Overview / Commentary
204 N 5th St
Hartsville, SC 29550-4136

SPC Credit Union (SC) is headquartered in Hartsville and is the 16th largest credit union in the state of South Carolina. It is also the 1,203rd largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 62 employees and 20,917 members at 5 locations. SPC Credit Union (SC) has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Florence, Darlington, or Marlboro Counties in South Carolina. Membership is also open to employees of Sonoco Products Company and its affiliates.
See current membership details


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Health Grade Components

NCUA #60686
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.71%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$161.9MM$158.4MM
LoansQ4 2018vs Q4 2017$101.2MM$95.4MM
DepositsQ4 2018vs Q4 2017$145.6MM$143.0MM
Equity CapitalQ4 2018vs Q4 2017$13.6MM$12.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$796.00K$779.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$499.00K$563.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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SPC Credit Union (SC) Savings Account Rates

0.50%--IRA Account
0.30%$25-Savings Account
0.30%--Club Account

SPC Credit Union (SC) Checking Account Rates

0.10%$5k-SPC Anytime Checking
0.10%$5k-SPC Primetime Checking

SPC Credit Union (SC) CD Rates

1.50%$1k-48 Month Share Certificate
1.25%$1k-30 Month Share Certificate
1.00%$50k-9 Month Share Certificate
0.65%$1k-18 Month Share Certificate
0.60%$1k-12 Month Share Certificate
0.55%$1k-6 Month Share Certificate
0.55%$500-6 Month Youth Share Certificate

SPC Credit Union (SC) IRA Rates

1.50%$1k-48 Month IRA Certificate
1.25%$1k-30 Month IRA Certificate
0.65%$1k-18 Month IRA Certificate
0.60%$1k-12 Month IRA Certificate
0.55%$1k-6 Month IRA Certificate

SPC Credit Union (SC) Locations
Branch Office134 W McIver RdFlorence, SC 29501-1515
Branch Office204 15/401 By-Pass EastBennettsville, SC 29512-4440
Branch Office204 N 5th StHartsville, SC 29550-4136
Branch Office609 N Main StDarlington, SC 29532-2145
Branch Office200 N 2nd StHartsville, SC 29550

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