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55 North L J Koch Blvd.
Santa Claus, IN 47579

Spencer County Bank is headquartered in Santa Claus and is the 92nd largest bank in the state of Indiana. It is also the 4,308th largest bank in the nation. It was established in 1927 and as of June of 2016, it had grown to 38 employees at 5 locations. Spencer County Bank has a B health rating.


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Health Grade Components

FDIC Certificate #5786
Year Established1927
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.06%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$105.8MM$111.2MM
LoansQ2 2016vs Q2 2015$56.0MM$50.8MM
DepositsQ2 2016vs Q2 2015$93.3MM$98.8MM
Equity CapitalQ2 2016vs Q2 2015$11.8MM$11.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$813.00K$934.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$796.00K$552.00K
Real Estate OwnedQ2 2016vs Q2 2015$691.00K$585.00K
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Spencer County Bank Savings Account Rates

0.05%$250-Santa's Good Book Savings Club

Spencer County Bank Locations
Dale Branch10 North Washington StreetDale, IN 47523
St. Meinrad Branch2 Mill StreetSaint Meinrad, IN 47577
Grandview Branch322 Main StreetGrandview, IN 47615
Richland Branch3780 North State Road 161Richland, IN 47634
Spencer County Bank55 North L J Koch Blvd.Santa Claus, IN 47579