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55 North L J Koch Blvd.
Santa Claus, IN 47579

Spencer County Bank is headquartered in Santa Claus and is the 90th largest bank in the state of Indiana. It is also the 4,217th largest bank in the nation. It was established in 1927 and as of March of 2017, it had grown to 37 employees at 5 locations. Spencer County Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #5786
Year Established1927
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.55%
Annual Interest Income$900.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$107.7MM$107.5MM
LoansQ1 2017vs Q1 2016$59.0MM$53.7MM
DepositsQ1 2017vs Q1 2016$95.3MM$94.7MM
Equity CapitalQ1 2017vs Q1 2016$11.9MM$11.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$814.00K$862.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$720.00K$441.00K
Real Estate OwnedQ1 2017vs Q1 2016$270.00K$630.00K
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Spencer County Bank Savings Account Rates

0.05%$250-Santa's Good Book Savings Club

Spencer County Bank Locations
Dale Branch10 North Washington StreetDale, IN 47523
St. Meinrad Branch2 Mill StreetSaint Meinrad, IN 47577
Grandview Branch322 Main StreetGrandview, IN 47615
Richland Branch3780 North State Road 161Richland, IN 47634
Spencer County Bank55 North L J Koch Blvd.Santa Claus, IN 47579