Spectra Bank
Spectra Bank
Overview / Commentary
Spectra Bank is headquartered in Fort Worth and is the 386th largest bank in the state of Texas. It is also the 4,665th largest bank in the nation. It was established in 1986 and as of June of 2018, it had grown to 22 employees at 3 locations. Spectra Bank has an A health rating.
Reviews (1)
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Is This Really A Bank??
Posted by: ahanna | Dec 18, 2015
this is the worst bank I have ever been to!
this place offers NO customer service whatsoever!
they have no bill pay (what bank doesn't?!) no mobile banking -
don't go to this bank!
if you want to be treated rudely - go to this bank.
if you want to be an invisible human being - go to this bank.
if you want great service, REAL banking products,
DON'T GO TO THIS BANK.
Health
A
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Spectra Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 26708 |
| Year Established | 1986 |
| Employees | 22 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 5.79% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $70.3MM$58.7MM |
| Loans | Q2 2018vs Q2 2017 | $39.5MM$31.0MM |
| Deposits | Q2 2018vs Q2 2017 | $62.3MM$51.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $7.1MM$5.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $490.00K$490.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $0$0 |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Rates
Sorry, we do not have rate data for Spectra Bank.
Locations
| Spectra Bank Locations | ||
|---|---|---|
| Riverbend Bank | 2000 Handly Ederville Road | Fort Worth, TX 76118 |
| Dallas Office Branch | 2331 W Northwest Highway | Dallas, TX 75220 |