Spirit Financial Credit Union

Overview / Commentary
8535 New Falls Rd
Levittown, PA 19054

Spirit Financial Credit Union is headquartered in Levittown and is the 100th largest credit union in the state of Pennsylvania. It is also the 2,121st largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 8 employees and 4,059 members at 1 location. Spirit Financial Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Spirit Financial Credit Union is open to those who live, work, worship, or attend school in Bucks County, Pennsylvania. Family members of an existing Spirit Financial Credit Union and those who were employed by the credit union's original sponsor group, U.S. Steel, are also eligible for membership.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spirit Financial Credit Union has a relatively low asset base.

Health Grade Components

NCUA #60369
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.17%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$72.9MM$70.7MM
LoansQ4 2023vs Q4 2022$36.8MM$36.2MM
DepositsQ4 2023vs Q4 2022$63.4MM$61.6MM
Equity CapitalQ4 2023vs Q4 2022$9MM$8.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$176K$90K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$136K$143K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Spirit Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spirit Financial Credit Union Savings Account Rates

OTHER TIERS: 0.45% $5 - $50k
0.05%--Share Account
0.05%--Vacation Account
0.05%--Christmas Account

Spirit Financial Credit Union Money Market Rates

0.50%*$10k*-Money Market Account
OTHER TIERS: 0.45% $5k - $10k

Spirit Financial Credit Union CD Rates

4.85%$500-1 Year Share Certificate
4.00%$500-6 Month Share Certificate
4.00%$500-9 Month Share Certificate
4.00%$500-2 Year Share Certificate
4.00%$500-18 Month Share Certificate
3.85%$500-5 Year Share Certificate
3.75%$500-4 Year Share Certificate
3.65%$500-3 Year Share Certificate
0.50%$500-3 Month Share Certificate

Spirit Financial Credit Union IRA Rates

4.85%$500-1 Year IRA Certificate
4.00%$500-6 Month IRA Certificate
4.00%$500-9 Month IRA Certificate
4.00%$500-2 Year IRA Certificate
4.00%$500-18 Month IRA Certificate
3.85%$500-5 Year IRA Certificate
3.75%$500-4 Year IRA Certificate
3.65%$500-3 Year IRA Certificate

Spirit Financial Credit Union Locations
Corporate Office8535 New Falls RdLevittown, PA 19054-1601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.