Special Metals Federal Credit Union


Overview / Commentary
315-797-3575
4340 Middle Settlement Rd
New Hartford, NY 13413

Special Metals Federal Credit Union is headquartered in New Hartford and is the 180th largest credit union in the state of New York. It is also the 3,156th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 5 employees and 1,914 members at 1 location. Special Metals Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Special Metals Federal Credit Union is open to employees/retirees of Special Metals, as well as family members of those eligible.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Special Metals Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14522
Year Chartered1961
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD9.44%
Annual Interest Income$268K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$21.8MM$14.7MM
LoansQ1 2025vs Q1 2024$15MM$12MM
DepositsQ1 2025vs Q1 2024$19.3MM$13MM
Equity CapitalQ1 2025vs Q1 2024$2.8MM$1.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$172K$145K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$487K$341K
Real Estate OwnedQ1 2025vs Q1 2024$0$80K
Rates
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Special Metals Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Christmas Club Account
0.10%$0-Regular Share Account
0.10%$0-Vacation Club Account

Special Metals Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$1k-12 Month CD
Locations


Special Metals Federal Credit Union Locations
Branch Office4340 Middle Settlement RdNew Hartford, NY 13413-5316

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