Spencer County Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.spencercountybank.com

812-937-4433

55 North L J Koch Blvd.
Santa Claus, IN 47579

Spencer County Bank is headquartered in SANTA CLAUS and is the 81^st largest bank in the state of Indiana. It is also the 3,578^th largest bank in the nation. It was established in 1927 and as of March of 2025, it had grown to 43 employees at 5 locations. Spencer County Bank has a B health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5786
Year Established	1927
Employees	43
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	5.63%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$128.9MM$129.4MM
Loans	Q1 2025vs Q1 2024	$79.2MM$81MM
Deposits	Q1 2025vs Q1 2024	$111.1MM$113.1MM
Equity Capital	Q1 2025vs Q1 2024	$17.2MM$15.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$579K$553K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$719K
Real Estate Owned	Q1 2025vs Q1 2024	$59K$65K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Spencer County Bank.

Locations

Spencer County Bank Locations
Dale Branch	10 North Washington Street	Dale, IN 47523
St. Meinrad Branch	2 Mill Street	Saint Meinrad, IN 47577
Grandview Branch	322 Main Street	Grandview, IN 47615
Richland Branch	3780 North State Road 161	Richland, IN 47634
Spencer County Bank	55 N L J Koch Blvd	Santa Claus, IN 47579

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