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  2. Spirit Financial Credit Union

Spirit Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.10%5-year CD5 Year Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.80%1-year CD1 Year Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.05%SavingsShare Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all Spirit Financial Credit Union rates »

Overview / Commentary
www.fairlesscu.org
267-580-0230
8535 New Falls Rd
Levittown, PA 19054

Spirit Financial Credit Union is headquartered in Levittown and is the 114th largest credit union in the state of Pennsylvania. It is also the 2,373rd largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 9 employees and 3,811 members at 2 locations. Spirit Financial Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Fairless Credit Union is open to those who live, work, attend school or worship in Bucks County in Pennsylvania.
See current membership details

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Health
B+

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spirit Financial Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60369
Year Chartered1953
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.32%
Annual Interest Income$317.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$49.2MM$47.4MM
LoansQ1 2017vs Q1 2016$19.1MM$20.8MM
DepositsQ1 2017vs Q1 2016$41.9MM$40.7MM
Equity CapitalQ1 2017vs Q1 2016$7.0MM$6.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$45.00K$65.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$164.00K$172.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spirit Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-IRA Accumulation
OTHER TIERS: 0.20% → Up to $50k
0.30%*$50k*-Educational IRA Accumulation
OTHER TIERS: 0.20% → Up to $50k
0.05%--Share Account
0.05%--Vacation Account
0.05%--Christmas Account

Spirit Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.10% → $5k - $10k | 0.20% → $10k - $50k

Spirit Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-5 Year Share Certificate
1.85%$500-4 Year Share Certificate
1.70%$500-3 Year Share Certificate
1.25%$500-2 Year Share Certificate
1.20%$500-9 Month Share Certificate
1.00%$500-18 Month Share Certificate
0.80%$500-1 Year Share Certificate
0.40%$500-6 Month Share Certificate
0.20%$500-3 Month Share Certificate

Spirit Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-5 Year IRA Certificate
1.85%$500-4 Year IRA Certificate
1.70%$500-3 Year IRA Certificate
1.25%$500-2 Year IRA Certificate
1.20%$500-9 Month IRA Certificate
1.00%$500-18 Month IRA Certificate
0.80%$500-1 Year IRA Certificate
0.40%$500-6 Month IRA Certificate
Locations


Spirit Financial Credit Union Locations
Corporate Office8535 New Falls RdLevittown, PA 19054-1601
Branch Office521 S Oxford Valley RdFairless Hills, PA 19030-2612