Spire Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.14% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.20% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Share Savings 1.00% - Ally Bank Online Savings Account |
Spire Credit Union is headquartered in Falcon Heights and is the 7th largest credit union in the state of Minnesota. It is also the 315th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 207 employees and 87,556 members at 18 locations. Spire Credit Union has an A health rating.
Field of Membership Restrictions
Spire Federal Credit Union of Minnesota is open to any and every resident of Minnesota and Wisconsin as well as the employees of the credit union affiliated select employee groups, and the family members of anyone that is presently a credit union member.
See current membership details
Biggest Waste Of Time
These idiots have no idea what they are doing. I spoke with a representative, and she didn't know what a secured loan was, and she wasted a week and a half of my time while she tried to process my car loan. Eventually, I couldn't wait any longer so I just told them to forget it, called Wells Fargo and had things done in 2 days. Save yourself the trip and find a different bank.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68651 |
| Year Chartered | 1934 |
| Employees | 207 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 5.92% |
| Annual Interest Income | $11.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $844.6MM$794.4MM |
| Loans | Q2 2016vs Q2 2015 | $556.4MM$494.8MM |
| Deposits | Q2 2016vs Q2 2015 | $764.1MM$718.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $75.7MM$71.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.5MM$2.2MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.1MM$885.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $406.00K$583.00K |
Always verify rates and promotions with the bank or credit union. We are not Spire Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Spire Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15% | - | - | Holiday Savings Club | ||
| 0.15% | - | - | Budget Savings | ||
| 0.15% | - | - | Panda Pal Club | ||
| 0.15% | - | - | Teen Savings | ||
| 0.15% | - | - | Business Budget Savings | ||
| 0.10%* | $2k* | - | Share Savings | ||
| OTHER TIERS: 0.05% → $100 - $2k | |||||
| 0.10% | - | - | Health Savings Account | ||
| 0.10%* | $2k* | - | Business Savings | ||
| OTHER TIERS: 0.05% → $100 - $2k | |||||
| 0.10% | - | - | Business HSA Savings | ||
| 0.10% | - | - | HSA Business Checking | ||
| 0.10% | - | - | HSA Checking | ||
Spire Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $20k | 0.20% → $20k - $50k | |||||
| 0.25%* | $50k* | - | IRA Money Market | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $20k | 0.20% → $20k - $50k | |||||
| 0.25%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $20k | 0.20% → $20k - $50k | |||||
Spire Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5k | - | Premium Business Checking | |
| 0.05% | - | - | Checking Plus | |
| 0.05% | - | - | 55 Plus | |
| 0.05% | $1,500 | - | Preferred Business Checking |
Spire Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.24% | $10k | - | 60 Month Premium CD | |
| 1.24% | $10k | - | Business 60 Month Premium CD | |
| 1.14% | $500 | - | 60 Month CD | |
| 1.14% | $500 | - | Business 60 Month CD | |
| 1.00% | $10k | - | 48 Month Premium CD | |
| 1.00% | $10k | - | Business 48 Month Premium CD | |
| 0.90% | $500 | - | 48 Month CD | |
| 0.90% | $500 | - | Business 48 Month CD | |
| 0.75% | $10k | - | 36 Month Premium CD | |
| 0.75% | $100k | - | 36 Month Jumbo CD | |
| 0.75% | $100k | - | Business 36 Month Jumbo CD | |
| 0.75% | $10k | - | Business 36 Month Premium CD | |
| 0.65% | $500 | - | 36 Month CD | |
| 0.65% | $500 | - | Business 36 Month CD | |
| 0.60% | $10k | - | 27 Month Premium CD | |
| 0.60% | $10k | - | Business 27 Month Premium CD | |
| 0.50% | $500 | - | 27 Month CD | |
| 0.50% | $10k | - | 24 Month Premium CD | |
| 0.50% | $100k | - | 24 Month Jumbo CD | |
| 0.50% | $100k | - | Business 24 Month Jumbo CD | |
| 0.50% | $10k | - | Business 24 Month Premium CD | |
| 0.50% | $500 | - | Business 27 Month CD | |
| 0.40% | $500 | - | 24 Month CD | |
| 0.40% | $10k | - | 18 Month Premium CD | |
| 0.40% | $10k | - | Business 18 Month Premium CD | |
| 0.40% | $500 | - | Business 24 Month CD | |
| 0.30% | $500 | - | 18 Month CD | |
| 0.30% | $10k | - | 12 Month Premium CD | |
| 0.30% | $100k | - | 12 Month Jumbo CD | |
| 0.30% | $100k | - | Business 12 Month Jumbo CD | |
| 0.30% | $10k | - | Business 12 Month Premium CD | |
| 0.30% | $500 | - | Business 18 Month CD | |
| 0.25% | $10k | - | 6 Month Premium CD | |
| 0.25% | $10k | - | Business 6 Month Premium CD | |
| 0.20% | $500 | - | 12 Month CD | |
| 0.20% | $10k | - | 3 Month Premium CD | |
| 0.20% | $10k | - | Business 3 Month Premium CD | |
| 0.20% | $500 | - | Business 12 Month CD | |
| 0.15% | $500 | - | 6 Month CD | |
| 0.15% | $500 | - | Business 6 Month CD | |
| 0.10% | $500 | - | 3 Month CD | |
| 0.10% | $500 | - | Business 3 Month CD |
Spire Credit Union has 18 locations. Click to view all Spire Credit Union locations.