Spencer County Bank

Overview / Commentary
55 North L J Koch Blvd.
Santa Claus, IN 47579

Spencer County Bank is headquartered in Santa Claus and is the 81st largest bank in the state of Indiana. It is also the 3,794th largest bank in the nation. It was established in 1927 and as of December of 2020, it had grown to 39 employees at 5 locations. Spencer County Bank has a B+ health rating.

Reviews (1)

Great community bank

Posted by: |

Spencer County Bank is a great place to bank. I switched to them about 5 years ago. They were so kind when I opened an account. When I go in to deposit money, or take money out they are more than friendly. They know me by name, and joke with me. Most of the women that work there are outgoing and down to earth people. Sometimes going to the bank to take money out is like going to the dentist to get a tooth pulled. At Spencer County Bank they are so helpful and wanting to make sure you get treated right. I recently went in there to get my change counted. I wasn't sure if they would make me deposit the money, or if they would give me the cash. They gave me the cash no problem. All of the employees go out of their was to treat me like family.


Health Grade Components

FDIC Certificate #5786
Year Established1927
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.65%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$123.0MM$109.0MM
LoansQ4 2020vs Q4 2019$63.5MM$66.4MM
DepositsQ4 2020vs Q4 2019$107.0MM$93.7MM
Equity CapitalQ4 2020vs Q4 2019$14.7MM$13.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$826.00K$706.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.2MM$1.5MM
Real Estate OwnedQ4 2020vs Q4 2019$116.00K$78.00K

Sorry, we do not have rate data for Spencer County Bank.


Spencer County Bank Locations
Dale Branch10 North Washington StreetDale, IN 47523
St. Meinrad Branch2 Mill StreetSaint Meinrad, IN 47577
Grandview Branch322 Main StreetGrandview, IN 47615
Richland Branch3780 North State Road 161Richland, IN 47634
Spencer County Bank55 North L J Koch Blvd.Santa Claus, IN 47579

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