Spectra Credit Union


Overview / Commentary
301-839-8400
5440 Cherokee Ave Ste 200
Alexandria, VA 22312-2321

Spectra Credit Union is headquartered in Alexandria and is the 20th largest credit union in the state of Virginia. It is also the 668th largest credit union in the nation. It was established in 1946 and as of June of 2022, it had grown to 98 employees and 26,162 members at 4 locations. Spectra Credit Union has a B+ health rating.

Reviews (1)

Overall Great Experience

I've been a member of this institution for nearly 10 years, while it is not my primary FCU; it has been my back-up. I've gotten loans with ease and the rates were acceptable. They have great loyalty rewards for their members, and their customer service is good also.



Health
B+

Health Grade Components

Overall
NCUA #5380
Year Chartered1946
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD-0.25%
Return on Equity - YTD-3.51%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$564.0MM$546.7MM
LoansQ2 2022vs Q2 2021$402.3MM$335.1MM
DepositsQ2 2022vs Q2 2021$493.4MM$483.7MM
Equity CapitalQ2 2022vs Q2 2021$39.7MM$58.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.6MM$1.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.2MM$2.2MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Spectra Credit Union are currently being reviewed.

Locations


Spectra Credit Union Locations
Branch Office1024 Saint Nicholas DrWaldorf, MD 20603
Branch Office4555 Overlook Ave SW Bldg 222Washington, DC 20375-0001
Corporate Office5440 Cherokee Ave Ste 200Alexandria, VA 22312
Branch Office1460 N Beauregard StAlexandria, VA 22311-5800

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