Spire Credit Union is headquartered in Falcon Heights and is the 7th largest credit union in the state of Minnesota. It is also the 302nd largest credit union in the nation. It was established in 1934 and as of December of 2016, it had grown to 213 employees and 92,110 members at 18 locations. Spire Credit Union has an A health rating.
Membership in Spire Credit Union is open to all residents of Minnesota and Wisconsin, as well as the employees of the Credit Union, affiliated Select Employee Groups, and immediate family and household members of current Credit Union members.
See current membership details
Spire bank is horrible. The previous reviewer was absolutely correct. They have no idea what they are doing. None of them can tell you Spire policy information or do the right thing. They make mistakes, charge you for it and then when you call to point out the mistake and assert the right to have your money back they close your accounts. They don't want to hear complaints and when a customer lets them know about their screw ups, they will retaliate and complain about the fact that you complain. Very unprofessional. Charge you fees that you do not owe. Create reasons to charge you fees (losing your debit card in the mail, etc.) and then get mad when you make them fix it. What a horrible bank. Hopefully, they will go out of business and you won't have to ever deal with them.
These idiots have no idea what they are doing. I spoke with a representative, and she didn't know what a secured loan was, and she wasted a week and a half of my time while she tried to process my car loan. Eventually, I couldn't wait any longer so I just told them to forget it, called Wells Fargo and had things done in 2 days. Save yourself the trip and find a different bank.
|Return on Assets - YTD||0.46%|
|Return on Equity - YTD||5.23%|
|Annual Interest Income||$22.6MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$893.9MM$825.6MM|
|Loans||Q4 2016vs Q4 2015||$606.3MM$519.5MM|
|Deposits||Q4 2016vs Q4 2015||$808.7MM$747.9MM|
|Equity Capital||Q4 2016vs Q4 2015||$78.0MM$72.7MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$2.8MM$2.5MM|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$2.7MM$1.1MM|
|Real Estate Owned||Q4 2016vs Q4 2015||$263.00K$422.00K|
Rates for Spire Credit Union are currently being reviewed.