Spectra Bank

Spectra Bank


Overview / Commentary
817-284-9598
2000 Handly Ederville Road
Fort Worth, TX 76118

Spectra Bank is headquartered in FORT WORTH and is the 324th largest bank in the state of Texas. It is also the 3,781st largest bank in the nation. It was established in 1986 and as of March of 2025, it had grown to 23 employees at 2 locations. Spectra Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26708
Year Established1986
Employees23
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD4.53%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$103.1MM$82.7MM
LoansQ1 2025vs Q1 2024$56.5MM$50.5MM
DepositsQ1 2025vs Q1 2024$93.3MM$77.9MM
Equity CapitalQ1 2025vs Q1 2024$8.9MM$3.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$700K$782K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$189K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Spectra Bank Locations
Riverbend Bank2000 Handley Ederville RdFort Worth, TX 76118
Dallas Office Branch2331 W Northwest HighwayDallas, TX 75220

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