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Overview / Commentary
812-937-4433
55 North L J Koch Blvd.
Santa Claus, IN 47579

Spencer County Bank is headquartered in Santa Claus and is the 89th largest bank in the state of Indiana. It is also the 4,053rd largest bank in the nation. It was established in 1927 and as of September of 2016, it had grown to 37 employees at 5 locations. Spencer County Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #5786
Year Established1927
Employees37
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.82%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$119.0MM$109.4MM
LoansQ3 2016vs Q3 2015$57.2MM$51.9MM
DepositsQ3 2016vs Q3 2015$106.5MM$94.3MM
Equity CapitalQ3 2016vs Q3 2015$11.9MM$11.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$816.00K$934.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$597.00K$475.00K
Real Estate OwnedQ3 2016vs Q3 2015$561.00K$568.00K
Rates
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Spencer County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$250-Santa's Good Book Savings Club
Locations


Spencer County Bank Locations
Dale Branch10 North Washington StreetDale, IN 47523
St. Meinrad Branch2 Mill StreetSaint Meinrad, IN 47577
Grandview Branch322 Main StreetGrandview, IN 47615
Richland Branch3780 North State Road 161Richland, IN 47634
Spencer County Bank55 North L J Koch Blvd.Santa Claus, IN 47579