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Overview / Commentary
2025 Larpenteur Ave W
Falcon Heights, MN 55113

Spire Credit Union is headquartered in Falcon Heights and is the 7th largest credit union in the state of Minnesota. It is also the 302nd largest credit union in the nation. It was established in 1934 and as of December of 2016, it had grown to 213 employees and 92,110 members at 18 locations. Spire Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Spire Credit Union is open to all residents of Minnesota and Wisconsin, as well as the employees of the Credit Union, affiliated Select Employee Groups, and immediate family and household members of current Credit Union members.
See current membership details

Related Posts

SPIRE CU (MN/WI) Offers $100 Free Checking Account Bonus - 10/27/2016

SPIRE Credit Union (MN/WI) is offering a $100 bonus when opening a new Free Checking account, now through December 31, 2016. MInimum opening deposit is $100.

$100 Checking Account Bonus - Minnesota & Wisconsin - 10/17/2016

Open a SPIRE Free Checking Account and Receive $100 To qualify for $100 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 5 SPIRE debit card transactions within 60 days Expires 12-31-16 Promotion link

Reviews (2)

Terrible Bank-Not Worth It

Spire bank is horrible. The previous reviewer was absolutely correct. They have no idea what they are doing. None of them can tell you Spire policy information or do the right thing. They make mistakes, charge you for it and then when you call to point out the mistake and assert the right to have your money back they close your accounts. They don't want to hear complaints and when a customer lets them know about their screw ups, they will retaliate and complain about the fact that you complain. Very unprofessional. Charge you fees that you do not owe. Create reasons to charge you fees (losing your debit card in the mail, etc.) and then get mad when you make them fix it. What a horrible bank. Hopefully, they will go out of business and you won't have to ever deal with them.

Biggest Waste Of Time

Posted by: Kai | Jan 2, 2013

These idiots have no idea what they are doing.  I spoke with a representative, and she didn't know what a secured loan was, and she wasted a week and a half of my time while she tried to process my car loan.  Eventually, I couldn't wait any longer so I just told them to forget it, called Wells Fargo and had things done in 2 days.  Save yourself the trip and find a different bank.


Health Grade Components

NCUA #68651
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.23%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$893.9MM$825.6MM
LoansQ4 2016vs Q4 2015$606.3MM$519.5MM
DepositsQ4 2016vs Q4 2015$808.7MM$747.9MM
Equity CapitalQ4 2016vs Q4 2015$78.0MM$72.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.8MM$2.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.7MM$1.1MM
Real Estate OwnedQ4 2016vs Q4 2015$263.00K$422.00K

Rates for Spire Credit Union are currently being reviewed.


Spire Credit Union has 18 locations. Click to view all Spire Credit Union locations.