Overview / Commentary
2400 Jericho Tpke
Garden City Park, NY 11040

Sperry Associates Federal Credit Union is headquartered in Garden City Park and is the 46th largest credit union in the state of New York. It is also the 891st largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 36 employees and 15,971 members at 1 location. Sperry Associates Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Sperry Federal Credit Union membership is open to those living, worshiping, attending school, working or conducting business in Nassau County, New York. Membership also extends to immediate family and household members.
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Health Grade Components

NCUA #1787
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD6.15%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$255.3MM$267.5MM
LoansQ2 2018vs Q2 2017$175.3MM$175.0MM
DepositsQ2 2018vs Q2 2017$236.1MM$247.7MM
Equity CapitalQ2 2018vs Q2 2017$18.2MM$18.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.7MM$2.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.9MM$4.5MM
Real Estate OwnedQ2 2018vs Q2 2017$0$78.00K
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Always verify rates and promotions with the bank or credit union. We are not Sperry Associates Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sperry Associates Federal Credit Union Savings Account Rates

5.00%*-$1kYouth Savings Account
OTHER TIERS: 0.25% $2k+ | 2.50% $1k - $2k
0.50%*$50k*-Premium Savings
OTHER TIERS: 0.40% $2.5k - $25k | 0.45% $25k - $50k
0.50%*$50k*-IRA Savings
OTHER TIERS: 0.40% Up to $10k | 0.45% $10k - $50k
0.25%--Holiday Club
0.25%--Vacation Club
0.25%$5-Business Savings
0.20%$5-Share Account

Sperry Associates Federal Credit Union Money Market Rates

1.50%*$250k*-Money Market
OTHER TIERS: 0.35% $2.5k - $25k | 0.40% $25k - $50k | 0.75% $50k - $100k | 1.25% $100k - $250k
1.50%$500-Business Money Market

Sperry Associates Federal Credit Union Checking Account Rates

1.75%--Reward Checking
0.45%--Basic Business Checking
0.35%$5k-Platinum Checking
0.20%--Youth Checking

Sperry Associates Federal Credit Union CD Rates

2.80%$500-60 Month CD
2.60%$500-48 Month CD
2.55%$500-24 Month CD
2.50%$500-36 Month CD
2.50%$500-18 Month CD
2.30%$500-12 Month CD
2.05%$50-12 Month Youth CD
2.05%$50-24 Month Youth CD
2.00%$500-15 Month CD
1.75%$500-30 Month Bump-up CD
1.25%$500-6 Month CD
1.25%$50-6 Month Youth CD
0.30%$500-3 Month CD

Sperry Associates Federal Credit Union IRA Rates

2.80%$500-60 Month IRA
2.60%$500-48 Month IRA
2.55%$500-24 Month IRA
2.50%$500-36 Month IRA
2.50%$500-18 Month IRA
2.30%$500-12 Month IRA
2.00%$500-15 Month IRA
1.75%$500-30 Month Bump-up IRA
1.25%$500-6 Month IRA
0.30%$500-3 Month IRA

Sperry Associates Federal Credit Union Locations
Branch Office2400 Jericho TpkeGarden City Park, NY 11040

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