Overview / Commentary
Spencer County Bank is headquartered in Santa Claus and is the 90th largest bank in the state of Indiana. It is also the 4,217th largest bank in the nation. It was established in 1927 and as of March of 2017, it had grown to 37 employees at 5 locations. Spencer County Bank has a B+ health rating.
Health
B+
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5786 |
| Year Established | 1927 |
| Employees | 37 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 4.55% |
| Annual Interest Income | $900.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $107.7MM$107.5MM |
| Loans | Q1 2017vs Q1 2016 | $59.0MM$53.7MM |
| Deposits | Q1 2017vs Q1 2016 | $95.3MM$94.7MM |
| Equity Capital | Q1 2017vs Q1 2016 | $11.9MM$11.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $814.00K$862.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $720.00K$441.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $270.00K$630.00K |
Rates
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Spencer County Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $250 | - | Santa's Good Book Savings Club |
Locations
| Spencer County Bank Locations | ||
|---|---|---|
| Dale Branch | 10 North Washington Street | Dale, IN 47523 |
| St. Meinrad Branch | 2 Mill Street | Saint Meinrad, IN 47577 |
| Grandview Branch | 322 Main Street | Grandview, IN 47615 |
| Richland Branch | 3780 North State Road 161 | Richland, IN 47634 |
| Spencer County Bank | 55 North L J Koch Blvd. | Santa Claus, IN 47579 |