Spectra Credit Union is headquartered in Alexandria and is the 20th largest credit union in the state of Virginia. It is also the 668th largest credit union in the nation. It was established in 1946 and as of June of 2022, it had grown to 98 employees and 26,162 members at 4 locations. Spectra Credit Union has a B+ health rating.
I've been a member of this institution for nearly 10 years, while it is not my primary FCU; it has been my back-up. I've gotten loans with ease and the rates were acceptable. They have great loyalty rewards for their members, and their customer service is good also.
|Return on Assets - YTD||-0.25%|
|Return on Equity - YTD||-3.51%|
|Annual Interest Income||$8.4MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$564.0MM$546.7MM|
|Loans||Q2 2022vs Q2 2021||$402.3MM$335.1MM|
|Deposits||Q2 2022vs Q2 2021||$493.4MM$483.7MM|
|Equity Capital||Q2 2022vs Q2 2021||$39.7MM$58.6MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$1.6MM$1.3MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$3.2MM$2.2MM|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$0|
Rates for Spectra Credit Union are currently being reviewed.
|Spectra Credit Union Locations|
|Branch Office||1024 Saint Nicholas Dr||Waldorf, MD 20603|
|Branch Office||4555 Overlook Ave SW Bldg 222||Washington, DC 20375-0001|
|Corporate Office||5440 Cherokee Ave Ste 200||Alexandria, VA 22312|
|Branch Office||1460 N Beauregard St||Alexandria, VA 22311-5800|