Overview / Commentary
817-284-9598
2000 Handly Ederville Road
Fort Worth, TX 76118

Spectra Bank is headquartered in Fort Worth and is the 389th largest bank in the state of Texas. It is also the 4,736th largest bank in the nation. It was established in 1986 and as of September of 2018, it had grown to 23 employees at 2 locations. Spectra Bank has an A health rating.

Reviews (1)

Is This Really A Bank??

Posted by: ahanna | Dec 18, 2015

this is the worst bank I have ever been to!
this place offers NO customer service whatsoever!
they have no bill pay (what bank doesn't?!) no mobile banking -
don't go to this bank!

if you want to be treated rudely - go to this bank.

if you want to be an invisible human being - go to this bank.

if you want great service, REAL banking products,
DON'T GO TO THIS BANK.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Spectra Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #26708
Year Established1986
Employees23
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD7.72%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$63.6MM$60.6MM
LoansQ3 2018vs Q3 2017$46.9MM$33.2MM
DepositsQ3 2018vs Q3 2017$55.3MM$53.6MM
Equity CapitalQ3 2018vs Q3 2017$7.3MM$6.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$490.00K$490.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$0
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates

Sorry, we do not have rate data for Spectra Bank.

Locations


Spectra Bank Locations
Riverbend Bank2000 Handly Ederville RoadFort Worth, TX 76118
Dallas Office Branch2331 W Northwest HighwayDallas, TX 75220

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