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Overview / Commentary
4317 Middle Settlement Rd
New Hartford, NY 13413

Special Metals Federal Credit Union is headquartered in New Hartford and is the 231st largest credit union in the state of New York. It is also the 4,095th largest credit union in the nation. It was established in 1961 and as of December of 2016, it had grown to 4 employees and 1,022 members at 1 location. Special Metals Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Special Metals.
See current membership details

Reviews (1)

Trash!!! Scum People And Place And They Rape People Of There Money

Posted by: Anonymous | Sep 27, 2012

I wish I could give them 000 stars. These people there are scum and are horrible people. They sold me a bad car and wouldn't take it back. I had to abandon the car there and they sued me for 3,000 dollars. They are horrible. Their manager Jaime is a scumbag. I hope these people burn to death in that building of theirs. They are scumbags, and rip people off. DO NOT GO THERE!!!!!!!!!!!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Special Metals Federal Credit Union has a low asset base.

Health Grade Components

NCUA #14522
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD-0.01%
Return on Equity - YTD-0.07%
Annual Interest Income$386.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$11.2MM$10.7MM
LoansQ4 2016vs Q4 2015$5.6MM$5.6MM
DepositsQ4 2016vs Q4 2015$9.8MM$9.2MM
Equity CapitalQ4 2016vs Q4 2015$1.4MM$1.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$33.00K$44.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$77.00K$75.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Special Metals Federal Credit Union Savings Account Rates

0.25%--Christmas Club Account
0.25%--Regular Share Account
0.25%--Vacation Club Account

Special Metals Federal Credit Union CD Rates

0.75%--1 Year CD

Special Metals Federal Credit Union Locations
Branch Office4317 Middle Settlement RdNew Hartford, NY 13413-5317