1. Banks
  2. Spirit Financial Credit Union

Spirit Financial Credit Union


Overview / Commentary
spiritfinancialcu.org
267-580-0230
8535 New Falls Rd
Levittown, PA 19054

Spirit Financial Credit Union is headquartered in Levittown and is the 112th largest credit union in the state of Pennsylvania. It is also the 2,272nd largest credit union in the nation. It was established in 1953 and as of June of 2020, it had grown to 9 employees and 3,855 members at 2 locations. Spirit Financial Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Spirit Financial Credit Union is open to those who live, work, worship, or attend school in Bucks County, Pennsylvania.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q2 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spirit Financial Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #60369
Year Chartered1953
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.19%
Annual Interest Income$911.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$58.9MM$52.8MM
LoansQ2 2020vs Q2 2019$28.2MM$22.6MM
DepositsQ2 2020vs Q2 2019$50.8MM$45.0MM
Equity CapitalQ2 2020vs Q2 2019$7.7MM$7.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$49.00K$55.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$132.00K$115.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Spirit Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spirit Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-IRA
OTHER TIERS: 0.20% → $5 - $50k
0.05%--Share Account
0.05%--Vacation Account
0.05%--Christmas Account

Spirit Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Money Market Account
OTHER TIERS: 0.20% → $5k - $10k

Spirit Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-5 Year Share Certificate
0.90%$500-4 Year Share Certificate
0.85%$500-3 Year Share Certificate
0.75%$500-2 Year Share Certificate
0.70%$500-18 Month Share Certificate
0.65%$500-1 Year Share Certificate
0.50%$500-9 Month Share Certificate
0.40%$500-6 Month Share Certificate
0.20%$500-3 Month Share Certificate

Spirit Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-5 Year IRA Certificate
0.90%$500-4 Year IRA Certificate
0.85%$500-3 Year IRA Certificate
0.75%$500-2 Year IRA Certificate
0.70%$500-18 Month IRA Certificate
0.65%$500-1 Year IRA Certificate
0.50%$500-9 Month IRA Certificate
0.40%$500-6 Month IRA Certificate
Locations


Spirit Financial Credit Union Locations
Corporate Office8535 New Falls RdLevittown, PA 19054-1601
Branch Office521 S Oxford Valley RdFairless Hills, PA 19030-2612

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.