Spero Financial

Overview / Commentary
420 E Park Ave
Greenville, SC 29601

Spero Financial is headquartered in Greenville and is the 12th largest credit union in the state of South Carolina. It is also the 721st largest credit union in the nation. It was established in 1935 and as of September of 2020, it had grown to 133 employees and 47,036 members at 9 locations. Spero Financial's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Spero Financial is open to anyone who lives, works, worships, volunteers, pr attends school in the South Carolina counties of Columbia, Easley, Greenville, Spartanburg, Simpsonville or Taylors. Immediate family and household members of current members and individuals who are eligible to join also qualify for membership. South Carolina residents who join the South Carolina Wildlife Federation ($25 donation) are eligible to join.
See current membership details

Related Posts

Spero Financial (SC) Offers Kasasa Brand Products Statewide - 2/18/2021

Spero Financial (SC) offers its Kasasa Cash checking account and Kasasa Savings savings account statewide. Both accounts offer very competitive rates.

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Health Grade Components

NCUA #361
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-0.38%
Return on Equity - YTD-3.08%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$418.4MM$386.3MM
LoansQ3 2020vs Q3 2019$319.0MM$301.2MM
DepositsQ3 2020vs Q3 2019$360.8MM$312.6MM
Equity CapitalQ3 2020vs Q3 2019$50.8MM$51.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$4.7MM$4.8MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.9MM$3.2MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spero Financial Savings Account Rates

1.15%-$100kKasasa Saver
0.65%--Educational IRA Savings
0.50%*$5k*-IRA Savings
OTHER TIERS: 0.25% Up to $5k
0.15%*$10k*-Share Savings Account
OTHER TIERS: 0.05% $250 - $2.5k | 0.10% $2.5k - $10k
0.10%--Christmas Club Savings
0.10%--Vacation Share Savings
0.05%--Health Savings Account

Spero Financial Money Market Rates

0.80%*$500k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.20% $10k - $50k | 0.30% $50k - $100k | 0.55% $100k - $250k | 0.65% $250k - $500k

Spero Financial Checking Account Rates

3.00%*-$15kKasasa Cash Account
OTHER TIERS: 0.25% $15k+
0.05%--Rewards Checking Account
0.05%--Share Draft Account
0.05%--Aspire Checking

Spero Financial CD Rates

0.95%$500-48 Month CD
0.95%$250-48 Month Junior CD
0.85%$500-36 Month CD
0.85%$250-36 Month Junior CD
0.80%$500-30 Month CD
0.80%$250-30 Month Junior CD
0.75%$500-24 Month CD
0.75%$250-24 Month Junior CD
0.70%$500-18 Month CD
0.70%$250-18 Month Junior CD
0.65%$500-12 Month CD
0.65%$250-12 Month Junior CD
0.65%$25-12 Month Save to Win Certificate
0.40%$500-6 Month CD
0.40%$250-6 Month Junior CD

Spero Financial IRA Rates

0.95%$500-48 Month IRA
0.95%$250-48 Month CESA
0.85%$500-36 Month IRA
0.85%$250-36 Month CESA
0.80%$500-30 Month IRA
0.80%$250-30 Month CESA
0.75%$500-24 Month IRA
0.75%$250-24 Month CESA
0.70%$500-18 Month IRA
0.70%$250-18 Month CESA
0.65%$500-12 Month IRA
0.65%$250-12 Month CESA

Spero Financial Locations
Branch Office3237 Wade Hampton BlvdTaylors, SC 29687
Branch Office1025 Pulaski StColumbia, SC 29201
Branch Office130 N Town DrSpartanburg, SC 29303
Branch Office300 Mills AveGreenville, SC 29605
Branch Office118 Brushy Creek RdEasley, SC 29642
Branch Office601 Verdae BoulevardGreenville, SC 29607
Branch Office117 Batesville Rd Ste 200Simpsonville, SC 29681
Branch Office100 Hanna Crossing Anderson, SC 29621
Branch Office1720 N Main Street Anderson, SC 29621

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