certificate
3.50%$1k-6 Month IRA Certificate
3.30%$1k-48 Month IRA Certificate
3.20%$1k-30 Month IRA Certificate
3.05%$1k-18 Month IRA Certificate
0.50%$0-IRA Account
Locations


SPC Credit Union (SC) Locations
Branch Office1312 Celebration BlvdFlorence, SC 29501
Branch Office204 15/401 By-Pass EastBennettsville, SC 29512-4440
Branch Office204 N 5th StHartsville, SC 29550-4136
Branch Office609 N Main StDarlington, SC 29532-2145
Branch Office448 Novelty AveHartsville, SC 29550
Branch Office124 N 5th StHartsville, SC 29550-4134
Branch Office204 15/401 By-PassBennettsville, SC 29512
Branch Office849 Chesterfield HWYCheraw, SC 29520

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