Spero Financial

Overview / Commentary
420 E Park Ave
Greenville, SC 29601

Spero Financial is headquartered in Greenville and is the 11th largest credit union in the state of South Carolina. It is also the 653rd largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 155 employees and 58,363 members at 10 locations. Spero Financial's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Spero Financial is open to those who live, work, worship, volunteer, or attend school in the South Carolina counties of Anderson, Columbia, Easley, Greenville, Simpsonville, Spartanburg, or Taylors. Immediate family and household members of current members and individuals who are eligible to join also qualify for membership. South Carolina residents who join the South Carolina Wildlife Federation ($25 donation) are eligible to join.
See current membership details

Related Posts

Spero Financial (SC) Offers Kasasa Brand Products Statewide - 2/18/2021

Spero Financial (SC) offers its Kasasa Cash checking account and Kasasa Savings savings account statewide. Both accounts offer very competitive rates.

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Health Grade Components

NCUA #361
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.58%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$543.0MM$414.5MM
LoansQ2 2021vs Q2 2020$395.3MM$306.4MM
DepositsQ2 2021vs Q2 2020$482.1MM$350.2MM
Equity CapitalQ2 2021vs Q2 2020$55.0MM$50.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.1MM$5.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.9MM$4.2MM
Real Estate OwnedQ2 2021vs Q2 2020$61.00K$0
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Always verify rates and promotions with the bank or credit union. We are not Spero Financial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spero Financial Savings Account Rates

1.15%*-$100kKasasa Saver
OTHER TIERS: 0.25% $100k+
0.60%*$5k*-IRA Savings
OTHER TIERS: 0.20% Up to $5k
0.60%--Educational IRA Savings
0.15%*$10k*-Share Savings Account
OTHER TIERS: 0.05% $250 - $2.5k | 0.10% $2.5k - $10k
0.10%--Christmas Club Savings
0.10%--Vacation Share Savings
0.05%--Health Savings Account

Spero Financial Money Market Rates

0.65%*$500k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $50k | 0.20% $50k - $100k | 0.35% $100k - $250k | 0.45% $250k - $500k

Spero Financial Checking Account Rates

3.00%*-$15kKasasa Cash Account
OTHER TIERS: 0.25% $15k+
0.05%--Rewards Checking Account
0.05%$1.5k-Aspire Checking

Spero Financial CD Rates

0.90%$500-48 Month CD
0.90%$250-48 Month Junior CD
0.75%$500-36 Month CD
0.75%$250-36 Month Junior CD
0.70%$500-30 Month CD
0.70%$250-30 Month Junior CD
0.65%$500-24 Month CD
0.65%$250-24 Month Junior CD
0.60%$500-18 Month CD
0.60%$250-18 Month Junior CD
0.55%$500-12 Month CD
0.55%$250-12 Month Junior CD
0.55%$25-12 Month Save to Win Certificate
0.40%$500-6 Month CD
0.40%$250-6 Month Junior CD

Spero Financial IRA Rates

0.90%$500-48 Month IRA
0.90%$250-48 Month CESA
0.75%$500-36 Month IRA
0.75%$250-36 Month CESA
0.70%$500-30 Month IRA
0.70%$250-30 Month CESA
0.65%$500-24 Month IRA
0.65%$250-24 Month CESA
0.60%$500-18 Month IRA
0.60%$250-18 Month CESA
0.55%$500-12 Month IRA
0.55%$250-12 Month CESA

Cities: Anderson, Columbia, Easley, Greenville, Simpsonville, Spartanburg, Taylors

Anderson Branches
Branch Office1720 N Main StAnderson, SC 29621
Branch Office1434 Pearman Dairy RdAnderson, SC 29625
Branch Office100 Hanna XingAnderson, SC 29621

Columbia Branches
Branch Office1025 Pulaski StColumbia, SC 29201

Easley Branches
Branch Office118 Brushy Creek RdEasley, SC 29642

Greenville Branches
Branch Office300 Mills AveGreenville, SC 29605
Branch Office601 Verdae BoulevardGreenville, SC 29607

Simpsonville Branches
Branch Office117 Batesville Rd Ste 200Simpsonville, SC 29681

Spartanburg Branches
Branch Office130 N Town DrSpartanburg, SC 29303

Taylors Branches
Branch Office3237 Wade Hampton BlvdTaylors, SC 29687

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