Overview / Commentary
812-937-4433
55 North L J Koch Blvd.
Santa Claus, IN 47579

Spencer County Bank is headquartered in Santa Claus and is the 87th largest bank in the state of Indiana. It is also the 4,065th largest bank in the nation. It was established in 1927 and as of September of 2018, it had grown to 39 employees at 5 locations. Spencer County Bank has a B+ health rating.

Reviews (1)

Great community bank

Posted by: everomero | Oct 3, 2017

Spencer County Bank is a great place to bank. I switched to them about 5 years ago. They were so kind when I opened an account. When I go in to deposit money, or take money out they are more than friendly. They know me by name, and joke with me. Most of the women that work there are outgoing and down to earth people. Sometimes going to the bank to take money out is like going to the dentist to get a tooth pulled. At Spencer County Bank they are so helpful and wanting to make sure you get treated right. I recently went in there to get my change counted. I wasn't sure if they would make me deposit the money, or if they would give me the cash. They gave me the cash no problem. All of the employees go out of their was to treat me like family.



Health
B+

Health Grade Components

Overall
FDIC Certificate #5786
Year Established1927
Employees39
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.93%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$104.6MM$106.8MM
LoansQ3 2018vs Q3 2017$60.7MM$60.2MM
DepositsQ3 2018vs Q3 2017$91.7MM$93.9MM
Equity CapitalQ3 2018vs Q3 2017$12.5MM$12.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$713.00K$788.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$641.00K$642.00K
Real Estate OwnedQ3 2018vs Q3 2017$216.00K$306.00K
Rates
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Spencer County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Santa's Good Book Savings Club
Locations


Spencer County Bank Locations
Dale Branch10 North Washington StreetDale, IN 47523
St. Meinrad Branch2 Mill StreetSaint Meinrad, IN 47577
Grandview Branch322 Main StreetGrandview, IN 47615
Richland Branch3780 North State Road 161Richland, IN 47634
Spencer County Bank55 North L J Koch Blvd.Santa Claus, IN 47579

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